🧠 What’s Inside:
The 2025 Canadian election changed everything—new leadership, new housing promises, and major mortgage decisions for buyers and owners alike.
In this episode, Allister & Geoff unpack:
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Canada’s new federal leadership
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The real impact of the Build Canada Homes plan
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How public land leasing could unlock supply
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Whether fixed or variable mortgage rates are smarter in 2025
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And why personal risk tolerance matters more than the latest headlines
Whether you’re a homeowner, investor, first-time buyer, or a real estate agent, this episode gives you clarity in the chaos.
🔍 Timestamps:
00:00 – Canada’s 2025 Election & What Changed
02:03 – Mark Carney: Who He Is & Why It Matters
06:45 – Build Canada Homes: Is 3.9M Units Realistic?
11:30 – Leasing Federal Land: A Game-Changer?
15:58 – Will the MURB Program Come Back?
20:12 – Mortgage Breakdown: Fixed vs. Variable
26:47 – When Variable Makes Sense
33:00 – Why Fixed Still Wins for Some Canadians
38:00 – Understanding the 50-Basis-Point Rule
44:15 – Risk Tolerance in 2025: What to Know
49:40 – Mortgage Strategy for Homebuyers & Realtors
55:00 – Final Word: Advice from the Pros
🧭 Top Takeaways:
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🇨🇦 A new federal government is here—policy shifts are coming.
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🏗️ Canada’s plan for 3.9M new homes relies heavily on unlocking land.
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🔁 Variable rates aren’t dead—they’re just misunderstood.
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🧠 The best mortgage depends on your goals, income, and risk level.
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🤝 Working with a real expert gives you the edge—now more than ever.
🎯 Who This Is For:
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Homebuyers confused by today’s rates
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Sellers trying to time the market
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Real estate agents advising nervous clients
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Investors watching for opportunity
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Anyone looking to love where they live
👥 Hosted By:
Allister Carrington | Fraser Valley REALTOR®
📞 778.990.8703 | ✉️ allister@allistercarrington.com
Geoff Lee | Mortgage Broker, GLM Mortgage Group
📞 604.259.1486 | ✉️ geoff@glmmortgage.com
📺 Watch More or Subscribe Here:
👉 Weekly episodes with zero fluff. Just real advice, real trends, and real talk.
✅ Click to Subscribe for updates every Wednesday!
🎧 Also on Spotify & Apple Podcasts
💬 Comment Below:
Do YOU trust the new housing plan? And are you choosing a fixed or variable mortgage this year?
#CanadaHousing #MortgageTips #TheRealDealPod #MarkCarney #BuildCanadaHomes #FixedVsVariable #CanadianRealEstate #FraserValleyRealtor #BCMortgageBroker #RealEstatePodcast
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