As January 2025 winds down, Derick and Stephen take a deep dive into the key trends shaping the housing and mortgage markets. In this episode of The Brutally Honest Loan Officers, they explore:
- Why mortgage rates are staying near 7% and how that impacts buyers
- The ongoing home shortage of 4.5 million properties and its effect on prices
- Slowing home price appreciation in 2025—what buyers and sellers should know
- Changes in buyer demographics: The rise of multigenerational homes and all-cash purchases
- New tech in real estate: How AI, blockchain, and borrower portals are streamlining the process
- What’s next for spring 2025: Regional price trends, rate expectations, and the affordability outlook
Tune in for brutally honest advice to help you navigate this evolving market with confidence!
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