Credit Secrets Banks Don't Want You to Know

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This source is an introduction to a podcast mini-series called "Credit Secrets the Banks Don't Want You to Know," based on the philosophy of AlgoritmoCredit.com. The first episode, "The Invisible Credit Moves That Raise Your Score Fast," reveals three key strategies for improving credit scores without increased spending. These secrets include understanding the importance of the statement closing date for reporting balances, the need to show activity on all credit cards to avoid potential account closure or negative reporting, and the significance of maintaining a low utilization rate on each individual card, even if overall utilization is low. The episode promises future insights on leveraging credit cards for cash without incurring high interest fees.

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