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April 11, 2025 14 mins

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The provided text, titled "Algoritmo's Master Guide to Business Credit (2025)," outlines the fundamentals of establishing and leveraging credit for businesses using their EIN rather than personal social security numbers. It identifies key business credit bureaus like Dun & Bradstreet and Experian, alongside crucial steps for getting started, such as obtaining an EIN and DUNS number. The guide recommends specific business credit cardsthat do not impact personal credit scores and advises against those that do. Furthermore, it details advanced strategies for improving credit scores and offers practical tips for applications and utilizing credit effectively for business growth and financial separation. The inclusion of "Algoritmo's Golden Rules" and "Power Phrases" reinforces best practices and motivational concepts related to business credit management.

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