Discover how sophisticated investors use commercial real estate development projects to minimize taxes on Roth IRA conversions. In this episode of Peachtree Point of View, CEO Greg Friedman sits down with Tim Witt, head of Peachtree's DST program, to explore a powerful wealth-building strategy that leverages the natural valuation cycles of development projects.
Learn how the "J-curve" effect allows investors to convert traditional IRA assets to tax-free Roth IRAs at significantly reduced valuations, then benefit from tax-free growth as projects complete and appreciate. Tim breaks down the mechanics, timing considerations, and tax implications while emphasizing the critical importance of investment quality over tax benefits alone.
Key Takeaways:
- Execute conversions during mid-construction when valuations are naturally lower
- Use self-directed IRAs to access commercial real estate development opportunities
- Spread conversions across multiple years and projects to optimize tax efficiency
🎧 Listen now to discover how this strategy can reshape your investment approach.Â
Explore the J-Curve chart behind this discussion on our blog: www.peachtreegroup.com/news-insights/roth-ira-conversions-cre-development-strategy
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