November 26, 2024 • 26 mins
Navigating Prenups and Estate Planning in Late-Life Marriages In this episode of Intimacy After, host Queen discusses the importance of addressing financial and legal matters like prenuptial agreements and estate planning for mature women in late-life marriages. She emphasizes that having conversations about finances can build intimacy and trust in relationships, debunking myths that money talks kill romance. The episode also covers the practical aspects of blending families and ensuring financial security for loved ones, offering tips on open communication and mutual respect. Tune in to learn how proactive financial planning can not only save your marriage but also enhance your emotional and physical closeness.
00:00 Welcome to Intimacy After 00:50 Thanksgiving Season Greetings 01:36 Diving into Prenups and Estate Planning 03:05 Understanding Prenups 05:21 Real-Life Example 05:58 Starting the Conversation About Prenups 08:56 The Positive Side of Financial Discussions 11:02 Estate Planning Essentials 19:12 Blended Families and Financial Planning 20:52 Common Myths and Misconceptions 24:51 Final Thoughts and Farewell
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Episode Transcript
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(00:05):
Hello and welcome.
.999This is Intimacy After, a podcast for mature women facing intimacy issues from various causes.
Please know you are not alone.
It is time to stop suffering in silence.
On this podcast, we give hope that through practice of simple steps and proven tips, you can improve intimacy and resurrect your love life.
(00:33):
Break free, learn to laugh again, to play again, to be happy, to love and know that you are loved.
I am your host, Queen.
Come on inside. 9 00:00:49,46.12244898 --> 00:00:50,936.12244898 There you are my sister friends. 10 00:00:50,966.12244898 --> 00:00:56,66.12244898 Welcome inside to another episode during the Thanksgiving season. 11 00:00:56,186.12244898 --> 00:01:02,36.12244898 Happy Thanksgiving to you and your family, or whenever it is that you are listening. 12 00:01:02,456.12244898 --> 00:01:10,556.12244898 I hope you realize that no matter the season or reason you have much to be thankful and grateful for. 13 00:01:11,36.12244898 --> 00:01:16,766.12244898 Well on that note, today's topic may not bring about feelings of gratitude, though. 14 00:01:18,116.12244898 --> 00:01:21,206.12244898 It's the one that is often avoided, like the plague. 15 00:01:21,686.12244898 --> 00:01:25,46.12244898 Brings up such strong associated emotions. 16 00:01:25,406.12244898 --> 00:01:30,116.12244898 That they're often strong arguments for or against it. 17 00:01:30,476.12244898 --> 00:01:34,466.12244898 Hopefully not at Thanksgiving though, because it can bring. 18 00:01:34,736.12244898 --> 00:01:36,566.12244898 A lot of division. 19 00:01:36,906.12244898 --> 00:01:44,766.12244898 So today we are diving into a topic that's incredibly important for women who are either considering marriage. 20 00:01:45,186.12244898 --> 00:01:55,86.12244898 Or already in a late life, marriage, prenups S states and the impact of these legal matters on intimacy. 21 00:01:56,106.12244898 --> 00:02:01,236.12244898 This might not sound like the most romantic or sexiest of topic for conversation. 22 00:02:01,536.12244898 --> 00:02:09,276.12244898 But trust me, understanding these things can make a world of difference when it comes to maintaining a healthy. 23 00:02:09,636.12244898 --> 00:02:11,286.12244898 Intimate relationship. 24 00:02:12,136.12244898 --> 00:02:16,966.12244898 Finance and the likes are cited as one of the leading cause for divorce. 25 00:02:17,176.12244898 --> 00:02:18,706.12244898 So sexy or not. 26 00:02:18,766.12244898 --> 00:02:20,836.12244898 It's definitely worth listening. 27 00:02:21,196.12244898 --> 00:02:23,656.12244898 You could be saving your marriage. 28 00:02:24,196.12244898 --> 00:02:33,316.12244898 As we grow older, marriage brings with it, new questions, especially around the practical, financial and legal aspect. 29 00:02:34,66.12244898 --> 00:02:41,836.12244898 And it's not uncommon for these topics to bring up emotions that can either bring us closer to our partners. 30 00:02:42,346.12244898 --> 00:02:46,516.12244898 Or create tension if you're not on the same page. 31 00:02:46,906.12244898 --> 00:03:01,486.12244898 Today, we'll define prenups and estate planning, breakdown, some common myths and talk about how these legal aspects of marriage can play a significant role in our intimacy and overall happiness. 32 00:03:01,906.12244898 --> 00:03:04,96.12244898 In the relationship? Okay. 33 00:03:04,96.12244898 --> 00:03:05,266.12244898 My sister friends. 34 00:03:05,386.12244898 --> 00:03:07,36.12244898 So understanding prenups. 35 00:03:07,456.12244898 --> 00:03:12,946.12244898 What they are and what they are not is a vitally important. 36 00:03:13,336.12244898 --> 00:03:15,856.12244898 if you ever heard the words. 37 00:03:16,156.12244898 --> 00:03:23,506.12244898 Will you marry me? Thinking of finance may cause you to pause or retract your yes. 38 00:03:23,776.12244898 --> 00:03:24,436.12244898 Later. 39 00:03:25,36.12244898 --> 00:03:28,996.12244898 Do not enter into a relationship without considering the financial aspect. 40 00:03:28,996.12244898 --> 00:03:29,446.12244898 Okay. 41 00:03:29,686.12244898 --> 00:03:32,206.12244898 No matter how great the sex may be. 42 00:03:32,656.12244898 --> 00:03:38,386.12244898 And no, I do not think that building a marriage on great sex is a wise thing to do. 43 00:03:38,896.12244898 --> 00:03:41,596.12244898 The great sex will not last forever. 44 00:03:41,746.12244898 --> 00:03:44,776.12244898 So you need more than that to build on. 45 00:03:44,866.12244898 --> 00:03:45,406.12244898 Yes. 46 00:03:46,96.12244898 --> 00:03:48,916.12244898 If you're both broke and have bad credits. 47 00:03:49,186.12244898 --> 00:03:51,466.12244898 Then avoid the ledge. 48 00:03:51,946.12244898 --> 00:03:56,26.12244898 Have a plan to work out things financially together. 49 00:03:56,386.12244898 --> 00:03:57,316.12244898 Mutually. 50 00:03:57,316.12244898 --> 00:03:59,806.12244898 Okay, so then let's start with prenups. 51 00:04:00,406.12244898 --> 00:04:09,916.12244898 The word prenup often stirs up a lot of feelings and honestly it can sound a bit intimidating or even like a sign of distrust. 52 00:04:10,336.12244898 --> 00:04:18,916.12244898 That was my initial thought when I got into a relationship and was considering marriage a little later in life. 53 00:04:19,946.12244898 --> 00:04:22,196.12244898 But a prenup. 54 00:04:22,436.12244898 --> 00:04:29,36.12244898 Short for pre-nuptial agreement is simply a legal contract, a couple creates before getting married. 55 00:04:29,396.12244898 --> 00:04:33,506.12244898 It outlines how assets and finances will be handled. 56 00:04:33,986.12244898 --> 00:04:37,526.12244898 If the marriage ends either through divorce. 57 00:04:37,886.12244898 --> 00:04:38,786.12244898 Or death. 58 00:04:39,606.12244898 --> 00:04:53,966.12244898 You may be thinking that pre-nuptial agreement or prenups really only focus on if you get a divorce, but prenups also covered your wishes in regards to your finances after Jeff. 59 00:04:54,686.12244898 --> 00:04:56,936.12244898 One of the biggest myths about prenups. 60 00:04:57,536.12244898 --> 00:05:04,376.12244898 Is that they're only for the rich or for people who don't trust each other, but that's simply not true. 61 00:05:04,916.12244898 --> 00:05:14,966.12244898 Prenups can be helpful tools for anyone, especially those of you entering marriage later in life, where you may have accumulated assets, retirement saving. 62 00:05:15,686.12244898 --> 00:05:17,696.12244898 Or for some of you even debts. 63 00:05:18,206.12244898 --> 00:05:30,606.12244898 Who wants more debts? Let's think about this through a real life example, imagine a woman named Linda who married in her twenties, raised a family and went through a divorce. 64 00:05:31,336.12244898 --> 00:05:37,156.12244898 After the divorce, she built a career, bought a home and established retirement savings. 65 00:05:37,486.12244898 --> 00:05:44,806.12244898 Now in her late fifties, she's fallen madly in love and wants to marry again, nothing wrong with that. 66 00:05:45,16.12244898 --> 00:05:48,256.12244898 She's thrilled, but also a bit concerned. 67 00:05:48,406.12244898 --> 00:05:50,596.12244898 She wants to protect the assets. 68 00:05:50,596.12244898 --> 00:05:52,366.12244898 She's worked so hard for. 69 00:05:52,966.12244898 --> 00:05:57,76.12244898 But doesn't want her fiance to feel like she doesn't trust him. 70 00:05:58,6.12244898 --> 00:06:09,226.12244898 Conversation, ladies conversations, starting a conversation can be as simple as choosing a movie star or a known public figure who had. 71 00:06:09,736.12244898 --> 00:06:14,116.12244898 Or did not have a prenup and start the conversation there. 72 00:06:15,556.12244898 --> 00:06:16,6.12244898 Like. 73 00:06:16,696.12244898 --> 00:06:17,596.12244898 Oh, wow. 74 00:06:18,76.12244898 --> 00:06:26,356.12244898 Did you see that? What do you think about such and such having a prenup? Or conversely not having a prenup. 75 00:06:27,316.12244898 --> 00:06:28,336.12244898 Be prepared. 76 00:06:28,876.12244898 --> 00:06:31,6.12244898 Some may be blindsided. 77 00:06:31,786.12244898 --> 00:06:43,366.12244898 That is the conversation may freely entails what is thought about that particular couple? But your partner may not think it's applicable. 78 00:06:44,26.12244898 --> 00:06:44,566.12244898 Two. 79 00:06:45,166.12244898 --> 00:06:46,126.12244898 Themselves. 80 00:06:46,516.12244898 --> 00:06:47,26.12244898 Hmm. 81 00:06:47,806.12244898 --> 00:06:49,456.12244898 Be ready for that though. 82 00:06:49,906.12244898 --> 00:07:07,476.12244898 Then is when you could kind of turn the conversation and say, well, babe, what do you think about the prenup? Ah, not really sneaky, but you have to give some kind of grounds where you can build the conversation. 83 00:07:07,746.12244898 --> 00:07:16,86.12244898 So it doesn't seem like you're coming way out of left field or lack is you're attacking your partner or your partner to be right. 84 00:07:16,926.12244898 --> 00:07:28,656.12244898 A prenup in this case could help Linda and her partner have open discussions about their finances, their goals, and what each person wants to protect or share. 85 00:07:29,76.12244898 --> 00:07:31,206.12244898 It's not about predicting a breakup. 86 00:07:31,626.12244898 --> 00:07:37,236.12244898 But about understanding each other values and respect in the past lives. 87 00:07:37,536.12244898 --> 00:07:39,516.12244898 Each person brings to the marriage. 88 00:07:40,116.12244898 --> 00:07:42,486.12244898 A lot of you tend to act as though. 89 00:07:42,516.12244898 --> 00:07:44,46.12244898 Uh, nothing happened. 90 00:07:44,796.12244898 --> 00:07:51,36.12244898 In the lives of your partners before y'all met, there was a life before. 91 00:07:51,186.12244898 --> 00:07:57,336.12244898 So you have to acknowledge that and respect what it is that needs to be done. 92 00:07:57,366.12244898 --> 00:07:57,786.12244898 And. 93 00:07:58,676.12244898 --> 00:08:01,466.12244898 For crying out loud, this needs to be mutual. 94 00:08:01,466.12244898 --> 00:08:03,236.12244898 It just has to be mutual. 95 00:08:03,476.12244898 --> 00:08:06,746.12244898 Or we're going to end up with a whole lot of conflict. 96 00:08:07,106.12244898 --> 00:08:07,616.12244898 Right. 97 00:08:08,346.12244898 --> 00:08:19,206.12244898 In fact, these conversations can actually build intimacy, allowing partners to feel secure and see in their financial identities. 98 00:08:19,936.12244898 --> 00:08:27,106.12244898 It seemed to me that in relationship one person is always the spender and one is the saver. 99 00:08:27,496.12244898 --> 00:08:30,916.12244898 Sometimes you'll have that relationship where both kind of. 100 00:08:31,456.12244898 --> 00:08:33,196.12244898 Have the same outlook. 101 00:08:33,766.12244898 --> 00:08:42,276.12244898 Then you're in trouble, so you really need to know what the financial or spending style is off your partner. 102 00:08:42,636.12244898 --> 00:08:46,86.12244898 Before you start going into the, I do's. 103 00:08:46,936.12244898 --> 00:08:48,586.12244898 This can be quite heavy. 104 00:08:49,6.12244898 --> 00:08:54,46.12244898 Uh, burden that can cause the mood in a room to change rather quickly. 105 00:08:55,36.12244898 --> 00:08:55,876.12244898 Be prepared. 106 00:08:56,506.12244898 --> 00:09:03,496.12244898 But let's address another myth here that a prenup is always a negative for intimacy. 107 00:09:04,256.12244898 --> 00:09:11,36.12244898 The reality is though when handled thoughtfully, it can actually have the opposite effect and be a positive thing. 108 00:09:11,606.12244898 --> 00:09:22,376.12244898 Discussing finance openly can foster deeper trust and partners can feel relieved knowing that they're entering the marriage with honesty and transparency. 109 00:09:23,246.12244898 --> 00:09:34,346.12244898 It allows both of you to lay a strong foundation through open discussion about money, and this can prevent misunderstanding down the road. 110 00:09:35,46.12244898 --> 00:09:35,916.12244898 So, right. 111 00:09:35,976.12244898 --> 00:09:42,306.12244898 Finance can significantly impact intimacy, either building closeness or creating distance. 112 00:09:43,26.12244898 --> 00:09:44,856.12244898 Let's look at the positive side. 113 00:09:45,696.12244898 --> 00:09:48,996.12244898 Open communication about money fosters trust. 114 00:09:49,596.12244898 --> 00:09:50,736.12244898 And security. 115 00:09:51,276.12244898 --> 00:09:54,786.12244898 To cornerstone of a healthy, intimate relationship. 116 00:09:55,116.12244898 --> 00:10:01,686.12244898 When both partners feel heard and aligned on financial goals, they often feel more relaxed. 117 00:10:01,986.12244898 --> 00:10:07,416.12244898 And connected allow an intimacy to flourish in the relationship. 118 00:10:08,236.12244898 --> 00:10:09,886.12244898 On the other hand. 119 00:10:10,546.12244898 --> 00:10:12,316.12244898 The negative impact. 120 00:10:12,616.12244898 --> 00:10:20,416.12244898 Is that financial stress or hidden money worries can lead to tension and resentment. 121 00:10:20,806.12244898 --> 00:10:23,116.12244898 Wishman negatively affected the bedroom. 122 00:10:23,746.12244898 --> 00:10:25,126.12244898 Unresolved debts. 123 00:10:25,546.12244898 --> 00:10:29,986.12244898 Different spending habits or secrecy around finances. 124 00:10:30,16.12244898 --> 00:10:36,196.12244898 I can create feelings of insecurity, mistress, putting a strain on intimacy. 125 00:10:36,616.12244898 --> 00:10:37,636.12244898 All together. 126 00:10:38,176.12244898 --> 00:10:48,136.12244898 So by addressing finances together as a couple, you can build a foundation that supports not just your financial wellbeing. 127 00:10:48,266.12244898 --> 00:10:53,156.12244898 But your emotional and physical closeness to. 128 00:10:53,906.12244898 --> 00:11:01,316.12244898 If that is not a good reason to talk about money, then I don't know what is right. 129 00:11:02,276.12244898 --> 00:11:05,336.12244898 So next up, let's talk about estate planning. 130 00:11:06,116.12244898 --> 00:11:11,786.12244898 As paid planning is essentially deciding what will happen to your assets like your home. 131 00:11:12,56.12244898 --> 00:11:16,226.12244898 Saving or personal belongings after you pass away. 132 00:11:16,826.12244898 --> 00:11:23,36.12244898 This involves creating a will naming beneficiaries and possibly setting up trust. 133 00:11:23,696.12244898 --> 00:11:25,316.12244898 S state planning might sound. 134 00:11:25,856.12244898 --> 00:11:26,516.12244898 Somber. 135 00:11:27,506.12244898 --> 00:11:28,316.12244898 Sad. 136 00:11:29,576.12244898 --> 00:11:34,286.12244898 But it's an essential step, especially if you're marrying later in life. 137 00:11:36,896.12244898 --> 00:11:40,556.12244898 Imagine a woman named Carol who married in her sixties. 138 00:11:40,886.12244898 --> 00:11:50,726.12244898 She, and her husband both have grown children from previous marriages and they both want to ensure that their children inherit certain assets. 139 00:11:51,476.12244898 --> 00:11:55,286.12244898 By going through the estate planning process, Carolyn her husband. 140 00:11:55,556.12244898 --> 00:12:03,386.12244898 Can make sure their wishes are respected and their children are cared for in a way that aligns with their values. 141 00:12:03,656.12244898 --> 00:12:05,786.12244898 Now I hear you, sister, friend, I hear you. 142 00:12:05,786.12244898 --> 00:12:07,106.12244898 Some of your, like what. 143 00:12:07,706.12244898 --> 00:12:08,606.12244898 Essay planning. 144 00:12:08,636.12244898 --> 00:12:09,986.12244898 I don't have nothing to leave. 145 00:12:12,776.12244898 --> 00:12:12,926.12244898 No. 146 00:12:12,926.12244898 --> 00:12:16,76.12244898 Like, what am I going to plan with? All I got is debt. 147 00:12:16,106.12244898 --> 00:12:18,116.12244898 I'm just living paycheck to paycheck. 148 00:12:18,116.12244898 --> 00:12:19,646.12244898 I'm trying to survive here. 149 00:12:19,646.12244898 --> 00:12:22,16.12244898 Queen what you talking about? Sister friend. 150 00:12:22,526.12244898 --> 00:12:24,686.12244898 If that's how you're living. 151 00:12:25,316.12244898 --> 00:12:27,56.12244898 You can change that. 152 00:12:27,56.12244898 --> 00:12:27,926.12244898 Together. 153 00:12:28,376.12244898 --> 00:12:44,276.12244898 Or if you're not looking to get into a marriage anytime soon, there's so many programs and so much information out there that you can work on and work with to try to change your current situation. 154 00:12:44,786.12244898 --> 00:12:49,736.12244898 This podcast is not really about careers and life changes in job right now. 155 00:12:50,6.12244898 --> 00:12:51,176.12244898 But I tell you. 156 00:12:51,986.12244898 --> 00:12:53,756.12244898 You got to put you first. 157 00:12:54,86.12244898 --> 00:13:00,326.12244898 You have to get things aligned and maybe it is your, some of you, I, I can hear you talking back to me. 158 00:13:02,696.12244898 --> 00:13:04,106.12244898 Those kids are fine. 159 00:13:04,106.12244898 --> 00:13:05,426.12244898 I'm not going to kill myself. 160 00:13:05,426.12244898 --> 00:13:07,136.12244898 I try to leave nothing back for them. 161 00:13:07,136.12244898 --> 00:13:09,326.12244898 I'm going to spend every nickel. 162 00:13:09,386.12244898 --> 00:13:10,136.12244898 Ah, IRD. 163 00:13:10,286.12244898 --> 00:13:11,216.12244898 Okay. 164 00:13:11,216.12244898 --> 00:13:11,816.12244898 Okay. 165 00:13:11,816.12244898 --> 00:13:12,836.12244898 Sister Fred. 166 00:13:13,376.12244898 --> 00:13:14,456.12244898 I hear you. 167 00:13:14,816.12244898 --> 00:13:17,756.12244898 I am not here to tell you how. 168 00:13:18,536.12244898 --> 00:13:23,426.12244898 To create your trust or how to do your S date planning. 169 00:13:23,876.12244898 --> 00:13:32,636.12244898 I'm just here to talk with you about what estate planning is and how finances and not discussing these things. 170 00:13:33,86.12244898 --> 00:13:36,356.12244898 Can negatively impact your sex life, right. 171 00:13:36,626.12244898 --> 00:13:40,856.12244898 It's all coming back to intimacy and sex. 172 00:13:41,906.12244898 --> 00:13:43,856.12244898 And anything that can affect it. 173 00:13:43,916.12244898 --> 00:13:45,956.12244898 We're going to talk about it here. 174 00:13:46,376.12244898 --> 00:13:49,736.12244898 So without S state planning. 175 00:13:50,186.12244898 --> 00:13:55,526.12244898 Assets can end up in legal limbo or even caused conflict between families. 176 00:13:55,826.12244898 --> 00:13:57,296.12244898 I know you have seen it. 177 00:13:57,326.12244898 --> 00:13:58,676.12244898 I know you have seen it. 178 00:13:58,676.12244898 --> 00:14:00,26.12244898 Someone passed away. 179 00:14:00,476.12244898 --> 00:14:03,986.12244898 And you thought they were the most loving his family. 180 00:14:04,46.12244898 --> 00:14:10,166.12244898 And then there's just all this conflict over who should get what in the money, because there. 181 00:14:10,976.12244898 --> 00:14:11,876.12244898 Was no. 182 00:14:12,296.12244898 --> 00:14:14,636.12244898 We'll left behind. 183 00:14:15,426.12244898 --> 00:14:27,996.12244898 I once spoke to a woman who went through something similar after her husband passed away unexpectedly his assets went to probate because he hadn't named her in his estate plan. 184 00:14:28,596.12244898 --> 00:14:36,636.12244898 Probate can be a long drawn out process that leaves loved ones with financial and emotional stress. 185 00:14:37,56.12244898 --> 00:14:37,386.12244898 Right. 186 00:14:37,566.12244898 --> 00:14:43,626.12244898 So if you're stepping into a new relationship, No, one's going to live forever. 187 00:14:44,196.12244898 --> 00:14:48,906.12244898 And you're not saying that your partner is going to die any time soon. 188 00:14:49,836.12244898 --> 00:14:52,326.12244898 But preparation is key. 189 00:14:52,596.12244898 --> 00:14:59,46.12244898 So that should be part of the engagement part of the marital process. 190 00:14:59,346.12244898 --> 00:15:00,516.12244898 It's the will. 191 00:15:00,846.12244898 --> 00:15:04,206.12244898 And discussing finance and the premarital thing. 192 00:15:04,206.12244898 --> 00:15:05,946.12244898 That should be all part of it. 193 00:15:05,946.12244898 --> 00:15:09,186.12244898 So the burden is not completely on you. 194 00:15:09,966.12244898 --> 00:15:13,116.12244898 Now let's talk about how estate planning affects intimacy. 195 00:15:13,116.12244898 --> 00:15:19,746.12244898 Right? When we're open about what we want our legacy to be, it can bring couples closer. 196 00:15:20,106.12244898 --> 00:15:24,786.12244898 Knowing that our partner cares enough to make sure. 197 00:15:25,596.12244898 --> 00:15:30,726.12244898 Your wishes are honored, can be an incredibly intimate experience. 198 00:15:31,26.12244898 --> 00:15:35,256.12244898 Reinforcing the idea that they'll be there for you. 199 00:15:36,126.12244898 --> 00:15:37,266.12244898 Until Def. 200 00:15:38,76.12244898 --> 00:15:39,426.12244898 Do us part. 201 00:15:40,66.12244898 --> 00:15:40,726.12244898 However. 202 00:15:41,476.12244898 --> 00:15:51,76.12244898 Estate planning can also bring up uncomfortable feelings, especially if there's worry that talking about assets will upset or hurt the other person. 203 00:15:51,316.12244898 --> 00:15:56,296.12244898 And this is where kindness and honesty becomes so crucial. 204 00:15:57,646.12244898 --> 00:16:02,626.12244898 Lee I've marriages brings unique joys and challenges. 205 00:16:03,46.12244898 --> 00:16:08,266.12244898 For many of you, this sees enough love fields, especially precious. 206 00:16:08,656.12244898 --> 00:16:19,396.12244898 However, the practicalities of combining two established lives, families and finances can sometimes feel overwhelming or. 207 00:16:19,786.12244898 --> 00:16:22,726.12244898 If avoided can build resentment. 208 00:16:22,726.12244898 --> 00:16:24,616.12244898 And or mistress. 209 00:16:25,486.12244898 --> 00:16:29,746.12244898 Talking about prenups and essay planning might not feel sexy, but here's the truth. 210 00:16:30,256.12244898 --> 00:16:31,36.12244898 Intimacy. 211 00:16:31,66.12244898 --> 00:16:33,556.12244898 Isn't just physical, right? True. 212 00:16:33,616.12244898 --> 00:16:40,516.122449 Intimacy is about feeling secure, understood, and respected in every part of your relationships. 213 00:16:40,566.122449 --> 00:16:41,706.122449 Sister friends. 214 00:16:42,126.122449 --> 00:16:44,136.122449 When you have these difficult discussion. 215 00:16:44,496.122449 --> 00:16:51,6.122449 You allow yourselves to be vulnerable and real with your partner. 216 00:16:51,576.122449 --> 00:17:01,296.122449 What can be closer than that? One of the most common myths I've heard is that talking about money? Especially in a late life. 217 00:17:01,296.122449 --> 00:17:02,526.122449 Marriage is. 218 00:17:03,66.122449 --> 00:17:04,776.122449 Too transactional. 219 00:17:05,556.122449 --> 00:17:07,836.122449 And will harm the romance. 220 00:17:08,406.122449 --> 00:17:14,586.122449 But in reality, sidestep in these issues can harm intimacy far more. 221 00:17:14,596.122449 --> 00:17:16,666.122449 Now, sister friends, let's be honest. 222 00:17:17,476.122449 --> 00:17:20,566.122449 You know that you're all mental. 223 00:17:21,286.122449 --> 00:17:23,776.122449 And the minute you start to think away. 224 00:17:24,376.122449 --> 00:17:30,826.122449 You start to express that in the way you feel your mood, the things you say. 225 00:17:31,96.122449 --> 00:17:33,586.122449 So you may not be speaking about it. 226 00:17:33,976.122449 --> 00:17:40,606.122449 But then you're snapping at your partner and they're like, what's going on? That's because. 227 00:17:41,536.122449 --> 00:17:44,686.122449 You're not talking about what's bothering you. 228 00:17:45,226.122449 --> 00:17:48,76.122449 There need to be a time in every relationship. 229 00:17:48,436.122449 --> 00:17:49,276.122449 Where. 230 00:17:49,276.122449 --> 00:17:50,956.122449 Partners get together. 231 00:17:51,526.122449 --> 00:17:52,726.122449 And say, okay. 232 00:17:52,756.122449 --> 00:17:54,256.122449 If it's even quarterly. 233 00:17:54,796.122449 --> 00:17:56,656.122449 We're going to have tough discussion. 234 00:17:57,136.122449 --> 00:17:57,826.122449 Right. 235 00:17:58,86.122449 --> 00:18:01,896.122449 The topic on a piece of paper and put it into. 236 00:18:02,766.122449 --> 00:18:03,846.122449 Like a jar. 237 00:18:04,206.122449 --> 00:18:12,486.122449 So whatever it may be, finance, sex pain, put it in that jar and you pick one and start the conversation. 238 00:18:13,236.122449 --> 00:18:17,886.122449 It's all a part of life and these conversations need to be hat. 239 00:18:18,946.122449 --> 00:18:26,26.122449 Imagine that being able to share your honest financial needs with your partner, because you're afraid they'll judge you. 240 00:18:26,536.122449 --> 00:18:30,916.122449 That can create emotional distance and distress. 241 00:18:32,116.122449 --> 00:18:32,716.122449 One woman. 242 00:18:32,716.122449 --> 00:18:34,156.122449 I knew Janet. 243 00:18:34,546.122449 --> 00:18:39,646.122449 Got married for the second time at age 60 and Janet had always been a saver. 244 00:18:39,976.122449 --> 00:18:43,246.122449 While her new husband was more off a spender. 245 00:18:43,486.122449 --> 00:18:49,216.122449 She worried that talking about her need for financial security would make him feel. 246 00:18:49,786.122449 --> 00:18:51,46.122449 She didn't trust him. 247 00:18:51,496.122449 --> 00:18:53,116.122449 After months of tension. 248 00:18:53,566.122449 --> 00:18:58,306.122449 She finally opened up and they decided to work with a financial advisor. 249 00:18:58,786.122449 --> 00:19:02,86.122449 It turned out to be a beautiful experience. 250 00:19:02,356.122449 --> 00:19:05,656.122449 They both learn more about each other's habits. 251 00:19:06,76.122449 --> 00:19:11,686.122449 And needs and felt closer because they had tackled a difficult topic together. 252 00:19:12,696.122449 --> 00:19:14,196.122449 Another unique area. 253 00:19:14,346.122449 --> 00:19:17,316.122449 Of interest is blended families. 254 00:19:17,706.122449 --> 00:19:23,736.122449 When blending families, prenups and estate planning become even more essential. 255 00:19:24,156.122449 --> 00:19:34,656.122449 When you and your partner each have children from previous relationship, a prenup can help outline how you want to protect assets for each side of the family. 256 00:19:35,196.122449 --> 00:19:38,316.122449 This isn't about withholding love or mistress. 257 00:19:38,706.122449 --> 00:19:44,136.122449 It's about ensuring that your wishes for your children and stepchildren are honored. 258 00:19:44,376.122449 --> 00:19:52,716.122449 Similarly, having a clear estate plan can prevent misunderstanding or conflicts amongst family members. 259 00:19:53,376.122449 --> 00:19:54,66.122449 After. 260 00:19:55,156.122449 --> 00:19:55,906.122449 You're gone. 261 00:19:56,956.122449 --> 00:19:57,436.122449 And. 262 00:19:58,366.122449 --> 00:20:08,686.122449 There are movies about how quickly relationships are broken and things goes arrive when a loved one passes and it's time for reading off the wheel. 263 00:20:09,386.122449 --> 00:20:10,466.122449 Horror movies. 264 00:20:10,916.122449 --> 00:20:12,356.122449 I tell you the truth. 265 00:20:12,896.122449 --> 00:20:14,786.122449 Unbelievable horror movies. 266 00:20:15,56.122449 --> 00:20:23,306.122449 I know you can think of some family yourself when this kind of things happen and there's no whale or it's time to read the will. 267 00:20:24,116.122449 --> 00:20:26,876.122449 Horo just absolute horror. 268 00:20:27,866.122449 --> 00:20:31,586.122449 These agreements can provide a clear path forward. 269 00:20:32,546.122449 --> 00:20:35,696.122449 Allowing everyone to feel respected and secure. 270 00:20:36,116.122449 --> 00:20:41,756.122449 Blended families bring unique dynamics and establishing these boundaries from the start. 271 00:20:42,56.122449 --> 00:20:48,836.122449 Can actually enhance intimacy by easing any hidden worries about financial fairness. 272 00:20:49,406.122449 --> 00:20:51,56.122449 And legacy. 273 00:20:52,256.122449 --> 00:20:55,886.122449 Now let's tackle some common myths and misconception. 274 00:20:56,156.122449 --> 00:20:58,466.122449 I got a couple from some of you out there. 275 00:20:58,496.122449 --> 00:21:04,136.122449 Thank you, sister, friends for participating and sending in these topics to discuss. 276 00:21:04,466.122449 --> 00:21:08,786.122449 I love just diving into some of this and for transparency. 277 00:21:09,56.122449 --> 00:21:13,916.122449 When we got married, we talk about prenup and our decision mutually was. 278 00:21:14,996.122449 --> 00:21:15,956.122449 Don't need it. 279 00:21:17,36.122449 --> 00:21:26,276.122449 You know, but we did talk about it and we did talk about families and effect and we do have a will. 280 00:21:26,456.122449 --> 00:21:33,56.122449 So while there's no prenups, there is an estate planning has to how things should be divided. 281 00:21:33,236.122449 --> 00:21:34,616.122449 So I could be as simple as that. 282 00:21:34,646.122449 --> 00:21:36,296.122449 Not everyone need a prenup. 283 00:21:36,656.122449 --> 00:21:39,566.122449 If you're a mutually agreeable that it's not needed, then. 284 00:21:39,986.122449 --> 00:21:42,956.122449 It's not needed, but at least you brought it up. 285 00:21:43,16.122449 --> 00:21:43,586.122449 So. 286 00:21:44,366.122449 --> 00:21:47,756.122449 Do you think a prenup is necessary? Truth, be told. 287 00:21:48,326.122449 --> 00:21:51,56.122449 If you were very wealthy and you lose everything. 288 00:21:51,386.122449 --> 00:21:52,886.122449 Yeah, you could get wealthy again. 289 00:21:52,886.122449 --> 00:21:54,776.122449 We have to look at what really matters. 290 00:21:54,806.122449 --> 00:21:55,226.122449 Right. 291 00:21:55,526.122449 --> 00:21:55,916.122449 But. 292 00:21:56,726.122449 --> 00:22:04,226.122449 A will is so important and it's not just financial well, it's also well regarding your health. 293 00:22:04,526.122449 --> 00:22:07,106.122449 We'll talk about that in another podcast. 294 00:22:07,856.122449 --> 00:22:08,246.122449 All right. 295 00:22:08,246.122449 --> 00:22:09,926.122449 So let's get into some of the myths myth. 296 00:22:09,956.122449 --> 00:22:10,736.122449 Number one. 297 00:22:11,336.122449 --> 00:22:13,166.122449 Prenups are just for the rich. 298 00:22:13,256.122449 --> 00:22:15,476.122449 We previously kind of touched on that. 299 00:22:15,716.122449 --> 00:22:19,916.122449 But as we mentioned earlier, prenups, aren't just for wealthy people or celebrities. 300 00:22:20,276.122449 --> 00:22:23,696.122449 They're about protecting the assets and the plans. 301 00:22:23,936.122449 --> 00:22:25,856.122449 You've worked hard to build. 302 00:22:26,66.122449 --> 00:22:35,936.122449 No matter the amount in a late life marriage, you might want to ensure that certain personal assets go to your children, or maybe you want to protect retirement. 303 00:22:35,936.122449 --> 00:22:40,586.122449 Saving a prenup is a tool that helps create clarity on. 304 00:22:40,646.122449 --> 00:22:41,636.122449 Security. 305 00:22:43,346.122449 --> 00:22:44,636.122449 Myth number two. 306 00:22:45,176.122449 --> 00:22:47,96.122449 S state planning can wait. 307 00:22:48,746.122449 --> 00:22:52,106.122449 This myth can cause serious complications. 308 00:22:52,466.122449 --> 00:22:55,76.122449 None of us know what tomorrow holds. 309 00:22:55,316.122449 --> 00:23:01,686.122449 So it's wise to be proactive, having a plan doesn't mean you're tempting fate. 310 00:23:02,16.122449 --> 00:23:05,106.122449 It means you're caring for the ones you love. 311 00:23:05,136.122449 --> 00:23:09,966.122449 In fact, getting essay planning in place early on in the marriage. 312 00:23:10,266.122449 --> 00:23:16,386.122449 Can ease anxiety and allow you to focus on enjoying life with your partners. 313 00:23:16,836.122449 --> 00:23:20,646.122449 I can tell you this from personal experience when. 314 00:23:21,486.122449 --> 00:23:23,676.122449 I was in the military active duty. 315 00:23:23,826.122449 --> 00:23:30,336.122449 And if you're active duty or a veteran out there listening, you know how this goes? Every time there's a conflict. 316 00:23:30,366.122449 --> 00:23:37,416.122449 And even in time of peace, They do ask you to fill out something similar to an estate planning. 317 00:23:38,196.122449 --> 00:23:57,156.122449 Who do you want to be called to retrieve your remains? How do you want your money to be divided up? Who do you want to get? What amount will it be in a percentage or will it be wholesome? I mean, they go into detail about this. 318 00:23:57,546.122449 --> 00:24:04,596.122449 So for the one sore out, bare ladies, if you're a veterans or active duty, you know, this is nothing new. 319 00:24:04,926.122449 --> 00:24:09,966.122449 It's just a little different because now it's a one-on-one discussion. 320 00:24:10,296.122449 --> 00:24:13,906.122449 But nevertheless, it's a conversation that you need to have. 321 00:24:14,146.122449 --> 00:24:16,546.122449 And your life, even if impacting negatively. 322 00:24:16,876.122449 --> 00:24:18,166.122449 Only be for a blip. 323 00:24:18,406.122449 --> 00:24:19,336.122449 A brief moment. 324 00:24:20,176.122449 --> 00:24:21,436.122449 Myth number three. 325 00:24:22,276.122449 --> 00:24:24,526.122449 Talking about money kills romance. 326 00:24:24,986.122449 --> 00:24:29,396.122449 As we've discussed, intimacy goes beyond romance and physicality. 327 00:24:30,146.122449 --> 00:24:30,566.122449 Right. 328 00:24:30,806.122449 --> 00:24:38,726.122449 When you open up about money, your hopes and your fears, you create a safe space for deeper connection. 329 00:24:38,996.122449 --> 00:24:42,476.122449 It's not the act of talking about money that causes issues. 330 00:24:42,836.122449 --> 00:24:51,236.122449 It's avoiding those conversation and letting misunderstandings built up that actually causes those issues. 331 00:24:51,936.122449 --> 00:24:59,136.122449 If there's one thing I want you to take away from today, it's this having legal and financial conversation. 332 00:24:59,526.122449 --> 00:25:01,686.122449 Doesn't harm, intimacy. 333 00:25:02,106.122449 --> 00:25:03,606.122449 It nurtures it. 334 00:25:04,26.122449 --> 00:25:12,906.122449 By facing these issues openly, you allow yourselves to become more vulnerable and authentic in your relationships. 335 00:25:13,266.122449 --> 00:25:21,36.122449 Sister friends, these conversations give you a unique opportunity to show up for each other. 336 00:25:21,366.122449 --> 00:25:24,966.122449 Building a marriage where both partners feel secure. 337 00:25:25,266.122449 --> 00:25:27,666.122449 Seen and appreciated. 338 00:25:28,356.122449 --> 00:25:38,436.122449 Imagine going forward with peace of mind knowing that you and your partner have thoughtfully planned for each other and the loved ones in your lives. 339 00:25:38,976.122449 --> 00:25:47,436.122449 That's the power of navigating prenups S state and they life marriages with courage and openness. 340 00:25:50,176.122449 --> 00:25:58,486.122449 Well, sister, friend, I know you have choices, so I thank you for tuning into Intimacy After podcast. 341 00:25:58,906.122449 --> 00:26:07,456.122449 You may subscribe for bimonthly alerts or stay in the know by visiting my website@queenquanta.com. 342 00:26:07,696.122449 --> 00:26:11,841.122449 That's Queen Q-U-A-N-T a.com. 343 00:26:12,611.122449 --> 00:26:21,16.122449 Until next time, remember, a life without Intimacy is like your favorite meal without salt. 344 00:26:21,871.122449 --> 00:26:24,491.122449 Ladies, let's spice it up. 345 00:26:24,991.122449 --> 00:26:28,281.122449 Life is beautiful, and God is awesome. 346 00:26:28,851.122449 --> 00:26:31,795.960449 This is Queen, signing out.
Hello and welcome.
.999This is Intimacy After, a podcast for mature women facing intimacy issues from various causes.
Please know you are not alone.
It is time to stop suffering in silence.
On this podcast, we give hope that through practice of simple steps and proven tips, you can improve intimacy and resurrect your love life.
(00:33):
Break free, learn to laugh again, to play again, to be happy, to love and know that you are loved.
I am your host, Queen.
Come on inside. 9 00:00:49,46.12244898 --> 00:00:50,936.12244898 There you are my sister friends. 10 00:00:50,966.12244898 --> 00:00:56,66.12244898 Welcome inside to another episode during the Thanksgiving season. 11 00:00:56,186.12244898 --> 00:01:02,36.12244898 Happy Thanksgiving to you and your family, or whenever it is that you are listening. 12 00:01:02,456.12244898 --> 00:01:10,556.12244898 I hope you realize that no matter the season or reason you have much to be thankful and grateful for. 13 00:01:11,36.12244898 --> 00:01:16,766.12244898 Well on that note, today's topic may not bring about feelings of gratitude, though. 14 00:01:18,116.12244898 --> 00:01:21,206.12244898 It's the one that is often avoided, like the plague. 15 00:01:21,686.12244898 --> 00:01:25,46.12244898 Brings up such strong associated emotions. 16 00:01:25,406.12244898 --> 00:01:30,116.12244898 That they're often strong arguments for or against it. 17 00:01:30,476.12244898 --> 00:01:34,466.12244898 Hopefully not at Thanksgiving though, because it can bring. 18 00:01:34,736.12244898 --> 00:01:36,566.12244898 A lot of division. 19 00:01:36,906.12244898 --> 00:01:44,766.12244898 So today we are diving into a topic that's incredibly important for women who are either considering marriage. 20 00:01:45,186.12244898 --> 00:01:55,86.12244898 Or already in a late life, marriage, prenups S states and the impact of these legal matters on intimacy. 21 00:01:56,106.12244898 --> 00:02:01,236.12244898 This might not sound like the most romantic or sexiest of topic for conversation. 22 00:02:01,536.12244898 --> 00:02:09,276.12244898 But trust me, understanding these things can make a world of difference when it comes to maintaining a healthy. 23 00:02:09,636.12244898 --> 00:02:11,286.12244898 Intimate relationship. 24 00:02:12,136.12244898 --> 00:02:16,966.12244898 Finance and the likes are cited as one of the leading cause for divorce. 25 00:02:17,176.12244898 --> 00:02:18,706.12244898 So sexy or not. 26 00:02:18,766.12244898 --> 00:02:20,836.12244898 It's definitely worth listening. 27 00:02:21,196.12244898 --> 00:02:23,656.12244898 You could be saving your marriage. 28 00:02:24,196.12244898 --> 00:02:33,316.12244898 As we grow older, marriage brings with it, new questions, especially around the practical, financial and legal aspect. 29 00:02:34,66.12244898 --> 00:02:41,836.12244898 And it's not uncommon for these topics to bring up emotions that can either bring us closer to our partners. 30 00:02:42,346.12244898 --> 00:02:46,516.12244898 Or create tension if you're not on the same page. 31 00:02:46,906.12244898 --> 00:03:01,486.12244898 Today, we'll define prenups and estate planning, breakdown, some common myths and talk about how these legal aspects of marriage can play a significant role in our intimacy and overall happiness. 32 00:03:01,906.12244898 --> 00:03:04,96.12244898 In the relationship? Okay. 33 00:03:04,96.12244898 --> 00:03:05,266.12244898 My sister friends. 34 00:03:05,386.12244898 --> 00:03:07,36.12244898 So understanding prenups. 35 00:03:07,456.12244898 --> 00:03:12,946.12244898 What they are and what they are not is a vitally important. 36 00:03:13,336.12244898 --> 00:03:15,856.12244898 if you ever heard the words. 37 00:03:16,156.12244898 --> 00:03:23,506.12244898 Will you marry me? Thinking of finance may cause you to pause or retract your yes. 38 00:03:23,776.12244898 --> 00:03:24,436.12244898 Later. 39 00:03:25,36.12244898 --> 00:03:28,996.12244898 Do not enter into a relationship without considering the financial aspect. 40 00:03:28,996.12244898 --> 00:03:29,446.12244898 Okay. 41 00:03:29,686.12244898 --> 00:03:32,206.12244898 No matter how great the sex may be. 42 00:03:32,656.12244898 --> 00:03:38,386.12244898 And no, I do not think that building a marriage on great sex is a wise thing to do. 43 00:03:38,896.12244898 --> 00:03:41,596.12244898 The great sex will not last forever. 44 00:03:41,746.12244898 --> 00:03:44,776.12244898 So you need more than that to build on. 45 00:03:44,866.12244898 --> 00:03:45,406.12244898 Yes. 46 00:03:46,96.12244898 --> 00:03:48,916.12244898 If you're both broke and have bad credits. 47 00:03:49,186.12244898 --> 00:03:51,466.12244898 Then avoid the ledge. 48 00:03:51,946.12244898 --> 00:03:56,26.12244898 Have a plan to work out things financially together. 49 00:03:56,386.12244898 --> 00:03:57,316.12244898 Mutually. 50 00:03:57,316.12244898 --> 00:03:59,806.12244898 Okay, so then let's start with prenups. 51 00:04:00,406.12244898 --> 00:04:09,916.12244898 The word prenup often stirs up a lot of feelings and honestly it can sound a bit intimidating or even like a sign of distrust. 52 00:04:10,336.12244898 --> 00:04:18,916.12244898 That was my initial thought when I got into a relationship and was considering marriage a little later in life. 53 00:04:19,946.12244898 --> 00:04:22,196.12244898 But a prenup. 54 00:04:22,436.12244898 --> 00:04:29,36.12244898 Short for pre-nuptial agreement is simply a legal contract, a couple creates before getting married. 55 00:04:29,396.12244898 --> 00:04:33,506.12244898 It outlines how assets and finances will be handled. 56 00:04:33,986.12244898 --> 00:04:37,526.12244898 If the marriage ends either through divorce. 57 00:04:37,886.12244898 --> 00:04:38,786.12244898 Or death. 58 00:04:39,606.12244898 --> 00:04:53,966.12244898 You may be thinking that pre-nuptial agreement or prenups really only focus on if you get a divorce, but prenups also covered your wishes in regards to your finances after Jeff. 59 00:04:54,686.12244898 --> 00:04:56,936.12244898 One of the biggest myths about prenups. 60 00:04:57,536.12244898 --> 00:05:04,376.12244898 Is that they're only for the rich or for people who don't trust each other, but that's simply not true. 61 00:05:04,916.12244898 --> 00:05:14,966.12244898 Prenups can be helpful tools for anyone, especially those of you entering marriage later in life, where you may have accumulated assets, retirement saving. 62 00:05:15,686.12244898 --> 00:05:17,696.12244898 Or for some of you even debts. 63 00:05:18,206.12244898 --> 00:05:30,606.12244898 Who wants more debts? Let's think about this through a real life example, imagine a woman named Linda who married in her twenties, raised a family and went through a divorce. 64 00:05:31,336.12244898 --> 00:05:37,156.12244898 After the divorce, she built a career, bought a home and established retirement savings. 65 00:05:37,486.12244898 --> 00:05:44,806.12244898 Now in her late fifties, she's fallen madly in love and wants to marry again, nothing wrong with that. 66 00:05:45,16.12244898 --> 00:05:48,256.12244898 She's thrilled, but also a bit concerned. 67 00:05:48,406.12244898 --> 00:05:50,596.12244898 She wants to protect the assets. 68 00:05:50,596.12244898 --> 00:05:52,366.12244898 She's worked so hard for. 69 00:05:52,966.12244898 --> 00:05:57,76.12244898 But doesn't want her fiance to feel like she doesn't trust him. 70 00:05:58,6.12244898 --> 00:06:09,226.12244898 Conversation, ladies conversations, starting a conversation can be as simple as choosing a movie star or a known public figure who had. 71 00:06:09,736.12244898 --> 00:06:14,116.12244898 Or did not have a prenup and start the conversation there. 72 00:06:15,556.12244898 --> 00:06:16,6.12244898 Like. 73 00:06:16,696.12244898 --> 00:06:17,596.12244898 Oh, wow. 74 00:06:18,76.12244898 --> 00:06:26,356.12244898 Did you see that? What do you think about such and such having a prenup? Or conversely not having a prenup. 75 00:06:27,316.12244898 --> 00:06:28,336.12244898 Be prepared. 76 00:06:28,876.12244898 --> 00:06:31,6.12244898 Some may be blindsided. 77 00:06:31,786.12244898 --> 00:06:43,366.12244898 That is the conversation may freely entails what is thought about that particular couple? But your partner may not think it's applicable. 78 00:06:44,26.12244898 --> 00:06:44,566.12244898 Two. 79 00:06:45,166.12244898 --> 00:06:46,126.12244898 Themselves. 80 00:06:46,516.12244898 --> 00:06:47,26.12244898 Hmm. 81 00:06:47,806.12244898 --> 00:06:49,456.12244898 Be ready for that though. 82 00:06:49,906.12244898 --> 00:07:07,476.12244898 Then is when you could kind of turn the conversation and say, well, babe, what do you think about the prenup? Ah, not really sneaky, but you have to give some kind of grounds where you can build the conversation. 83 00:07:07,746.12244898 --> 00:07:16,86.12244898 So it doesn't seem like you're coming way out of left field or lack is you're attacking your partner or your partner to be right. 84 00:07:16,926.12244898 --> 00:07:28,656.12244898 A prenup in this case could help Linda and her partner have open discussions about their finances, their goals, and what each person wants to protect or share. 85 00:07:29,76.12244898 --> 00:07:31,206.12244898 It's not about predicting a breakup. 86 00:07:31,626.12244898 --> 00:07:37,236.12244898 But about understanding each other values and respect in the past lives. 87 00:07:37,536.12244898 --> 00:07:39,516.12244898 Each person brings to the marriage. 88 00:07:40,116.12244898 --> 00:07:42,486.12244898 A lot of you tend to act as though. 89 00:07:42,516.12244898 --> 00:07:44,46.12244898 Uh, nothing happened. 90 00:07:44,796.12244898 --> 00:07:51,36.12244898 In the lives of your partners before y'all met, there was a life before. 91 00:07:51,186.12244898 --> 00:07:57,336.12244898 So you have to acknowledge that and respect what it is that needs to be done. 92 00:07:57,366.12244898 --> 00:07:57,786.12244898 And. 93 00:07:58,676.12244898 --> 00:08:01,466.12244898 For crying out loud, this needs to be mutual. 94 00:08:01,466.12244898 --> 00:08:03,236.12244898 It just has to be mutual. 95 00:08:03,476.12244898 --> 00:08:06,746.12244898 Or we're going to end up with a whole lot of conflict. 96 00:08:07,106.12244898 --> 00:08:07,616.12244898 Right. 97 00:08:08,346.12244898 --> 00:08:19,206.12244898 In fact, these conversations can actually build intimacy, allowing partners to feel secure and see in their financial identities. 98 00:08:19,936.12244898 --> 00:08:27,106.12244898 It seemed to me that in relationship one person is always the spender and one is the saver. 99 00:08:27,496.12244898 --> 00:08:30,916.12244898 Sometimes you'll have that relationship where both kind of. 100 00:08:31,456.12244898 --> 00:08:33,196.12244898 Have the same outlook. 101 00:08:33,766.12244898 --> 00:08:42,276.12244898 Then you're in trouble, so you really need to know what the financial or spending style is off your partner. 102 00:08:42,636.12244898 --> 00:08:46,86.12244898 Before you start going into the, I do's. 103 00:08:46,936.12244898 --> 00:08:48,586.12244898 This can be quite heavy. 104 00:08:49,6.12244898 --> 00:08:54,46.12244898 Uh, burden that can cause the mood in a room to change rather quickly. 105 00:08:55,36.12244898 --> 00:08:55,876.12244898 Be prepared. 106 00:08:56,506.12244898 --> 00:09:03,496.12244898 But let's address another myth here that a prenup is always a negative for intimacy. 107 00:09:04,256.12244898 --> 00:09:11,36.12244898 The reality is though when handled thoughtfully, it can actually have the opposite effect and be a positive thing. 108 00:09:11,606.12244898 --> 00:09:22,376.12244898 Discussing finance openly can foster deeper trust and partners can feel relieved knowing that they're entering the marriage with honesty and transparency. 109 00:09:23,246.12244898 --> 00:09:34,346.12244898 It allows both of you to lay a strong foundation through open discussion about money, and this can prevent misunderstanding down the road. 110 00:09:35,46.12244898 --> 00:09:35,916.12244898 So, right. 111 00:09:35,976.12244898 --> 00:09:42,306.12244898 Finance can significantly impact intimacy, either building closeness or creating distance. 112 00:09:43,26.12244898 --> 00:09:44,856.12244898 Let's look at the positive side. 113 00:09:45,696.12244898 --> 00:09:48,996.12244898 Open communication about money fosters trust. 114 00:09:49,596.12244898 --> 00:09:50,736.12244898 And security. 115 00:09:51,276.12244898 --> 00:09:54,786.12244898 To cornerstone of a healthy, intimate relationship. 116 00:09:55,116.12244898 --> 00:10:01,686.12244898 When both partners feel heard and aligned on financial goals, they often feel more relaxed. 117 00:10:01,986.12244898 --> 00:10:07,416.12244898 And connected allow an intimacy to flourish in the relationship. 118 00:10:08,236.12244898 --> 00:10:09,886.12244898 On the other hand. 119 00:10:10,546.12244898 --> 00:10:12,316.12244898 The negative impact. 120 00:10:12,616.12244898 --> 00:10:20,416.12244898 Is that financial stress or hidden money worries can lead to tension and resentment. 121 00:10:20,806.12244898 --> 00:10:23,116.12244898 Wishman negatively affected the bedroom. 122 00:10:23,746.12244898 --> 00:10:25,126.12244898 Unresolved debts. 123 00:10:25,546.12244898 --> 00:10:29,986.12244898 Different spending habits or secrecy around finances. 124 00:10:30,16.12244898 --> 00:10:36,196.12244898 I can create feelings of insecurity, mistress, putting a strain on intimacy. 125 00:10:36,616.12244898 --> 00:10:37,636.12244898 All together. 126 00:10:38,176.12244898 --> 00:10:48,136.12244898 So by addressing finances together as a couple, you can build a foundation that supports not just your financial wellbeing. 127 00:10:48,266.12244898 --> 00:10:53,156.12244898 But your emotional and physical closeness to. 128 00:10:53,906.12244898 --> 00:11:01,316.12244898 If that is not a good reason to talk about money, then I don't know what is right. 129 00:11:02,276.12244898 --> 00:11:05,336.12244898 So next up, let's talk about estate planning. 130 00:11:06,116.12244898 --> 00:11:11,786.12244898 As paid planning is essentially deciding what will happen to your assets like your home. 131 00:11:12,56.12244898 --> 00:11:16,226.12244898 Saving or personal belongings after you pass away. 132 00:11:16,826.12244898 --> 00:11:23,36.12244898 This involves creating a will naming beneficiaries and possibly setting up trust. 133 00:11:23,696.12244898 --> 00:11:25,316.12244898 S state planning might sound. 134 00:11:25,856.12244898 --> 00:11:26,516.12244898 Somber. 135 00:11:27,506.12244898 --> 00:11:28,316.12244898 Sad. 136 00:11:29,576.12244898 --> 00:11:34,286.12244898 But it's an essential step, especially if you're marrying later in life. 137 00:11:36,896.12244898 --> 00:11:40,556.12244898 Imagine a woman named Carol who married in her sixties. 138 00:11:40,886.12244898 --> 00:11:50,726.12244898 She, and her husband both have grown children from previous marriages and they both want to ensure that their children inherit certain assets. 139 00:11:51,476.12244898 --> 00:11:55,286.12244898 By going through the estate planning process, Carolyn her husband. 140 00:11:55,556.12244898 --> 00:12:03,386.12244898 Can make sure their wishes are respected and their children are cared for in a way that aligns with their values. 141 00:12:03,656.12244898 --> 00:12:05,786.12244898 Now I hear you, sister, friend, I hear you. 142 00:12:05,786.12244898 --> 00:12:07,106.12244898 Some of your, like what. 143 00:12:07,706.12244898 --> 00:12:08,606.12244898 Essay planning. 144 00:12:08,636.12244898 --> 00:12:09,986.12244898 I don't have nothing to leave. 145 00:12:12,776.12244898 --> 00:12:12,926.12244898 No. 146 00:12:12,926.12244898 --> 00:12:16,76.12244898 Like, what am I going to plan with? All I got is debt. 147 00:12:16,106.12244898 --> 00:12:18,116.12244898 I'm just living paycheck to paycheck. 148 00:12:18,116.12244898 --> 00:12:19,646.12244898 I'm trying to survive here. 149 00:12:19,646.12244898 --> 00:12:22,16.12244898 Queen what you talking about? Sister friend. 150 00:12:22,526.12244898 --> 00:12:24,686.12244898 If that's how you're living. 151 00:12:25,316.12244898 --> 00:12:27,56.12244898 You can change that. 152 00:12:27,56.12244898 --> 00:12:27,926.12244898 Together. 153 00:12:28,376.12244898 --> 00:12:44,276.12244898 Or if you're not looking to get into a marriage anytime soon, there's so many programs and so much information out there that you can work on and work with to try to change your current situation. 154 00:12:44,786.12244898 --> 00:12:49,736.12244898 This podcast is not really about careers and life changes in job right now. 155 00:12:50,6.12244898 --> 00:12:51,176.12244898 But I tell you. 156 00:12:51,986.12244898 --> 00:12:53,756.12244898 You got to put you first. 157 00:12:54,86.12244898 --> 00:13:00,326.12244898 You have to get things aligned and maybe it is your, some of you, I, I can hear you talking back to me. 158 00:13:02,696.12244898 --> 00:13:04,106.12244898 Those kids are fine. 159 00:13:04,106.12244898 --> 00:13:05,426.12244898 I'm not going to kill myself. 160 00:13:05,426.12244898 --> 00:13:07,136.12244898 I try to leave nothing back for them. 161 00:13:07,136.12244898 --> 00:13:09,326.12244898 I'm going to spend every nickel. 162 00:13:09,386.12244898 --> 00:13:10,136.12244898 Ah, IRD. 163 00:13:10,286.12244898 --> 00:13:11,216.12244898 Okay. 164 00:13:11,216.12244898 --> 00:13:11,816.12244898 Okay. 165 00:13:11,816.12244898 --> 00:13:12,836.12244898 Sister Fred. 166 00:13:13,376.12244898 --> 00:13:14,456.12244898 I hear you. 167 00:13:14,816.12244898 --> 00:13:17,756.12244898 I am not here to tell you how. 168 00:13:18,536.12244898 --> 00:13:23,426.12244898 To create your trust or how to do your S date planning. 169 00:13:23,876.12244898 --> 00:13:32,636.12244898 I'm just here to talk with you about what estate planning is and how finances and not discussing these things. 170 00:13:33,86.12244898 --> 00:13:36,356.12244898 Can negatively impact your sex life, right. 171 00:13:36,626.12244898 --> 00:13:40,856.12244898 It's all coming back to intimacy and sex. 172 00:13:41,906.12244898 --> 00:13:43,856.12244898 And anything that can affect it. 173 00:13:43,916.12244898 --> 00:13:45,956.12244898 We're going to talk about it here. 174 00:13:46,376.12244898 --> 00:13:49,736.12244898 So without S state planning. 175 00:13:50,186.12244898 --> 00:13:55,526.12244898 Assets can end up in legal limbo or even caused conflict between families. 176 00:13:55,826.12244898 --> 00:13:57,296.12244898 I know you have seen it. 177 00:13:57,326.12244898 --> 00:13:58,676.12244898 I know you have seen it. 178 00:13:58,676.12244898 --> 00:14:00,26.12244898 Someone passed away. 179 00:14:00,476.12244898 --> 00:14:03,986.12244898 And you thought they were the most loving his family. 180 00:14:04,46.12244898 --> 00:14:10,166.12244898 And then there's just all this conflict over who should get what in the money, because there. 181 00:14:10,976.12244898 --> 00:14:11,876.12244898 Was no. 182 00:14:12,296.12244898 --> 00:14:14,636.12244898 We'll left behind. 183 00:14:15,426.12244898 --> 00:14:27,996.12244898 I once spoke to a woman who went through something similar after her husband passed away unexpectedly his assets went to probate because he hadn't named her in his estate plan. 184 00:14:28,596.12244898 --> 00:14:36,636.12244898 Probate can be a long drawn out process that leaves loved ones with financial and emotional stress. 185 00:14:37,56.12244898 --> 00:14:37,386.12244898 Right. 186 00:14:37,566.12244898 --> 00:14:43,626.12244898 So if you're stepping into a new relationship, No, one's going to live forever. 187 00:14:44,196.12244898 --> 00:14:48,906.12244898 And you're not saying that your partner is going to die any time soon. 188 00:14:49,836.12244898 --> 00:14:52,326.12244898 But preparation is key. 189 00:14:52,596.12244898 --> 00:14:59,46.12244898 So that should be part of the engagement part of the marital process. 190 00:14:59,346.12244898 --> 00:15:00,516.12244898 It's the will. 191 00:15:00,846.12244898 --> 00:15:04,206.12244898 And discussing finance and the premarital thing. 192 00:15:04,206.12244898 --> 00:15:05,946.12244898 That should be all part of it. 193 00:15:05,946.12244898 --> 00:15:09,186.12244898 So the burden is not completely on you. 194 00:15:09,966.12244898 --> 00:15:13,116.12244898 Now let's talk about how estate planning affects intimacy. 195 00:15:13,116.12244898 --> 00:15:19,746.12244898 Right? When we're open about what we want our legacy to be, it can bring couples closer. 196 00:15:20,106.12244898 --> 00:15:24,786.12244898 Knowing that our partner cares enough to make sure. 197 00:15:25,596.12244898 --> 00:15:30,726.12244898 Your wishes are honored, can be an incredibly intimate experience. 198 00:15:31,26.12244898 --> 00:15:35,256.12244898 Reinforcing the idea that they'll be there for you. 199 00:15:36,126.12244898 --> 00:15:37,266.12244898 Until Def. 200 00:15:38,76.12244898 --> 00:15:39,426.12244898 Do us part. 201 00:15:40,66.12244898 --> 00:15:40,726.12244898 However. 202 00:15:41,476.12244898 --> 00:15:51,76.12244898 Estate planning can also bring up uncomfortable feelings, especially if there's worry that talking about assets will upset or hurt the other person. 203 00:15:51,316.12244898 --> 00:15:56,296.12244898 And this is where kindness and honesty becomes so crucial. 204 00:15:57,646.12244898 --> 00:16:02,626.12244898 Lee I've marriages brings unique joys and challenges. 205 00:16:03,46.12244898 --> 00:16:08,266.12244898 For many of you, this sees enough love fields, especially precious. 206 00:16:08,656.12244898 --> 00:16:19,396.12244898 However, the practicalities of combining two established lives, families and finances can sometimes feel overwhelming or. 207 00:16:19,786.12244898 --> 00:16:22,726.12244898 If avoided can build resentment. 208 00:16:22,726.12244898 --> 00:16:24,616.12244898 And or mistress. 209 00:16:25,486.12244898 --> 00:16:29,746.12244898 Talking about prenups and essay planning might not feel sexy, but here's the truth. 210 00:16:30,256.12244898 --> 00:16:31,36.12244898 Intimacy. 211 00:16:31,66.12244898 --> 00:16:33,556.12244898 Isn't just physical, right? True. 212 00:16:33,616.12244898 --> 00:16:40,516.122449 Intimacy is about feeling secure, understood, and respected in every part of your relationships. 213 00:16:40,566.122449 --> 00:16:41,706.122449 Sister friends. 214 00:16:42,126.122449 --> 00:16:44,136.122449 When you have these difficult discussion. 215 00:16:44,496.122449 --> 00:16:51,6.122449 You allow yourselves to be vulnerable and real with your partner. 216 00:16:51,576.122449 --> 00:17:01,296.122449 What can be closer than that? One of the most common myths I've heard is that talking about money? Especially in a late life. 217 00:17:01,296.122449 --> 00:17:02,526.122449 Marriage is. 218 00:17:03,66.122449 --> 00:17:04,776.122449 Too transactional. 219 00:17:05,556.122449 --> 00:17:07,836.122449 And will harm the romance. 220 00:17:08,406.122449 --> 00:17:14,586.122449 But in reality, sidestep in these issues can harm intimacy far more. 221 00:17:14,596.122449 --> 00:17:16,666.122449 Now, sister friends, let's be honest. 222 00:17:17,476.122449 --> 00:17:20,566.122449 You know that you're all mental. 223 00:17:21,286.122449 --> 00:17:23,776.122449 And the minute you start to think away. 224 00:17:24,376.122449 --> 00:17:30,826.122449 You start to express that in the way you feel your mood, the things you say. 225 00:17:31,96.122449 --> 00:17:33,586.122449 So you may not be speaking about it. 226 00:17:33,976.122449 --> 00:17:40,606.122449 But then you're snapping at your partner and they're like, what's going on? That's because. 227 00:17:41,536.122449 --> 00:17:44,686.122449 You're not talking about what's bothering you. 228 00:17:45,226.122449 --> 00:17:48,76.122449 There need to be a time in every relationship. 229 00:17:48,436.122449 --> 00:17:49,276.122449 Where. 230 00:17:49,276.122449 --> 00:17:50,956.122449 Partners get together. 231 00:17:51,526.122449 --> 00:17:52,726.122449 And say, okay. 232 00:17:52,756.122449 --> 00:17:54,256.122449 If it's even quarterly. 233 00:17:54,796.122449 --> 00:17:56,656.122449 We're going to have tough discussion. 234 00:17:57,136.122449 --> 00:17:57,826.122449 Right. 235 00:17:58,86.122449 --> 00:18:01,896.122449 The topic on a piece of paper and put it into. 236 00:18:02,766.122449 --> 00:18:03,846.122449 Like a jar. 237 00:18:04,206.122449 --> 00:18:12,486.122449 So whatever it may be, finance, sex pain, put it in that jar and you pick one and start the conversation. 238 00:18:13,236.122449 --> 00:18:17,886.122449 It's all a part of life and these conversations need to be hat. 239 00:18:18,946.122449 --> 00:18:26,26.122449 Imagine that being able to share your honest financial needs with your partner, because you're afraid they'll judge you. 240 00:18:26,536.122449 --> 00:18:30,916.122449 That can create emotional distance and distress. 241 00:18:32,116.122449 --> 00:18:32,716.122449 One woman. 242 00:18:32,716.122449 --> 00:18:34,156.122449 I knew Janet. 243 00:18:34,546.122449 --> 00:18:39,646.122449 Got married for the second time at age 60 and Janet had always been a saver. 244 00:18:39,976.122449 --> 00:18:43,246.122449 While her new husband was more off a spender. 245 00:18:43,486.122449 --> 00:18:49,216.122449 She worried that talking about her need for financial security would make him feel. 246 00:18:49,786.122449 --> 00:18:51,46.122449 She didn't trust him. 247 00:18:51,496.122449 --> 00:18:53,116.122449 After months of tension. 248 00:18:53,566.122449 --> 00:18:58,306.122449 She finally opened up and they decided to work with a financial advisor. 249 00:18:58,786.122449 --> 00:19:02,86.122449 It turned out to be a beautiful experience. 250 00:19:02,356.122449 --> 00:19:05,656.122449 They both learn more about each other's habits. 251 00:19:06,76.122449 --> 00:19:11,686.122449 And needs and felt closer because they had tackled a difficult topic together. 252 00:19:12,696.122449 --> 00:19:14,196.122449 Another unique area. 253 00:19:14,346.122449 --> 00:19:17,316.122449 Of interest is blended families. 254 00:19:17,706.122449 --> 00:19:23,736.122449 When blending families, prenups and estate planning become even more essential. 255 00:19:24,156.122449 --> 00:19:34,656.122449 When you and your partner each have children from previous relationship, a prenup can help outline how you want to protect assets for each side of the family. 256 00:19:35,196.122449 --> 00:19:38,316.122449 This isn't about withholding love or mistress. 257 00:19:38,706.122449 --> 00:19:44,136.122449 It's about ensuring that your wishes for your children and stepchildren are honored. 258 00:19:44,376.122449 --> 00:19:52,716.122449 Similarly, having a clear estate plan can prevent misunderstanding or conflicts amongst family members. 259 00:19:53,376.122449 --> 00:19:54,66.122449 After. 260 00:19:55,156.122449 --> 00:19:55,906.122449 You're gone. 261 00:19:56,956.122449 --> 00:19:57,436.122449 And. 262 00:19:58,366.122449 --> 00:20:08,686.122449 There are movies about how quickly relationships are broken and things goes arrive when a loved one passes and it's time for reading off the wheel. 263 00:20:09,386.122449 --> 00:20:10,466.122449 Horror movies. 264 00:20:10,916.122449 --> 00:20:12,356.122449 I tell you the truth. 265 00:20:12,896.122449 --> 00:20:14,786.122449 Unbelievable horror movies. 266 00:20:15,56.122449 --> 00:20:23,306.122449 I know you can think of some family yourself when this kind of things happen and there's no whale or it's time to read the will. 267 00:20:24,116.122449 --> 00:20:26,876.122449 Horo just absolute horror. 268 00:20:27,866.122449 --> 00:20:31,586.122449 These agreements can provide a clear path forward. 269 00:20:32,546.122449 --> 00:20:35,696.122449 Allowing everyone to feel respected and secure. 270 00:20:36,116.122449 --> 00:20:41,756.122449 Blended families bring unique dynamics and establishing these boundaries from the start. 271 00:20:42,56.122449 --> 00:20:48,836.122449 Can actually enhance intimacy by easing any hidden worries about financial fairness. 272 00:20:49,406.122449 --> 00:20:51,56.122449 And legacy. 273 00:20:52,256.122449 --> 00:20:55,886.122449 Now let's tackle some common myths and misconception. 274 00:20:56,156.122449 --> 00:20:58,466.122449 I got a couple from some of you out there. 275 00:20:58,496.122449 --> 00:21:04,136.122449 Thank you, sister, friends for participating and sending in these topics to discuss. 276 00:21:04,466.122449 --> 00:21:08,786.122449 I love just diving into some of this and for transparency. 277 00:21:09,56.122449 --> 00:21:13,916.122449 When we got married, we talk about prenup and our decision mutually was. 278 00:21:14,996.122449 --> 00:21:15,956.122449 Don't need it. 279 00:21:17,36.122449 --> 00:21:26,276.122449 You know, but we did talk about it and we did talk about families and effect and we do have a will. 280 00:21:26,456.122449 --> 00:21:33,56.122449 So while there's no prenups, there is an estate planning has to how things should be divided. 281 00:21:33,236.122449 --> 00:21:34,616.122449 So I could be as simple as that. 282 00:21:34,646.122449 --> 00:21:36,296.122449 Not everyone need a prenup. 283 00:21:36,656.122449 --> 00:21:39,566.122449 If you're a mutually agreeable that it's not needed, then. 284 00:21:39,986.122449 --> 00:21:42,956.122449 It's not needed, but at least you brought it up. 285 00:21:43,16.122449 --> 00:21:43,586.122449 So. 286 00:21:44,366.122449 --> 00:21:47,756.122449 Do you think a prenup is necessary? Truth, be told. 287 00:21:48,326.122449 --> 00:21:51,56.122449 If you were very wealthy and you lose everything. 288 00:21:51,386.122449 --> 00:21:52,886.122449 Yeah, you could get wealthy again. 289 00:21:52,886.122449 --> 00:21:54,776.122449 We have to look at what really matters. 290 00:21:54,806.122449 --> 00:21:55,226.122449 Right. 291 00:21:55,526.122449 --> 00:21:55,916.122449 But. 292 00:21:56,726.122449 --> 00:22:04,226.122449 A will is so important and it's not just financial well, it's also well regarding your health. 293 00:22:04,526.122449 --> 00:22:07,106.122449 We'll talk about that in another podcast. 294 00:22:07,856.122449 --> 00:22:08,246.122449 All right. 295 00:22:08,246.122449 --> 00:22:09,926.122449 So let's get into some of the myths myth. 296 00:22:09,956.122449 --> 00:22:10,736.122449 Number one. 297 00:22:11,336.122449 --> 00:22:13,166.122449 Prenups are just for the rich. 298 00:22:13,256.122449 --> 00:22:15,476.122449 We previously kind of touched on that. 299 00:22:15,716.122449 --> 00:22:19,916.122449 But as we mentioned earlier, prenups, aren't just for wealthy people or celebrities. 300 00:22:20,276.122449 --> 00:22:23,696.122449 They're about protecting the assets and the plans. 301 00:22:23,936.122449 --> 00:22:25,856.122449 You've worked hard to build. 302 00:22:26,66.122449 --> 00:22:35,936.122449 No matter the amount in a late life marriage, you might want to ensure that certain personal assets go to your children, or maybe you want to protect retirement. 303 00:22:35,936.122449 --> 00:22:40,586.122449 Saving a prenup is a tool that helps create clarity on. 304 00:22:40,646.122449 --> 00:22:41,636.122449 Security. 305 00:22:43,346.122449 --> 00:22:44,636.122449 Myth number two. 306 00:22:45,176.122449 --> 00:22:47,96.122449 S state planning can wait. 307 00:22:48,746.122449 --> 00:22:52,106.122449 This myth can cause serious complications. 308 00:22:52,466.122449 --> 00:22:55,76.122449 None of us know what tomorrow holds. 309 00:22:55,316.122449 --> 00:23:01,686.122449 So it's wise to be proactive, having a plan doesn't mean you're tempting fate. 310 00:23:02,16.122449 --> 00:23:05,106.122449 It means you're caring for the ones you love. 311 00:23:05,136.122449 --> 00:23:09,966.122449 In fact, getting essay planning in place early on in the marriage. 312 00:23:10,266.122449 --> 00:23:16,386.122449 Can ease anxiety and allow you to focus on enjoying life with your partners. 313 00:23:16,836.122449 --> 00:23:20,646.122449 I can tell you this from personal experience when. 314 00:23:21,486.122449 --> 00:23:23,676.122449 I was in the military active duty. 315 00:23:23,826.122449 --> 00:23:30,336.122449 And if you're active duty or a veteran out there listening, you know how this goes? Every time there's a conflict. 316 00:23:30,366.122449 --> 00:23:37,416.122449 And even in time of peace, They do ask you to fill out something similar to an estate planning. 317 00:23:38,196.122449 --> 00:23:57,156.122449 Who do you want to be called to retrieve your remains? How do you want your money to be divided up? Who do you want to get? What amount will it be in a percentage or will it be wholesome? I mean, they go into detail about this. 318 00:23:57,546.122449 --> 00:24:04,596.122449 So for the one sore out, bare ladies, if you're a veterans or active duty, you know, this is nothing new. 319 00:24:04,926.122449 --> 00:24:09,966.122449 It's just a little different because now it's a one-on-one discussion. 320 00:24:10,296.122449 --> 00:24:13,906.122449 But nevertheless, it's a conversation that you need to have. 321 00:24:14,146.122449 --> 00:24:16,546.122449 And your life, even if impacting negatively. 322 00:24:16,876.122449 --> 00:24:18,166.122449 Only be for a blip. 323 00:24:18,406.122449 --> 00:24:19,336.122449 A brief moment. 324 00:24:20,176.122449 --> 00:24:21,436.122449 Myth number three. 325 00:24:22,276.122449 --> 00:24:24,526.122449 Talking about money kills romance. 326 00:24:24,986.122449 --> 00:24:29,396.122449 As we've discussed, intimacy goes beyond romance and physicality. 327 00:24:30,146.122449 --> 00:24:30,566.122449 Right. 328 00:24:30,806.122449 --> 00:24:38,726.122449 When you open up about money, your hopes and your fears, you create a safe space for deeper connection. 329 00:24:38,996.122449 --> 00:24:42,476.122449 It's not the act of talking about money that causes issues. 330 00:24:42,836.122449 --> 00:24:51,236.122449 It's avoiding those conversation and letting misunderstandings built up that actually causes those issues. 331 00:24:51,936.122449 --> 00:24:59,136.122449 If there's one thing I want you to take away from today, it's this having legal and financial conversation. 332 00:24:59,526.122449 --> 00:25:01,686.122449 Doesn't harm, intimacy. 333 00:25:02,106.122449 --> 00:25:03,606.122449 It nurtures it. 334 00:25:04,26.122449 --> 00:25:12,906.122449 By facing these issues openly, you allow yourselves to become more vulnerable and authentic in your relationships. 335 00:25:13,266.122449 --> 00:25:21,36.122449 Sister friends, these conversations give you a unique opportunity to show up for each other. 336 00:25:21,366.122449 --> 00:25:24,966.122449 Building a marriage where both partners feel secure. 337 00:25:25,266.122449 --> 00:25:27,666.122449 Seen and appreciated. 338 00:25:28,356.122449 --> 00:25:38,436.122449 Imagine going forward with peace of mind knowing that you and your partner have thoughtfully planned for each other and the loved ones in your lives. 339 00:25:38,976.122449 --> 00:25:47,436.122449 That's the power of navigating prenups S state and they life marriages with courage and openness. 340 00:25:50,176.122449 --> 00:25:58,486.122449 Well, sister, friend, I know you have choices, so I thank you for tuning into Intimacy After podcast. 341 00:25:58,906.122449 --> 00:26:07,456.122449 You may subscribe for bimonthly alerts or stay in the know by visiting my website@queenquanta.com. 342 00:26:07,696.122449 --> 00:26:11,841.122449 That's Queen Q-U-A-N-T a.com. 343 00:26:12,611.122449 --> 00:26:21,16.122449 Until next time, remember, a life without Intimacy is like your favorite meal without salt. 344 00:26:21,871.122449 --> 00:26:24,491.122449 Ladies, let's spice it up. 345 00:26:24,991.122449 --> 00:26:28,281.122449 Life is beautiful, and God is awesome. 346 00:26:28,851.122449 --> 00:26:31,795.960449 This is Queen, signing out.
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