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April 2, 2025 16 mins

Hosts: John and David Thompson

Episode Summary:

In this episode of SMPL Money, John and David take a unique approach to discussing finance by analyzing fun and interesting charts related to real estate, market trends, and even the Tooth Fairy Index. They explore how data can tell compelling financial stories and provide insights into topics like homeownership rates, insurance costs, stock market movements, and generational wealth shifts.

Whether you're a numbers person or just enjoy seeing trends visually, this episode will give you a fresh perspective on financial patterns and how they impact our daily lives.

What You'll Learn:
  • How U.S. home values have grown to nearly $50 trillion
  • The surprising percentage of millennials who own homes
  • Why homeowners insurance costs are rising and what it means for you
  • How the stock market and the wealth effect influence spending habits
  • The staggering number of people turning 65 daily in the U.S.
  • The Tooth Fairy Index—does it really track with the stock market?
Timestamps:
  • [00:00:00] Introduction – A new approach to discussing finance with charts
  • [00:01:00] Chart 1: The total value of U.S. homes hits $50 trillion
  • [00:02:30] Chart 2: Millennials now own over 20% of U.S. homes
  • [00:04:00] Chart 3: Rising homeowners insurance costs and what it means
  • [00:06:30] Chart 4: The stock market’s impact on consumer spending
  • [00:08:00] Chart 5: The number of people turning 65 daily and its financial impact
  • [00:10:00] Chart 6: The Tooth Fairy Index – Does it mirror stock market trends?
  • [00:14:00] Final thoughts – The power of data in financial decision-making
Resources Mentioned:
  • U.S. Home Value Data – Understanding real estate trends
  • Millennial Homeownership Stats – Breaking down generational wealth shifts
  • Homeowners Insurance Costs – Why premiums are skyrocketing
  • Stock Market & Wealth Effect – How market trends shape financial behavior
  • Tooth Fairy Index Study – A lighthearted look at economic sentiment

Connect with Us: Reach out to John and David with your questions or feedback. SMPL Mortgage

Follow us on social media for updates and more insights. @smplmortgage

If you enjoyed this episode, please like, share, and subscribe to SMPL Money for more insightful discussions. Stay tuned for our next episode where we continue to unravel the complexities of finance in our lives.

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