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January 29, 2025 28 mins

What hurdles do educators face when planning for retirement? 

Marc Hernandez chats with retired educator Socorro Houghtaling to uncover the financial challenges teachers face. They dive into the secrets of achieving financial freedom and share tips for navigating the complex world of investments and retirement planning. 

This conversation is packed with insights and appealing stories that resonate with educators and anyone planning for the future. Whether you’re just starting your career or nearing retirement, this episode offers valuable advice for your financial journey. 

Episode highlights include:

  • Financial Challenges for Educators: Common obstacles teachers face when saving for the future. (Starts at [00:02:22])
  • How educators often sign up for financial products without adequate guidance (Starts at [00:05:33])
  • Why having a personal financial advisor can be a game-changer (Starts at [00:13:10])
  • Advice for Upcoming Retirees: Insightful tips for educators approaching retirement on optimizing their savings (Starts at [00:24:16])
  • And more!

Connect with Marc Hernandez: 

Connect with Carlos Lopez: 

Connect with Socorro Houghtaling: 

About Our Guest: 

Socorro Houghtaling brings 30 years of dedicated service to Brownsville ISD. Holding a degree in Mid-Management, she has served as an Elementary School Principal for 13 years and held various administrative roles for 10 years. Her journey began with 7 years of classroom teaching. Before education, she had 10 years of HR experience with JCPenney and 8 years in retail. Socorro also holds life and health insurance licenses. Active in the community, she is a Pro affiliate with BARSE and serves on the St. Joseph Church finance committee.

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