The REAL Wealth Formula Podcast

How do you build wealth when your income changes every month?

In this episode of The Real Wealth Formula Podcast, Brad Hovis sits down with Kyle — a 33-year-old actor, voice talent, and coach who earns around $2,000 a month, has no debt, over $100K invested, yet still doesn’t feel financially free.

• Why wealth isn’t about how much you make — it’s how much you need

• How Kyle became debt-free with over $100K...

Most people buy real estate at full price. Wealthy investors don’t — and in this episode, you’ll learn exactly how they do it.

In this episode of The Real Wealth Formula Podcast, Brad Hovis sits down to break down how smart investors find and buy properties below market value — even in 2025’s competitive housing market.

You’ll learn the exact process used by experienced investors to get off-market deals, work with wholesalers, nego...

Everyone’s asking what’s next for the real estate market — but few are giving real answers.

In this episode of The Real Wealth Formula Podcast, host Brad Hovis breaks down what’s actually happening in the housing market for the rest of 2025.

Brad cuts through the noise with a clear, data-informed, and faith-grounded conversation about market trends, investor behavior, and how to make wise financial moves even in uncertain times.

Th...

Most people think debt forgiveness is the finish line. For Daquarii, it was just the beginning.

After getting $165,000 in student loans forgiven, she expected to feel free, but what happens when the debt is gone and purpose is still missing?

In this episode of The Real Wealth Formula Podcast, host Brad Hovis sits down with Daquarii to uncover what financial freedom really looks like after the weight of debt disappears. Together, t...

How do you actually raise private money for real estate — without hype, pressure, or losing your integrity?

In this episode of The Real Wealth Formula Podcast, host Brad Hovis sits down with Adam Adams, a real estate investor who has raised millions in private capital, to uncover the real 5-step process to raising money the right way.

They break down why “good deals” aren’t enough to attract investors — and how faith, integrity, an...

How do you actually achieve financial freedom — not just more money, but more life? In this episode of The Real Wealth Formula Podcast, host Brad Hovis shares his personal journey from financial struggle to true wealth — and breaks down the exact formula that changed everything.

You’ll discover the power behind the R.E.A.L. Wealth Formula, a simple, actionable path to financial freedom and legacy building: R: Reduce your monthly ex...

How does an 18-year-old make $5,500 in less than two days? In this episode of Real Wealth Formula, Brad Hovis shares how his son closed his first wholesale real estate deal from his college dorm room. You’ll learn the exact strategy he used, why fearlessness made all the difference, and how you can take the same steps to start building wealth.

• Wholesaling is one of the fastest ways to...

Wire fraud is one of the biggest threats facing real estate investors today. In this episode, Brad Hovis shares real stories of wire fraud attempts, including the time $180,000 almost disappeared. You’ll learn the simple but critical steps you must take to protect your money when sending and receiving wires. If you are investing in real estate, this episode could save you from a major financial disaster.

In this episode of The Real Wealth Formula, Brad Hovis sits down again with Rob Swanson to tackle a big question: How should new investors educate themselves on real estate? Rob shares how he taught his own kids the basics, the difference between buying property and buying a true deal, and why the most successful students always start with a clear "why." The conversation covers free vs. paid education, the role of AI, and the minds...

Discover the truth about the 1031 exchange. This episode tackles a common misconception: that it helps you avoid income tax. Brad Hovis and Drew McCabe explain the difference between capital gains tax and income tax. Learn the six essential rules for a successful exchange. Find out why this real estate strategy is a powerful tool for building wealth.

• A 1031 exchange defers capital gai...

Discover how to buy a hotel with no money down. Brad Hovis shares the incredible story of his Hotel Frisco deal, where he turned a creative finance strategy into over $2 million in profit. He reveals the exact steps he took, from leveraging creative finance to overcoming unexpected challenges. This episode offers a candid, detailed look at a high-stakes real estate investment, including the financial proof. Learn about the mindset,...

In this episode of the Real Wealth Formula, you’ll learn how to calculate ROI the right way. The discussion covers why ROI is often misunderstood, the difference between cap rate and cash-on-cash return, and why risk matters when comparing deals. You’ll also discover how to maximize ROI using leverage, human resources, and sweat equity. If you want to make smarter investment decisions and boost your returns, this episode is for you...

Are you a high earner still living paycheck to paycheck? This episode of The Real Wealth Formula is for you. Host Brad Hovis sits down with real estate expert Rob Swanson to talk about how to find and acquire off-market real estate deals. They discuss going beyond the traditional on-market approach and how to locate motivated sellers directly. Discover the strategies for finding distressed properties and turning those leads into su...

In this episode of The Real Wealth Formula, Brad Hovis breaks down the difference between simply doing real estate deals and building a real estate business. He shares why active real estate investing, when treated as a business, can create more consistent income, bigger paydays, and long-term scalability. Brad explains the four essential aspects of running any business, how to balance passive and active investing, and why building...

This episode breaks down the BRRRR method for real estate investing. The acronym stands for Buy, Renovate, Rent, Refinance, and Repeat. Hosts Brad Hovis and Brian McClain explain how this strategy allows investors to build a portfolio with little or no personal capital. They share a personal story about their first successful deal, a long-term rental property they've held for over a decade. This proven approach helps people achieve...

Late rent payments can hurt your cash flow and create unnecessary stress. In this episode, Brad breaks down practical strategies to manage them effectively. He explains why setting expectations from day one is critical, how to communicate with tenants about overdue payments, and when to offer flexible arrangements without putting yourself at risk. You will learn how to enforce your lease terms, apply late fees the right way, and pr...

Many believe you need huge amounts of cash to start real estate investing. The truth is different. In this episode, Brad Hovis shares practical strategies that require little to no money, including wholesale deals, lease options, subject-to financing, private funding, partnerships, and the BRRRR method. You will learn why education is your most valuable first investment and how creative techniques can lower your out-of-pocket costs...

 If you are flipping houses, timing matters. In this episode, we talk about how market seasons can make or break your profit. Learn why selling in the right months can increase your returns and how to plan your projects to match buyer demand.

Key Takeaways

• Market timing affects property sales prices.
• Homes often sell for higher prices in spring and early summer.
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