The Aussie Lending Lounge
Welcome to The Aussie Lending Lounge — your go-to podcast for smart, straightforward conversations about property, finance, and lending in Australia. Brought to you by the team at Loans AU, we break down the mortgage and finance world into easy, honest episodes that help you make confident money moves. Whether you’re a first home buyer, business owner, investor, or just finance-curious, we’ve got your back. Tune in for practical advice, insider insights, real client stories, and expert interviews — all designed to help you navigate the lending world like a pro. Simple. Local. Straight to the point. Pull up a chair at The Aussie Lending Lounge — your financial future starts here.
Episodes
Published by: The Aussie Lending Lounge by Loans AU
Thinking about buying a commercial property in Australia? 🏢 Whether it’s a retail shop, office space, warehouse, or a mixed-use building — getting the right loan matters just as much as finding the right property.
In this episode, we simplify the complex world of commercial lending. From choosing the best loan-to-value ratio (LVR) to understanding which ownership structure suits ...
How Much Can You Borrow in Australia with a $70k, $100k, or $150k Income?
In this episode of The Aussie Lending Lounge, David F. Chae from Loans AU breaks down how much you can borrow in Australia based on your income—whether you’re earning $70,000, $100,000, $150,000, or even up to $450,000. We cover real borrowing capacity examples, key factors that impact your loan eligibility, and how Loans AU can help you access the best possi...
In this episode of The Aussie Lending Lounge, David F. Chae from Loans AU breaks down the big question for 2025: should you choose a fixed or variable home loan? We cover the latest rates, key pros and cons, real-life examples, and what’s ahead for the Aussie mortgage market. Whether you're a first-home buyer or a property investor, this episode will help you make a smarter choice.
👉 Need expert advice? Contact Loans AU at www.loa...
New Lending Trends in the Market
In this episode of "The Aussie Lending Lounge," join David F. Chae, CFO and Co-Founder of Loans AU, as he explores the latest lending trends shaping the Australian market in 2025. Discover current mortgage rates, the rise of fixed-rate loans, government incentives, and exciting technology advancements like NextGen ID and Open Banking. David discusses the role of non-bank lenders and private second...
The Importance of Credit Scores in Lending
In this episode of "The Aussie Lending Lounge," join David F. Chae, CFO and Co-Founder of Loans AU, as he explores the critical role that credit scores play in the lending process. Understand what constitutes a credit score, why it's important for securing loans, and what factors influence it. Learn how your credit history can affect your borrowing terms and discover practical...
Variable vs Fixed Rates: Making the Right Choice for Your Loans
In this episode of "The Aussie Lending Lounge," join David F. Chae, CFO and Co-Founder of Loans AU, as he unpacks the critical differences between variable and fixed interest rates for home and commercial loans.
Discover the advantages and disadvantages of each rate type, and learn how to assess your financial stability, long-term plans, and market trends to make a...
Episode 2: What Every First Home Buyer Needs to Know in 2025 The Aussie Lending Lounge | Hosted by David Chae
Welcome back to The Aussie Lending Lounge. I’m David Chae, CFO at Loans AU, and today we’re diving into a topic that’s top of mind for many Australians — buying your very first home in 2025.
If you're a first home buyer, you’ve probably been reading headlines, scrolling through listings, and maybe even checking your borrowi...
In this first episode, Loans AU CFO David Chae shares who we are, what we do, and how we help Aussies with home loans, private lending, SMSF finance, and more. Simple, smart lending made for you.
Visit: www.loansau.com | Email: theteam@loansau.com
Popular Podcasts
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
History is beautiful, brutal and, often, ridiculous. Join Ben Bowlin and Noel Brown as they dive into some of the weirdest stories from across the span of human civilization in Ridiculous History, a podcast by iHeartRadio.
Listen to 'The Bobby Bones Show' by downloading the daily full replay.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.