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May 5, 2025 8 mins

Are you wondering why it feels like everyone else is retiring early — and you're not? In this episode of Early Retirement Roadmap, we uncover the real reasons people delay early retirement, even when they have enough saved. Learn how to avoid the "one more year syndrome," stop chasing unrealistic retirement numbers, and discover 5 proven strategies to retire sooner than you think.

If you want to know how much you really need to retire, how to build financial confidence, and how to create a realistic retirement plan, this episode is for you.

We cover the average 401(k) balance by age, how much guaranteed income like Social Security can help, why stress-testing your retirement plan matters, and how redefining retirement could be your key to freedom.

🔔 If you found this episode helpful, please follow or subscribe & leave a review, or support me with a cup of coffee here. 

Episodes to listen to mentioned in this episode: 

🎙️Episode 3, How Much Do You REALLY Need to Retire

🎙️Episode 6, The One Retirement Mistake that Could RUIN YOU

 🎥 When you’re not on the go, check out my Early Retirement Roadmap YouTube channel for more insights and inspiration.   

🌐  Visit mikeupland.com – Connect with me & explore retirement resources including all my videos and blog articles.

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