Retire Debt-free: Side Income Coaching for Christians

Retire Debt-free: Side Income Coaching for Christians

Are you a Christian nearing or in retirement—still carrying debt, unsure how to create more breathing room in your budget, or wondering how to earn extra income without sacrificing your time or values? If so, you’re not alone. 97% of retired Americans are in debt and living paycheck to paycheck. This podcast will give you biblical money wisdom, practical side business tips, and faith-filled encouragement to help you steward well, earn more, and step into financial freedom—God’s way. You’ll get answers to questions like: - How do I create a budget I can actually stick to - How do I start and grow a part-time side business (even with zero experience)? - How do I get out of debt without the hustle or overwhelm - How can I make the most of my time, gifts, and income - What does the Bible say about money and debt? Whether you want to bring in a few hundred dollars a month or turn your skills into something more, you’ll find actionable guidance and godly encouragement to help you do it well. You don’t need to settle for a stressed-out retirement. Let’s simplify, steward, and start earning—together. Download my free guide, Kickstart Your Side Income at https://sideincomeguide.com where I’ll walk you through 8 steps to getting started!

Episodes

March 18, 2025 7 mins

Did you know there's a difference between an estimate and a quote? 

Before yesterday, I kind of used them interchangeably, but they aren't the same thing.

Tune in to find out the difference and when to use each one.

Resources

I have templates available for members of the Side Income Growth Club 

Like the podcast? Leave me a 90-second voice message here!

 

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Today's episode is a bit unplugged.  Unscripted. Unedited.

I’m really passionate about helping people learn to steward money in a way that aligns with God’s purpose for their lives and then to create more money on the side so they can have relief from financial pressures.

So today is a bit of a happy rant about it with the goal being to stir up the Spirit within you to pursue Kingdom focused living and to

  • transform your thinki...
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Want to grow your business without breaking the bank?

In this episode, I share how to get customers talking about your business using the power of word-of-mouth marketing using the story of the Samaritan woman in John 4.

Learn how to turn your customers into raving fans who spread the word for you.

What You’ll Learn in This Episode: ✔️ The power of word-of-mouth marketing for local businesses ✔️ 3 key ways to encourage customers t...

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Hey there, side income creators! Just as a heads up, I've moved my episode release day to Thursdays.

In today’s episode, I’m sharing three easy updates you can make to your Facebook profile to attract more clients and grow your side income—without breaking any Facebook rules!

But first, exciting news! I’ve launched a free group called "Master Your Money" inside the Heartbeat app.

If you're struggling with budgeting, trying to figur...

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Hey friends, welcome back to the Side Income Coaching podcast!

Today, I’m diving into an important topic—why money alone won’t fix your financial struggles. I came across a story about a 17-year-old girl who won the lottery, only to end up regretting it. It made me think about how often we believe more money is the answer when, in reality, it can create even bigger problems if we don’t have the wisdom to manage it well.

I’ll be sha...

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Hey there, side income creators! In today’s episode, I’m diving into a passage that has been misunderstood by so many Christians—Luke 18 and the story of the rich young ruler.

You’ve probably heard that it’s harder for a rich person to enter heaven than for a camel to go through the eye of a needle. But does that mean Christians shouldn’t have wealth?

I’ll break down what Jesus was really saying in this passage, why it’s not about ...

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January 27, 2025 10 mins

Today’s episode is a little different—you're riding with me to grocery pickup because this is the moment I have to record!

I’m sharing what I’ve been learning about connecting with my audience through daily emails and growing my email list with a free resource: Kickstart Your Side Income: 8 Easy Steps for Christian Beginners.

This week, I’ve been talking about selling—something that used to make me cringe. I’ll share a funny (and c...

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In this episode of Side Income Coaching, I share my personal journey of paying off all debt, including the house in 4 years. But what happens after you reach a significant milestone? Today, I dive into the unexpected challenges of complacency and how embracing discomfort can lead to spiritual and personal growth.

What You’ll Learn in This Episode:

  • The joy and challenges of reaching a major financial milestone.
  • How complacency ...
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Hey friend!

In this week's episode of Side Income Coaching, I'll be walking you through 5 common mistakes people make when starting a side business. 

When we are first starting out, we don't know what we don't know, so I'm here to try to help you avoid these mistakes so you can make progress faster.

I believe that after listening, you'll have more confidence in growing your income, you'll know when to say "yes" and when to say "no"...

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Hey there, Side Income Creators! Happy New Year! 🎉

I'm so excited for 2025 and thrilled to kick off the year with you by sharing practical tips to help you save more and earn more.

Whether you're saving for something special, paying down debt, or just trying to meet daily needs, these strategies will set you up for success this year.

In this episode, I’m diving into:

  • The importance of seeking God’s guidance in your financial ...
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Hey friends! If you’re feeling stuck in your finances and want practical, simple ways to create more income without feeling overwhelmed, this podcast is for you. My intention is to make earning extra income easy and fun while helping you stay grounded in faith.

In today’s episode, I’m sharing why this time of year—December 31st and January 1st—is my absolute favorite.

I see the upcoming year as a gift from God, filled with surprise...

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Christmas is just a couple of days away, and I know how easy it is to get caught up in the busyness of the season. In this episode, I want to take a few moments to reflect on what Christmas is truly about—the birth of Jesus and God’s incredible plan for us.

Join me as I share encouragement to pause, reflect, and reconnect with the reason for the season. We’ll also talk about how to seek God’s guidance as we prepare for 2025, manage...

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Hey there! Welcome to Side Income Coaching. I’m Vicky Arsenault, and I help Christians break free from financial stress by creating extra income using the skills and experience they already have.

Today, I want to share why I’m not chasing a six-figure business and what I'm doing instead. Don’t get me wrong—big incomes are great! But for me, it’s about helping people first. My goal is to make a difference, not just mak...

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Welcome back to Side Income Coaching! Today, we’re diving into something super important when it comes to growing your side income: figuring out who you actually want to work with.

In this episode, I’m breaking it down into simple, doable steps to help you define your ideal clients or customers. We’ll talk about:

  • Why choosing who you want to work with matters
  • 5 ways to choose the type of clients you want to work with 

I’...

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Hey, Friend!

In this episode of Side Income Coaching, we’re diving into one of the most important (but often overlooked) skills for building a successful side business: mastering the art of communication.

Learn why clear communication builds trust, how active listening helps you truly connect with potential clients, and why less is more when it comes to talking about your offers.

Whether you’re a new side income earner or growing y...

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Hey my friend!

This week, we’re diving into an essential topic: how to confidently present your pricing to potential clients. If you’ve ever felt hesitant, apologetic, or nervous about sharing your prices, this episode will help you overcome those fears and stand firm in the value you offer.

I’ll share my personal journey, from freezing at the thought of saying, “It’s $310,” to confidently explaining my worth and the benefits of my...

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Have you ever told someone about your side job, and stumbled over what to say? Or maybe they just didn’t seem interested?

The problem might be that you weren’t specific enough!

In this episode, we’re talking about the power of being clear about how your product or service makes someone’s life better.

I’ll show you why vague offers don’t work and how to explain what you do in a way that makes people say, “Oh my gosh, I need that!”

P...

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Hey there, friend! I’m Vicky, and I’m thrilled to welcome you to today’s episode of Side Income Coaching!

If you’re a coach, consultant, or local service provider looking to grow your client base, this episode is packed with tips to help you attract the right people, build trust, and grow your side business with confidence.

Today, we’ll go over effective strategies to boost your client count without feeling salesy. These methods ar...

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Hey there, Side Income friends!

In today’s episode, we're diving into the fun world of creating steady cash flow without the stress of constantly chasing new clients. Yep, you heard that right!  I’m here to spill all the juicy details on an option that can help you build consistent revenue while keeping your sanity intact.

WHAT'S NEXT?

  1. Subscribe and leave a kind review, if you like this podcast, of course. And share it with peo...
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Are you mingling your side income earnings with personal finances? It might be time to rethink that!

In this episode of Side Income Coaching,, we’re diving into the essential reasons why a separate bank account can make managing your side income a breeze.

I’ll walk you through the benefits of keeping your side income expenses separate from your personal income and expenses and what can happen if you don't.

What you’ll learn in this...

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