Mortgage Morning — Thursday, January 1, 2026
** HUD Secretary Scott Turner, speaking in a HousingWire interview, said more research is needed before pursuing 50-year mortgage terms, effectively cooling expectations around the idea.
** Turner emphasized the need for mortgage policies that are secure and sustainable, reflecting concern about long-term borrower outcomes and system-wide risk.
** The average 30-year fixed mortgage rate ended 2025 at 6.15%, the lowest weekly level of the year.
** Rocket Companies stock fell roughly 3.5% in year-end trading, signaling continued investor caution around mortgage platforms.
** Rental demand remains elevated in metros like Atlanta, Orlando, and Charlotte.
** Key dates ahead: Monday, January 5th (jobs report) and Friday, January 9th (CPI).
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.