Podcast Series: Episode 1: Wind & Hail Deductibles - Your Deductible Isn't What You Think

"Your Deductible Isn't What You Think"

Think your wind and hail deductible is still that comfortable $1,000 from a few years ago? Think again. In this eye-opening episode, we reveal the industry shift that's blindsided Wyoming homeowners – the death of fixed-dollar deductibles and the rise of percentage-based deductibles that could cost you $8,000, $10,000, or more.

Host [Host Name] breaks down the shocking math: how a typical $400,000 Wyoming home now carries an $8,000 wind and hail deductible that grows automatically every year with inflation. You'll learn why insurance carriers have quietly made this change, why Wyoming's lack of building regulations makes it worse, and how to calculate your real out-of-pocket exposure.

This isn't a sales pitch – it's a wake-up call. In less than 4 minutes, you'll understand why checking your policy TODAY could save you from a devastating financial surprise when the next hailstorm hits.

Episode Highlights:

• The real math behind percentage deductibles
• Why your deductible grows even without claims
• How Wyoming's regulatory environment enables carriers
• The industry shift from carrying risk to sharing risk
• Simple steps to calculate your actual exposure

Part 1 of 3 in our Wind & Hail Deductible series. Because at Iron Valley Insurance Group, coverage forged with integrity means telling you the truth – even when it's uncomfortable.