Money, Meaning, and the Seven Layers of Financial Wellness with Jennifer Edwards

On Divine Decode, host Nazish sits down with Jennifer Edwards—Certified Financial Planner and founder of Breakthrough Financial Wellness Consulting—to decode the emotional, cultural, and physiological layers that drive our money choices. From bicultural relationship dynamics to nervous-system responses at the checkout line, Jennifer shares a pragmatic, trauma-aware framework for shifting from stress to clarity. Learn how to identify which layer your challenge lives in (societal, relational, educational, behavioral, physiological, psychological, or nervous-system/trauma), build mindful habits that stick, and turn money into a tool for purpose.

 

About the guest  :

Jennifer Edwards is a Certified Financial Planner with advanced training in financial therapy. As the founder of Breakthrough Financial Wellness Consulting, she helps individuals and couples resolve hidden money stressors rooted in culture, family narratives, and trauma—without losing technical accuracy or long-term planning discipline.

 

Key takeaways:

• Money isn’t just math; it’s meaning. Financial outcomes reflect cultural stories, relationship dynamics, habits, and nervous-system states—not only knowledge or “discipline.”

• Seven-layer framework: societal systems → relational dynamics → educational (literacy) → behavioral (habits) → physiological (sleep, hunger, energy) → psychological (beliefs, self-worth) → nervous-system/trauma responses.

• Bicultural couples need context, not blame. Conflicts often mask different money socializations; shared language and values alignment reduce friction.

• Mindfulness before money moves. Use breathwork and pre-deciding scripts to bring your higher self into recurring decisions (e.g., daily coffee, impulse buys).

• Responsibility vs. fault. A situation may not be your fault, but acting forward is your responsibility—match the solution to the correct layer.

• Advisors: solve the presenting issue first. After trust is built, introduce empathy-driven exploration without sacrificing technical planning.

• Repetition rewires beliefs. Record and replay new money narratives daily for ~20 minutes to shift subconscious scripts.

• Define success beyond net worth. Some clients choose lower pay, higher wellbeing, and stronger relationships as a conscious financial win.

 

How to connect with the guest  :

Website: BreakthroughFinancialWellness.comResources and newsletter available on the site.

Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatchDM Me Here:https://www.podmatch.com/hostdetailpreview/avik

 

Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer.

 

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