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July 28, 2025 123 mins
TCREI Show #39: Flips, Refi, and Full-Time Real Estate w/ Richard Ochoa Key Topics Covered
  • Starting with wholesaler deals and sweat equity

  • Becoming a licensed contractor to self-manage projects

  • Flipping homes and reinvesting in rentals

  • Refinancing and scaling a small portfolio

  • Transitioning from part-time to full-time real estate

Episode Summary

In TCREI Show #39, we sit down with Richard Ochoa, a real estate investor and licensed contractor who began investing in 2019 while working full-time. Richard got his start buying affordable properties from wholesalers, then renovating them himself to keep costs low and learn the business inside-out.

Over time, Richard transitioned to flipping homes and building a small rental portfolio through refinancing and reinvesting profits. In this episode, he shares what it’s really like to go full-time in real estate: the lessons, the mistakes, and the daily hustle that keeps his projects moving. If you're getting started with limited capital but plenty of work ethic, this episode is full of insight.

Guest Info

Richard Ochoa Real Estate Investor | Licensed Contractor | Full-Time Flipper Based in Minnesota Specializing in flips, BRRRR, and hands-on portfolio building

Sponsor

Shuk Rentals Minnesota-based property management software designed to help real estate investors make more money, reduce vacancies, streamline rental efficiencies, and more. Website: www.shukrentals.com Promo Code: TCREI20 — Get 20% off all subscriptions for the first year

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About the Show

The Twin Cities Real Estate Investing Show is hosted by Tim Swierczek, a mortgage expert with over 22 years of experience and 2,000+ loans closed, and Adam Tafel, a top-producing Realtor and Twin Cities investor. Each week, they dive into real-world investing strategies, share local market insights, and interview active investors to help you grow your portfolio — one smart decision at a time.

Meet Your Hosts

Tim Swierczek Mortgage Loan Officer | Real Estate Investor Specializing in house hacking, investment lending, and creative finance Based in the Twin Cities Apply with Tim | Book a Call Email: Tim@TimSwierczek.com

Adam Tafel Realtor | Real Estate Investor Helping clients buy, sell, and invest in Twin Cities real estate Based in Highland Park Book a Call Email: Adam@UpsidePropertySales.com

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