This YouTube transcript from the channel "Financial Fast Lane" offers twelve recommendations for individuals over 55 who have little or nothing saved for retirement, emphasizing that it's never too late to start. Key strategies include taking inventory of one's financial situation and timeline, understanding income and expenses, conducting a spending audit, and finding creative ways to reduce costs. The video also suggests working longer, delaying Social Security benefits, prioritising physical and mental health, maintaining faith and determination, committing to lifelong learning about finances, and considering a reverse mortgage strategy for homeowners. Source : Financial Fast Lane YouTube Channel
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