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October 29, 2025 • 43 mins

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Ever wondered why the property market feels like it’s having mood swings? Soph and Vic break down the property cycle through the lens of the seasons - from the buzz of spring recovery to the chill of a winter slump - and explain how interest rates, supply, and demand shape each stage. You’ll learn how local “microclimates” impact prices, why you can’t really time the market, and how to read the signs of what’s coming next. Oh, and we’ve also designed a very professional seesaw diagram to explain the whole thing - let’s just say the art world isn’t calling. We’ll be back next month with part two, diving deeper into how long these cycles actually last, where we are right now, and what to watch for if you’re planning to buy or sell.


We’re proud to be partnering with BNZ, whose Home Loan Partners understand that the housing market moves in complex cycles and global trends. With access to economic insights, local market knowledge, and years of experience, they’re here to help you navigate your own property journey with confidence - no matter what stage you’re at.


👉To learn more, head here.


BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.


Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro


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Chapters:

0:00 – What’s Coming Up This Episode...

1:00 – BNZ x The Curve

1:49 – Welcome to the Property Series

3:52 – How Market Cycles Really Work

10:16 – The Property Seasons: From Summer Booms to Winter Slumps

16:21 – How Property Cycles Differ Around the World

26:36 – Recap: Seasons, Supply & Demand, and What Shapes the Market

39:59 – Wrapping Up + See You Next Month for Part Two

41:04 – A Big Thank You to BNZ!

42:39 – Financial Disclaimer


Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

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