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October 31, 2025 49 mins

Episode Summary

What if the way you've been taught to think about time and money is fundamentally wrong? On this episode of the Money Healing Club podcast, Rachel welcomes Becca Rich, a holistic time coach and self-described money disruptor, to explore how both time and money function as cyclical resources rather than linear commodities we trade.

 

Together, they unpack why seasonal planning feels safer than rigid schedules, how to build a life that doesn't require you to "earn your rest," and what menstrual cycles can teach us about sustainable planning. Becca brings systems thinking, somatic wisdom, and spiritual depth to challenge our capitalist conditioning around productivity and worth.

 

This episode includes a gentle discussion about menstruation and body-based timekeeping, skip ahead or lean in, depending on what feels right for you today.

 

💬 "Approaching anything in a linear way makes us less honest because anything linear is a lie. It's neglecting our true nature." — Becca Rich

 

Key Takeaways

  1. Time and money are cyclical, not linear and understanding this shift can transform your relationship with both resources

  2. The belief that "if you give, it will come back" can sometimes gaslight us into ignoring systemic inequalities

  3. Procrastination doesn't exist, there are always valid reasons why we do or don't do things

  4. Consistency is overrated; what we actually crave is self-trust and safety

  5. Planning during low-energy phases (like menstruation or winter) sets you up for realistic success during high-energy times

  6. Your body already knows what you need, muscle testing and somatic check-ins are powerful tools

 

About Becca Rich

Becca Rich is a holistic time coach who helps people unravel survival strategies that keep them overworking, overscheduling, and disconnected from their actual needs. With a focus on neurodivergence, capitalism's impact, and creative work, Becca brings a rare blend of systems thinking and somatic wisdom to conversations about time, productivity, and rest. Find her at https://www.beccarich.com/

 

⏰ Episode Breakdown

03:00 | The Musical Nature of Money & Time Exploring how cycles, rhythms, and repetition show up in our financial and temporal experiences.

08:00 | When "Giving Back" Becomes Gaslighting How the spiritual belief that money flows back can ignore capitalist systems that vacuum wealth upward and why your body knows the truth about enough.

18:00 | The Original Lie: Linear Thinking Why approaching time and money as linear resources spawns guilt, shame, hoarding, and the feeling of never having enough.

31:00 | Menstrual Cycles as Financial Planning Tools Breaking down the four phases (menstrual, follicular, ovulation, luteal) and what each season teaches us about when to start projects, be social, complete tasks, and rest.

42:00 | Fall as Grief: Why We Avoid the Harvest Examining our cultural addiction to spring/follicular energy and our resistance to autumn's call to complete, grieve, and prepare for rest.

 

📚 Resources Mentioned

1. Braiding Sweetgrass by Robin Wall Kimmerer

2. The Financial Activist Playbook by Jasmine Rashid

3. Th


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