First-time buyers are freaked out—and honestly, we get it. In this episode of The Brutally Honest Loan Officers: The Unfiltered Mortgage Minds, Stephen and Derick break down the top 10 concerns they hear every day from nervous first-time homebuyers—and deliver the truth, straight up.
From the 20% down payment myth to “I’ll wait for the market to crash,” we tackle the fears, explain the facts, and give you real-world advice to move forward confidently.
Whether you're buying your first home, helping someone who is, or you're a loan officer learning how to educate your clients without the sales pitch—this one’s packed with gold.
🔑 Key Topics:
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The truth about down payments
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Credit score confusion
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Why renting feels safer (but isn't)
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Waiting for rates vs. waiting too long
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How to guide without pushing
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