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September 9, 2025 50 mins

What if the key to scaling your business faster wasn’t working harder but learning how to leverage capital the right way? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Jimmy Rios, CEO and founder of Rios Business Advisors and Next Level Credit. Together, they dive deep into the world of business credit, strategic leverage, and building the financial foundation every entrepreneur needs to thrive. From creative financing strategies to building systems that generate additional income streams, this episode is packed with actionable insights to help entrepreneurs grow smarter and faster. 

Whether you’re struggling to access capital, looking for ways to make your money work harder for you, or simply want to better understand how the wealthy think about leverage, this conversation will give you a clear blueprint. Don’t miss this opportunity to discover how to position your business for growth, protect your profits, and create the systems that support long-term success, while keeping more of what you earn through smart tax planning. 

Key Takeaways: 

  • Why leverage, used wisely, is essential for scaling any business. 
  • How to build and improve business credit to unlock low-cost capital. 
  • The importance of separating personal and business finances for growth. 
  • Creative financing strategies, including using business entities to build credit. 
  • How a strong financial team and tax strategy can maximize your bottom line. 
  • Actionable steps to start building your blueprint for business success today. 

Learn More About Jimmy:

  • Book: Decoding the Mystery of Business Credit on Amazon and as an eBook on riosbusinessfunding.com.
  • YouTube Channel: Rios Business Funding – educational videos and strategies.
  • Program: Eye Level to High Level – structured program for credit, funding, and business scaling.

Resources:   

Visit www.vitalstrategies.com to download FREE resources     

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies    

Follow on Instagram at https://www.instagram.com/vital.strategies      

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     

Credits:    

Sponsored by Vital Wealth    

Music by Cephas    

Art work by Two Tone Creative 

Audio, video, research and copywriting by Victoria O'Brien

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