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October 30, 2024 24 mins

Retirement is supposed to be worry-free. However, without the right Medicare strategy, your healthcare might not be. Listen in to get it right.

This week on Retire Rich: Tales of Financial Freedom, Carlos Lopez is joined by Medicare professional Louis Kowalski. With 50+ years in the insurance industry, Louis breaks down the differences between Medicare Supplement plans like Plan G and Plan N and Medicare Advantage, which includes extra perks like dental and vision.

Louis also shares how to smoothly transition from group health insurance to Medicare while offering special tips for veterans on maximizing benefits. 

With changes to Medicare on the horizon, such as the elimination of the prescription drug coverage gap by 2025, his advice will help you stay ahead and avoid costly mistakes.

Key Highlights:

  • Louis’s 50-year career in Medicare and his transition from group health insurance to help retirees navigate Medicare’s complexities
  • A clear comparison between Medicare Supplement and Medicare Advantage, including how to choose the best option based on personal needs
  • Step-by-step advice on transitioning from employer health insurance to Medicare and why it may save you money
  • Strategies for veterans to optimize coverage by combining VA benefits with Medicare
  • The need for hospital indemnity and cancer plans to close gaps in Medicare Advantage coverage
  • Insights into upcoming Medicare changes, including the removal of the prescription drug coverage gap by 2025
  • And much more!

Connect with Louis Kowalski:

Connect with Marc Hernandez: 

Connect with Carlos Lopez: 

About Our Guest: 

Louis Kowalski is an experienced insurance professional with over 50 years of experience, specializing in Medicare and group health insurance. Throughout his extensive career, Louis has guided countless individuals through the complexities of Medicare, helping them make informed decisions about their healthcare coverage in retirement. His deep knowledge of Medicare Supplement plans, Medicare Advantage, and veteran benefits has made him a trusted resource for retirees seeking to have their questions answered. Known for his ability to simplify complicated healthcare options, Louis is passionate about educating others on how to maximize their benefits and avoid costly mistakes.

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