The Minority Mindset Show

“A tax refund is a 0% loan you gave the government because you overpaid your taxes.”

Tax season hype says “free money.” Jaspreet explains why refunds happen, how to stop overpaying (so more of your paycheck hits your account all year), and the smartest ways to deploy any refund so it builds assets, not someone else’s profits.

What You’ll Learn

• Why refunds exist (withholding now, true tax due later)

• How to adjust your W-4 us...

“Keeping all of your money in your bank account is actually more risky than it is safe.”

Jaspreet breaks down why parking piles of cash in a bank gets eaten by inflation—especially as rates get cut—and shows exactly how much to keep in cash vs. what to move into assets.

You’ll learn the difference between cash vehicles (HYSA, CDs, Treasuries) and assets (stocks, real estate, gold, crypto), how to set up separate accounts for emerge...

“Wealthy people have an investing playbook: a system that works whether markets boom, crash, or move sideways.”

Jaspreet breaks down the 5-step playbook he wishes he had on Day 1: how to fund your investments automatically, choose between cash flow vs. growth, pick a strategy (passive, outsourced, or active), design a real portfolio across asset classes, and set a smart selling + tax plan. Less guessing, more compounding.

What You’...

“The money game has changed, but most people are playing like it’s still 1995.”

School told you to study hard, get a good job, save a little, and you’ll retire rich. Reality check: underemployment is rampant, AI is reshaping jobs, savings lose to inflation, and Social Security is strained. In this episode, Jaspreet breaks down how the system actually works, and how to use it to your advantage.

What You’ll Learn

• The 3 rules of...

“You were trained to be an employee in a world where investors get rich.”

Ever wonder why the rich keep getting richer while everyone else stays stuck? Jaspreet reveals the seven money rules the wealthy know and the system doesn’t want you to learn. From how your 9-to-5 secretly makes your boss’s investors rich, to why your credit score isn’t your wealth score, this episode breaks down the hidden financial traps keeping most people...

Most people stay stuck in the 99%...saving a little, investing late, and letting emotions wreck returns.

In this episode, Jaspreet breaks down a 3-month plan to compound faster using TRM (Time, Return, Money), the ABB rule (Always Be Buying), and a 5-step system you can actually run.

You’ll learn when to invest (and when to wait), how to get market returns without stock-picking, and how to push for slightly better returns (13% vs. ...

“If you’re chasing what’s hot, you’re already late.”

Most people don’t lose money in the stock market because they picked the wrong stock. They lose because they picked the wrong habits.

In this episode, Jaspreet breaks down the seven biggest mistakes that silently kill your wealth, from chasing hype stocks to ignoring tiny fees that quietly eat your millions. He explains how to think like a real investor, not a gambler, and how ...

“If it doesn’t put money in your pocket, don’t finance it.”

Most Americans aren’t broke because they don’t earn enough. They are broke because they follow the wrong habits. In this episode, Jaspreet breaks down the seven money habits quietly keeping millions stuck in the paycheck-to-paycheck cycle. From financing the latest iPhone to rewarding yourself for being broke, he explains the mindset traps that keep people working for th...

“If you spend all your time making everyone else rich, you’ll never have time to make yourself rich.”

If your paycheck disappears faster than it hits your account, you’re not alone; but Jaspreet says it’s time to stop making your boss, your bank, and your credit card company rich, and start paying yourself first.

In this episode, he breaks down the 10 steps that anyone can take to escape the paycheck-to-paycheck trap and finally ...

“If you spend all your money trying to look rich, you’ll never have money to actually become rich.”

Everyone on Instagram looks rich. BMWs, big houses, fancy dinners. But behind the filters, most people are broke. In this episode, Jaspreet breaks down how America’s obsession with looking wealthy is the very thing keeping people from ever being wealthy.

He exposes the real math behind the illusion of success and explains how to flip...

“If you don’t believe you’ll become wealthy, you never will.”

Building wealth isn’t a mystery. It’s a climb. In this episode, Jaspreet lays out the 7 exact steps to go from financially behind to financially free, especially if you're starting later in life. From mindset shifts to money systems to earning more, this episode maps out the millionaire path with brutal honesty and real-life math.

What You’ll Learn:

• The 4 mindset s...

Forget the latte-shaming. These are the real reasons people stay broke in today’s economy. In this episode, Jaspreet breaks down seven modern habits silently draining your wallet...from emotional investing to paying interest on your McFlurry. If you want to build wealth, stop doing these first.

What You’ll Learn:

• Why car insurance is eating your paycheck and how to fix it in 15 minutes

• The smartest way to save money (hint:...

“If you bought a house, you wouldn’t check Zillow every day. So why are you doing that with stocks?”

Most people lose money in the stock market not because they picked the wrong stock, but because they followed the wrong strategy. In this episode, Jaspreet explains the biggest mistakes rookie investors make, what actually works, and how to start building wealth without playing guessing games on Reddit or CNBC.

What You’ll Learn: <...

“Getting excited about a big tax refund is like celebrating that you loaned the government money...for free.”

You don’t need to make six figures to build wealth. You just need to stop thinking like someone who’s broke. In this episode, Jaspreet reveals the seven everyday money habits that keep most Americans stuck in the paycheck-to-paycheck cycle, and how to flip each one to start building real financial freedom.

What You’ll Learn...

“Most people stay broke because they finance the flex instead of funding their future.”

If you’re always broke but can name every iPhone model and know where the nearest Whole Foods is...this one's for you. In this episode, Jaspreet lays out seven money-draining habits that are quietly robbing you of your future wealth. Cut them now, and your future self will flex for real.

What You’ll Learn:

• What the “stupid tax” is an...

“Inflation doesn’t just raise prices...it widens the wealth gap.”

If it feels like the system is rigged, that’s because it is. In this episode, Jaspreet unpacks how inflation silently drains your savings while pumping up the portfolios of the wealthy. From 1971 to today, the game has changed. If you’re still playing by old rules, you’re losing. This episode shows you how to flip the script and start benefiting from the very thing t...

“Having a good credit score doesn’t mean you have good money habits. It just means you’re good at making payments.”

Wealth-building isn’t just about what you do. It’s about what you stop doing. In this episode, Jaspreet breaks down the five money mistakes keeping people broke, from flexing fake wealth to obsessing over credit scores. If you’re serious about getting ahead, stop falling for these traps.

What You’ll Learn:

• Why i...

“Most people work for paychecks. The rich work to buy paychecks.”

Passive income isn’t a myth, but it’s not magic either. In this episode, Jaspreet breaks down the three real assets wealthy people are buying to get paid 24/7, even when they’re sleeping, vacationing, or doing absolutely nothing. If you want your money to clock in so you don’t have to, this is where to start.

What You’ll Learn:

• Why real estate is Jaspreet’s fav...

“The internet has lied to you. There are only 3 investments you need. Everything else is noise.”

Forget the fluff. In this episode, Jaspreet breaks down the only three investments that matter if you want to build wealth that survives market booms, crashes, and everything in between. Whether you're trying to grow your money, protect it, or get paid without working, this is the framework that actually works.

What You’ll Learn:

• ...