OneEthos is the fintech affiliate of Climate First Bank, which bills itself as the world’s first FDIC-insured digital community bank founded to combat the climate crisis. On the Pitch, Chris Cucci, EVP at Climate First Bank and OneEthos, discusses how they set their solar loan business apart for installers and homeowners with 30 year fixed rate, no dealer fees, and 100% financing for resi and C&I loans.
OneEthos: https://www.oneethos.com
Climate First Bank: https://www.climatefirstbank.com
Solar Builder: https://solarbuildermag.com/subscribe/
0:41 - How does Climate First Bank operate?
1:58 - Solar loan outlook
2:47 - Advantages of OneEthos solar financing for homeowners
3:43 - Advantages for installers (no dealer fees, steady demand)
4:58 - What will they finance? What won't they finance?
5:35 - Solar installer approval process explained 5:58 - Products on AVL?
7:20 - How they can lower payments for low-income customers
9:50 - Climate First emissions reduction & B Corp goals
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