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August 28, 2025 ‱ 8 mins

Sophia did everything right
 and still ended up $127K in debt, living in her childhood bedroom, and having panic attacks buying toothpaste.

What if the system that promised to save you is actually the one breaking you?

 

Sophia is 23. Marketing degree. $127,000 in student debt. Living at home. Making $2,400/month with $1,200 in loan payments. And she’s not alone. This episode dives into the uncomfortable truth: student debt isn't a personal failure — it's a feature of a system built to trap you. We follow Sophia’s story from believing she was falling behind
 to realizing she was playing a rigged game. And when she stopped trying to be “normal” financially — and started being strategic — everything changed.

This one’s for anyone who's felt ashamed for being broke, guilty for wanting more, or stuck in a system that feels like quicksand.

Mark as Played

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