- The American FinTech Council has evolved significantly since its inception.
- AFC aims to educate and influence policymakers on financial regulations.
- Regulatory changes are often influenced by political shifts and elections.
- Proactive compliance and risk management are essential for financial services.
- The current administration is more open to collaboration with the fintech industry.
- Stablecoin and crypto regulations are on the horizon.
- The AFC represents a diverse range of fintech companies and innovative banks.
- Regulators should not dictate industry practices but work collaboratively with it.
- The importance of defining one's narrative in the financial services space.
- The Fair Exams Act aims to improve regulatory oversight and efficiency. Bipartisan efforts in FinTech regulation are gaining momentum.
- FinTech is crucial for serving millions of consumers today.
- Consumers are accessing financial services differently than before.
- State regulations may become more aggressive in response to federal deregulation.
- The CFPB is not going away but may be restructured.
- Interest rate caps on credit cards face significant opposition.
- The alternative network for credit cards may not gain traction.
- Data privacy rules are still evolving and may see changes.
- Open banking presents opportunities for consumer competition.
- The American FinTech Council conference will focus on thoughtful leadership in the industry.
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