Thinking about early retirement but worried about health insurance? You’re not alone! Healthcare costs are one of the biggest reasons people delay retirement. But don’t let that stop you!
In this episode of Early Retirement Roadmap, I break down all your options for staying covered before Medicare, including: ✅ COBRA – Keep your employer’s plan (but at what cost?) 💼 ✅ ACA Marketplace Plans – Subsidies that can make coverage more affordable 💵 ✅ Private Insurance – Is it worth the higher cost? 🤔 ✅ Short-Term Plans – A risky but potentially viable bridge to Medicare ⏳ ✅ Part-Time Work with Benefits – Companies that offer insurance for fewer hours 🏢 ✅ Creative Solutions – Health sharing plans, expat insurance, and HSAs ✈️
Plus, I’ll explain how taking care of your physical health can also protect your financial health in retirement!
👉 Resources & Links mentioned:
1. COBRA Information - Click here to learn more about COBRA continuation coverage and eligibility requirements
2. Affordable Care Act (ACA) Marketplace: Click here to find out about ACA plans and check your eligibility for subsidies
3. Private Health Insurance - Compare private insurance options via ehealthinsurance.com or healthcare.com
4. Also, can go to ehealthinsurance.com to view short-term health insurance options too
5. Health sharing programs, Medishare, Zion Health & Christian Health Ministries
6. International health insurance options, Cigna Global & internationalinsurance.com
7. Click here for IRS Info about Health Savings Accounts
8. Click here for a list of employers that offer part-time jobs with health benefits
🎙️ If you found this podcast helpful, please subscribe & leave a review or support this new podcast show by buying me a cup of coffee here!
💼My Favorite Retirement Planning Tool. If you're serious about planning for early retirement, you've got to check out Boldin. It's a powerful tool that helps you map out your financial future -- whether you're a DIY planner or just want to stress-test your retirement strategy. I personally use it and highly recommend! Try Boldin here: https://go.boldin.com/earlyretirementroadmap
Disclosure: This is an affiliate link, which means I may earn a small commission at no extra cost to you. It's a simple way to support this podcast and the content I create. Thank you!
✅ FREE Early Retirement Planning Checklist Whether you're just getting started or refining your plan, this free guide will help you take the next step! Download my free 12-step early retirement planning checklist—a practical, easy-to-follow guide that walks you through everything from calculating your FIRE number to building a tax-efficient withdrawal strategy. 👉 Get your free checklist here: https://payhip.com/b/IBj3q I created this to help others like you pursue financial independence and retire on your own terms and as a thank you to my viewers. Whether you are years away or almost ready, this checklist will help you retire smarter and sooner and is the perfect companion to everything I share on this podcast.
🎥 Prefer a visual breakdown? Click here to watch this episode on my YouTube Channel: Early Retiremen
Popular Podcasts
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Special Summer Offer: Exclusively on Apple Podcasts, try our Dateline Premium subscription completely free for one month! With Dateline Premium, you get every episode ad-free plus exclusive bonus content.
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.