V-FM: The Pensions Podcast

V-FM: The Pensions Podcast

The podcast from Darren Philp and Nico Aspinall talking all things pensions and investments.

Episodes

July 4, 2025 106 mins

In this bumper episode of V-FM Pensions, hosts Darren and Nico chat to former MP and Pensions Minister Guy Opperman. This is an episode that covers everything: horse racing, politics, Government, pensions and policy. And, of course, we ask Guy what value for money means to him!

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In this episode of V-FM Pensions, hosts Darren and Nico chat to Smart Pension's Director of Investment Proposition, James Lawrence.

We chat about:

  • what's going on in the world and what it means for investment;
  • Baroness Altmann's ideas for linking tax relief to investing in the UK;
  • Smart's investment in green bonds and its approach to zero cost investing;
  • the Pension Schemes Bill and the challenges of balancing long-term societ...
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In this episode of V-FM Pensions, hosts Darren and Nico chat to Global Fund Search's Head of UK, Kris Shergold.

Another wide-ranging episode, where, as well as discussing what value for money to Kris, we chat about:

  • Electricity generation and the state of the grid
  • Value for money from the Office of Value for Money...
  • Scottish Widows reducing it's UK equity allocation, and Aviva CEO warning that mandating pension investments in...
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In this episode of V-FM Pensions, hosts Darren and Nico chat to pensions goth and research guru, Daniela Silcock about all things pensions.

As well as talking about what value for money means to Daniela, we discuss:

  • politics, pensions and winter fuel payments;
  • the politics of DC pension allocation building on research Daniela has just conducted on behalf the the DCIF;
  • developments in the 'at retirement' market

and a whol...

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In this episode of V-FM Pensions hosts Nico and Darren chat to the CEO of the Money and Pensions Service, Oliver Morley, and Ellen Quigley from the University of Cambridge.

This is part two of the podcast recorded 'on the road' at the PMI Annual Conference.

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In this episode of V-FM Pensions, hosts Darren and Nico interview some amazing speakers at the PMI's Annual Conference.

Part one covers interviews with PMI CEO, Gareth Tancred, and the PPF's Michelle Osterman and Kate Jones.

Part two covers interviews with MAPS' Oliver Morley and Ellen Quigley from the University of Cambridge.

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In this V-FM Pensions special, hosts Nico and Darren discuss the outcome of the Government's Pensions and Investment Review phase 1.

Tune in to hear about what the review had to say and also hear the hosts' views on what's hot, what's not, and what's still just simply confusing....

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In this episode of V-FM Pensions, hosts Darren and Nico chat to Guiide Founder and CEO Kevin Hollister.

Not surprisingly, this is a decumulation-heavy episode with Kevin using the opportunity to talk about a new Guiide D2C proposition that has just been launched with the aim of helping people achieve sustainable retirement outcomes. We also chat a lot about how to help people manage their money in retirement and, of course, default...

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In this episode of VFM Pensions, hosts Darren and Nico chat to Eversheds Sutherland's Partner and Head of DC, Michael Jones, about all things value for money.

Michael has the honour(?) of being the first actively practicing pensions lawyer on the podcast and he timed his appearance perfectly being a Spurs fan (recording the morning after a lucky Europa Cup win...)

As well as finding out how Michael got into pensions and what value ...

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May 16, 2025 73 mins

In this episode of V-FM Pensions, hosts Darren and Nico chat to XPS' Head of DC Investments Mark Searle.

As well as finding out what value for money means to Mark and how he got into the pensions industry we, of course, kick off by talking about the gig news of the week, the Mansion House Accord. We also chat pensions adequacy, at retirement solutions and investing in the US.

Enjoy!

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In this episode of V-FM pensions, hosts Darren and Nico chat to Fidelity International's James Monk.

As well as finding out what value for money means to James and how he got into pensions, the wide-ranging discussions covers: Mansion House and local investing, and a general discussion about UK economic developments; Trump's crypto play; TPT's announcement that it is planning to introduce multi-employer CDC; a report from the SPP u...

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In this episode of V-FM Pensions, hosts Darren and Nico spend time reflecting on some of the key pension and investment topics of the moment, building on comments from guests over the last few episodes.

We chat about Tony Blair's latest comments on climate change, the latest gossip about the next iteration of Mansion House and productive finance, assessing value for money by scratching the ITCH, next steps for collective defined co...

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In this episode of V-FM Pensions hosts Nico and Darren chat with the Chair of Pan Trustees, Steve Delo.

Steve is a Trustee on many schemes and was chair of the People's Pension for 10 years from its inception (he had the pleasure of working closely with the podcast hosts for a good few years).

We take a trip down memory lane discussing some historical pensions issues that schemes and trustees are still grappling with, focussing on ...

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In this episode of V-FM Pensions hosts Darren and Nico chat to Fulcrum's Head of Alternative Solutions Matt Roberts.

Matt takes the podcast by storm and rips up the usual podcast format by kicking off with his views on what value for money means to him...

We also cover tariffs, consolidation, zero cost equity investing, British Steel and... would you believe it... stamp collecting...

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April 11, 2025 85 mins

In this episode of V-FM Pensions, hosts Nico and Darren chat to NEST policy guru Philip Brown about all things pensions and all things policy.

As well as talking about the 100th anniversary of the Great Gatsby and celebrating Arsenal's 3-0 win over Real Madrid, we chat pension freedoms, market volatility, the role of NEST, Hymans proposals for reform of the pension system, CDC and a whole load more! We also find out how Phil got in...

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In this episode of V-FM Pensions, hosts Darren and Nico Chat to the PMI's new Chief Strategy Officer, Helen Forrest Hall.

Helen has been in the industry for 20 or so years and has just recently joined the PMI following a glittering career spanning time at The Pensions Regulator, the NAPF, and the DWP.

Helen is a self-confessed pensions and policy geek, and we get stuck into topics such as pensions and housing, TPR's approach to sup...

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In this episode of V-FM Pensions, hosts Darren and Nico pick up on some of the key topics from the last few episodes. Our one-one 'specials' have often been based around responses to consultations, but, in an evolution of the podcast format, once a month we're going to explore in more depth some of the issues raised on the regular podcast.

So tune in and hear about the Spring Statement and the role of the Office for Budget Responsi...

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In this episode of V-FM Pensions hosts Nico and Darren chat to Money Alive co-founder Ian Beestin. Best known for his love of music and drumming - and his Thursday lunchtime drum quizzes during lockdown - Ian is helping to change the face of how pension schemes and providers communicate and engage with people in the digital age.

As well as finding out how Ian got into Pensions and discussing what value for money means to him (hint:...

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In this episode of V-FM Pensions, hosts Nico and Darren talk to Ruston Smith. Ruston was formerly Director of Pensions at Tesco and now holds several non-exec roles at pension funds, asset managers, private businesses and charities, and is the Chair of the Pensions Management Institute.

We, of course, talk about how Ruston got into pensions and what value for money means to him. We also cover many of the big topics affecting the pe...

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In this episode of V-FM Pensions, hosts Nico and Darren chat with accredited professional trustee, Paul Tinslay. Paul was previously a financial adviser before being a trustee and this comes through loud and clear in the podcast.

As well as chatting about Paul's career and finding out what value for money means to him, we discuss Make My Money Matter's closure, Fidelity's approach to pension defaults, the challenge around pensions ...

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