The Most Common Ways Insurance Companies Act in Bad Faith After a Claim

Episode Summary

In this episode of Strategic Justice in Action, David Senoff breaks down the complex issue of insurance bad faith. With nearly three decades of experience in appellate advocacy, insurance disputes, and public policy litigation, David explains what legally constitutes bad faith, the tactics insurers use, and what remedies policyholders can pursue when an insurer acts unreasonably.

What You Will Learn in This Episode

• The legal definition of insurance bad faith
• Common tactics insurers use to delay or deny claims
• How excessive paperwork requests and lowball offers may signal bad faith
• What remedies are available to policyholders under Pennsylvania law
• The role of punitive damages in deterring insurer misconduct
• How bad faith impacts not just individuals but unions, health funds, and large employers
• When trial lawyers should bring in specialized bad faith counsel

Key Timestamps

00:01:00 – What insurance bad faith really means 00:02:30 – Common denial tactics and warning signs to watch for 00:05:00 – Pennsylvania’s statute protecting policyholders and available remedies 00:07:30 – Understanding punitive damages and how they’re calculated 00:10:00 – How low settlement offers can signal insurer bad faith 00:12:00 – The broader impact of bad faith on unions, health funds, and institutions 00:14:00 – When trial lawyers should involve bad faith counsel 00:15:00 – Practical advice for policyholders suspecting bad faith

About The Show

Strategic Justice in Action is a podcast that explores how litigation and appeals shape justice, public policy, and everyday lives. Hosted by appellate attorney David Senoff, Founder of First Law Strategy Group, the show highlights high-stakes cases in insurance bad faith, class actions, campaign and election law, and systemic litigation against corporate or government misconduct. Each episode breaks down complex legal strategies into clear insights—helping attorneys, institutions, and the public understand not only how cases are won, but how they change the law itself.