Safe Haven $olutions
Your one-stop-shop for quick, comprehensive, and timely financial advice. Welcome to the Safe Haven $olutions Podcast hosted by Larry Kallevig, Founder and CEO of Haven Financial Group in Burnsville, Minnesota.
Episodes
Jerome Powell, the chairman of the Federal Reserve, issued some statements on the state of inflation and what he sees as the road to economic stability. While a recession would have to occur to bring prices back down to where they were, there’s hope to balance the economy in a more stable way. Let's discuss!
To learn more, visit havenfinancialgroup.com today!
Inflation has been prevalent in our lives for many years now. Since 2020, total inflation is reported to be around 23%, and for certain staple items you might find at the grocery store, it’s even more. As we've all heard, the price of eggs nearly doubled! So let’s discuss further to help you understand the total effect of inflation on your retirement finances.
To learn more visit havenfinancialgroup.com today!
The truth is, one of the largest expense categories in retirement is tax. The good news, is that you have more control than you think over how your money is taxed in retirement. Let's discuss!
For more information, visit havenfinancialgroup.com today!
Whether you’ve lived in your home for decades, or you’ve hopped houses every few years, the taxes associated with a home sale are important to understand. Stay tuned as Larry and Kim discuss what you need to know about home sale taxes and your retirement strategy.
For more information, visit havenfinancialgroup.com today!
One of the most common sources of retirement income is in the form of IRAs and 401(k)s. But what makes these different than just a regular brokerage account? The crucial differences come down to the way they’re taxed. Let's discuss!
To learn more visit havenfinancialgroup.com today!
Social Security may seem like a solid safety net for your retirement income needs. While it’s designed to be a crucial support system, it’s not the end-all-be-all for your income needs - especially because portions of it can be subject to an income tax!
To learn more visit havenfinancialgroup.com today!
Tax policy often feels like background noise, until it directly affects your retirement. The recent passage of President Trump’s “One Big Beautiful Bill” in the House is one of those moments. While the bill still awaits Senate approval, its sweeping tax changes and spending cuts could have significant implications for retirees and pre-retirees. Here’s what you need to know.
To learn more, visit havenfinancialgroup.com today!
There are moments in the financial world that may not cause immediate panic, but should spark thoughtful reflection. Moody’s recent decision to downgrade its outlook on U.S. Treasury bonds is one of those moments. It’s not about headlines meant to scare; it’s about understanding the long-term implications and the ripple effects for those planning their retirement. Here’s what you need to know…
To learn more visit havenfinancialgr...
In a world where market swings, credit downgrades, and rising interest rates make headlines, it’s easy to wonder what role conservative investing still plays in retirement. But for many retirees and pre-retirees, preserving what they’ve worked so hard to build is their main priority. Conservative investing isn’t just a mindset, it’s a strategy that when done right, can create stability, income, and peace of mind in retirement. Let'...
When building or adjusting your tax strategy, there are key mistakes to avoid that could set you back. So let’s jump into some common tax missteps so you can plan around them accordingly.
To learn more visit havenfinancialgroup.com today!
For many, college is an expensive yet necessary cost. However, the cost of college has significantly increased, so people turn to family for support in financing it. As this becomes the new norm, its increasingly important to take advantage of college-saving tools and strategies. Let's discuss!
To learn more visit havenfinancialgroup.com today!
Taxes could be one of your largest retirement expenses… but they also might be more controllable once you enter retirement. Tax treatment for IRAs, 401(k)s, and Social Security may be different than standard income, and how you strategically manage your savings in preparation for retirement could mean preventing a taxable event. Let's dive in!
To learn more visit havenfinancialgroup.com today!
The Social Security Administration often provides cost-of-living adjustments. Now, you might be happy about lower inflation levels and general price stability, but if you were counting on another large increase to your Social Security check, you might be realizing you have to change your plans… so let’s discuss!
To learn more visit havenfinancialgroup.com today!
Planning for a stable retirement isn’t just about saving, it’s about turning those savings into reliable income. That’s where annuities come in. They offer a way to protect your nest egg, create steady income for life, and tailor your plan to fit your goals. Whether you’re looking to guard against market volatility or leave something behind for loved ones, annuities can provide powerful solutions.
To learn more, visit havenfinan...
Insurance can be a powerful tool in retirement if you use it wisely. But overlooking the fine print, or buying the wrong coverage can lead to expensive mistakes. From gaps in healthcare coverage to underestimating long-term care costs, retirees often miss key details that matter. Today, we’re unpacking the most common insurance missteps and how to avoid them.
To learn more, visit havenfinancialgroup.com today!
A secure retirement isn’t just about what you’ve saved—it’s about how you protect it. Life insurance can help cover final expenses, support your loved ones, or even supplement your income. From tax advantages to legacy planning, understanding your options can make a big difference. Let's discuss!
To learn more, visit havenfinancialgroup.com today!
Your health might not be top of mind in retirement, until it is. Rising medical costs can put real pressure on your savings, which is why planning ahead is so important. From Medicare and supplemental coverage to long-term care and smart savings strategies, we’ll walk through what you need to know to stay protected.
To learn more visit havenfinancialgroup.com today!
As you plan for your child’s education, the last thing you want is unexpected tax penalties eating into your savings. Traditional options like 529 plans can come with restrictions, but there’s a more versatile strategy worth exploring. With the power of Universal Life or Indexed Universal Life Insurance, you can fund college and keep your financial freedom intact. Let’s discuss!
To learn more visit havenfinancialgroup.com today!
Generational wealth doesn’t just happen—it’s strategically protected. Too often, wealth is lost through a lack of planning. From tax strategies to family education, there are steps you can take now to protect what you’ve built. Let’s explore how planning as a family can preserve wealth for generations.
To learn more visit havenfinancialgroup.com today!
You’ve probably heard of 529 plans as a way to save for college—but they’re more flexible than most people realize. From K-12 education expenses to student loan payments, 529s can do more than just cover tuition. Here’s how to make the most of a 529.
To learn more, visit havenfinancialgroup.com today!
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