Credit cards can be a fun playground of make points, spend points and stack points.
0:00 Intro & Welcome
0:43 Viewer Questions: Best Trifecta (One Card Per Issuer)
13:27 Triple Dip Options & Year-End Card Offers
26:43 News: Citi Updates & DoorDash-Instacart
30:52 Topic: Airbnb Chore Fee Ban
44:31 Topic: The Credit Chase Landscape
52:59 Members & Shoutouts
00:00 – Welcome and Check-In
03:37 – If We Could Fix One Thing About the Points and Miles Industry
08:26 – Hilton vs. Marriott: Which Is Better for Domestic Travel? Comparing credit cards, loyalty programs, property availability, and overall value.
20:35 – Is There Room for a Fourth Major Airline Alliance? Could Southwest, Icelandair, Condor, and other independent airlines build something different?
35:22 &n...
⏱️ Chapters:
0:00 - Intro
1:02 - Viewer Questions: Favorite Portals & Cards
9:18 - Cashback vs. Transferable Points
19:20 - Amex $350M Fine
24:34 - Costco Co-Brand Negotiations
34:02 - Design a Card Without Coupons
44:08 - Points & Miles Sliders
54:53 - Q4 Expectations
1:08:48 - Outro & Membership Shoutouts
00:00 — Show Kickoff & Banter
00:44 — Chase Private Credit and 5/24 Viewer question from SJDP1234: Is Chase’s dabbling in private credit a way to loosen restrictions on cobranded cards while keeping tighter rules like 5/24 for in-house products such as Sapphire and Freedom? Or is it mainly a way to share the risk of weaker credit profiles while keeping Chase cards difficult to acquire?
11:58 — Transfer P...
0:00 — Show Intro & Card Design Q&A In light of the CFF’s “refresh,” what cards could use a very minor cosmetic update?
8:01 — Q&A: CSP & Hyatt Points Transfer With the CSP going 4:3 with Hyatt, should you move points now or hold if you don’t have any trips ready to book?
14:23 — Q&A: Bilt & Amtrak Partnership Does Bilt adding Amtrak mean anything for Amtrak getting ...
0:00 — Show intro and Skytrax airline rankings banter 0:42 — Viewer Question: Rygrex — Should card credits be valued at zero if they’re for things you wouldn’t normally buy? We talk Lululemon, Peloton, rideshare, DoorDash, and whether credits can have real value simply because they encourage you to try something new. 6:31 — Viewer Question: Garrett — Is it possible to have a “cool&rdq...
This week, Matt, Lani, and RJ dig into transfer partners they’d love to see, whether premium non-travel cards could actually work, overlooked travel destinations, the Sapphire Reserve refresh, and some of the worst-designed credit card credits on the market.
They also cover rumors and news around Chase Aeroplan, the Freedom Flex, and a possible Bonvoy Brilliant Business card before wrapping up with what new entrants like Sil...
00:00 | Show Intro
Craig returns and the crew catches up before getting into this week’s viewer questions and topics.02:59 | Dunkin’ Gift Card Strategy
Keith asks whether RJ plans to buy 10 Dunkin’ gift cards with Paze on her new Chase Sapphire Reserve, leading into a discussion of Paze offers and stacking opportunities.07:52 | Credit Card Myths Busted
Correl’s trouble-free Amex experience in Japan sparks ...Hyatt premium-card rumors, points-value debates, credit-card politics, and whether annual-fee cards should have a pause button. Plus, Matt, RJ, and Lani tackle travel etiquette, from reclining seats and overhead bins to the eternal question of how much lounge food is too much.
0:00 | Intro Play the intro 0:10 | Welcome & Intro Banter Matt kicks off the show with RJ and Lani and immediately calls out RJ’s new Chase Sapphir...
Matt, Lani, and RJ discuss travel, points, and credit card news, including RJ’s IHG suite stay, upcoming Texas meetups, digital wallets like Paze, the future of Amex’s no-annual-fee business cards, overrated credit card content, transfer-bonus strategy, unusual bonus categories, Chase’s upcoming Hyatt transfer-ratio change, Marriott extending its relationships with both Chase and American Express, and a Kiss, Marr...
This week on Stack Your Points, the crew answers listener questions about changing bank partnerships, whether inflation is the same as a points devaluation, premium card perks, and the future of lounges beyond airports. They also cover Citi's refreshed AAdvantage Executive card before diving into three larger discussions: earning interest on points balances, whether co-brand cards are beco...
00:00 Intro / Welcome to Stacking Points
01:35 Viewer Question: Do you keep cards that aren't the best mathematically but make you feel good? (RP2048)
We all talk about crunching the numbers and doing the math. Do you find it difficult to just stick to the math? Some cards hold nostalgia for us personally or a perceived status. Do you have any cards that aren't the best mathematically but you keep them anyway because they make you ...
Matt and Lani break down the latest in points, miles, and credit cards — including whether American and Alaska will ever put award availability behind a paywall, if Pays could become a bonus category on your favorite cards, and which transfer partner additions would actually move the needle.
They also tackle listener questions on whether points and miles are still worth it, which cards they'd never cancel (and which ones are ...
This week, Matt, RJ, and Lani dig into Delta’s new Basic Business fare, rebuild cashback cards as points earners, and design a credit card strategy for someone traveling 50 weeks a year. They also discuss whether statement credits can genuinely broaden your horizons, Citi’s latest JetBlue transfer change, and JetBlue’s new paid points subscription plans.
Later, the crew asks what your wallet reveals about your per...
Matt and RJ are back for a two-host episode of Stack Your Points, with Lani out this week. This episode is all about predictions, Amex and Resy, the New Zealand Amex Platinum, Chase Freedom Flex product change weirdness, what to do if you cannot travel for a year or two, and whether boutique and independent hotel stays deserve more attention in the points world.
0:02 Introduction
Matt and RJ kick things off with Dr. Pepper Zero Su...
In this episode, Matt, Lani, and RJ dig into cashback vs. points, Wyndham’s latest moves, Bilt’s chaotic support reputation, the future of premium-card branding, reverse redemption travel planning, and whether “effective annual fee” thinking misses the bigger picture.
0:00 — Welcome & Introductions
Matt, Lani, and RJ kick off the episode and set up a packed viewer-question slate.
4:26 — Q1: C...
In this episode, Matt, Lani, and RJ talk through credit card setups that changed purpose over time, whether Chase consumer cards deserve the hate, what tech actually earns a spot in the travel bag, and how they would manage credit cards during a stretch of unemployment. They also cover banker perspectives on credit reports, expiring semiannual credits, Bilt adding iPrefer as a transfer partner, the rise of 2% cashback cards, and wh...
Welcome back to Stack Your Points. In this episode, Lani, RJ, and Matt dig into viewer questions, loyalty program drama, card devaluations, point-buying temptation, and whether the “perfect” credit card setup is even possible.
We kick things off with a big-picture question: are transfer partners actually at risk, and could banks eventually push everyone into portal-only redemptions? From there, the crew compares Sapphi...
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