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May 12, 2025 29 mins

In this episode of The Brutally Honest Loan Officers: The Unfiltered Mortgage Minds, Derick and Stephen are joined by Sheri Nedley, COO of The Mortgage Firm, for a no-BS breakdown of what’s really moving the mortgage market right now. From the ripple effects of tariffs and the Fed’s interest rate decisions to the rise of a potential buyer’s market, they tackle the tough questions: Should you buy now or wait? What’s a “float down” policy and why should your clients care? Plus, Derick and Stephen open up about their own realtor coaching playbook, sharing strategies like the powerful “apology letter” that’s winning listings. This episode is loaded with insights, real talk, and actionable tips for mortgage pros and realtors alike.

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