You Were the WHOLE Sundae BUT the Cherry

Intro 

Who we are

Viewer Questions

• What are the most useful overlapping transfer partners? For example, Aeroplan is a transfer partner for Amex / Capital One and Star Alliance. Perhaps break it down into domestic and international travel? - Trucker X
• The Thanos Snap happens and instead of wiping out half of the population, one bank that issues credit cards is no longer. Each of you pick one bank between AMEX, Chase, Citi, and C1 and figure out how the remaining banks respond to fill the void created by the bank that is snapped out of existence - Jason
• There are some interesting long-term plays in this game - examples might be getting one of the Chase Marriott cards to product change to the Ritz after a year, or timing Southwest card applications to secure the Companion Pass, or at the extreme running seven figures of spend through a Platinum card to fish for a Centurion invite. Which long-term credit card play is the most interesting to you? - SpaethCo
• Each of you has a different preference as to which points ecosystem you want to primarily earn in for redemptions. Aside from adding the obvious transfer partner (Lani = united, Tariq=Hyatt, RJ =Delta & Hilton, Matt= jet Blue maybe?) What would Wells Fargo need to do to their cards/rewards program for them to become the preferred ecosystem in your wallet. Like for example if they added a grocery category or made bilt points interchangeable or something of that nature would that be enough to entice you to their ecosystem - Thic Boii

News Round-Up 

• Cap 1 Savor X? 

Topics 

• Matt
  • Have you ever considered a complementary system to your main setup? If yes, who; if not, why?
• Lani
  • Bonus categories; love’em or hate’em. How about a flat earning card?
    • 2x/3x flat on everything. Yes, I’m aware that some card like this already exist, but what if there were more options like this?
    • May affect travel portals, may mean higher annual fees? What effects do you see if this was the standard?
• Tariq
  • With Capital One getting the approval for the acquisition with Discover, what does this mean for the bank's future business model? 
• RJ 
  • Do you ever feel stress or frustration when you have a plan in place and part of that plan is just waiting? You have to wait until X day to do Y, for example. No amount of new apps or polishing your credit score will help. Just time. 

Outro - 

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