Episode #: S01E03 Hosts: Adrian Smith (CEO, BlinkPay) & Tim D’Shea (Head of Product, BlinkPay) Guest: Jonathan Dale from the Bank of New Zealand
Music by Levgen Poltavskyi from Pixabay
Episode Overview Open banking in Aotearoa is gathering momentum — but what does it really take to modernise decades of legacy systems, stay compliant with fast-evolving regulation, and still deliver innovation that customers trust?
In this episode, we sit down with Jonathan Dale (BNZ) to unpack the realities of building open banking at scale. Together with Adrian and Tim from BlinkPay, they explore what’s working, what’s slowing things down, and what success could look like when New Zealand reaches full ecosystem maturity.
In this kōrero we cover:
- 📈 UK adoption milestone: what 15 million UK users can teach us — and why NZ may be moving even faster.
- 🏛️ ComCom’s open letter: regulation as an accelerant (and sometimes a handbrake).
- 🔒 Trust & fraud: why banks and fintechs alike need to go beyond “safe enough” to truly win customer confidence.
- 🏗️ Behind the APIs: the real lessons BNZ have learned about scalability, resilience, and security.
- 🤝 Collaboration: how banks and fintechs are shaping standards together — and why partnerships matter.
- 🌏 Looking ahead: the customer experiences that excite the most, from seamless recurring payments to new data-driven services.
Why tune in? This isn’t about theory — it’s about the lived reality of building open banking in Aotearoa. If you’re a fintech, regulator, banker, or just curious about how APIs are reshaping finance, you’ll get candid insights, lessons learned, and a glimpse of the road ahead.
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The Joe Rogan Experience
The official podcast of comedian Joe Rogan.
What Are We Even Doing? with Kyle MacLachlan
Join award-winning actor and social media madman Kyle MacLachlan on “What Are We Even Doing,” where he sits down with Millennial and Gen Z actors, musicians, artists, and content creators to share stories about the entertainment industry past, present, and future. Kyle and his guests will talk shop, compare notes on life, and generally be weird together. In a good way. Their conversations will resonate with listeners of any age whose interests lie in television & film, music, art, or pop culture.