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July 15, 2025 33 mins

#AI #VibeCoding #CTOInsights #banking #agenticai

Can AI write your production code — just from a vague prompt?

And more importantly... who’s accountable when it fails? In this episode of Data & AI Exchange by Uno Labs, we sit down with Gajanan Namjoshi, Ex-Global CTO of Core Banking at #HSBC, to explore one of the hottest — and most controversial — trends in enterprise tech: #Vibe-Coding — where developers (and even non-engineers) generate working code through AI prompts instead of traditional coding.

We ask the hard questions: -

Is vibe-coding helping or hurting compliance?

- What governance is needed for AI-generated code in banking?

- Should non-engineers be allowed to deploy AI-generated code?

- How do you ensure accountability, security, and skill integrity in this new world?

Episode Breakdown -

00:00 - People have stopped Coding

01:24 - Prompts can be very Vague

03:28 - Regulate Vibe-coding in Banking

04:35 - Has the AI used Coding Standards?

06:15 - How to ensure code is compliant?

07:48 - Leading Vibe-coding Teams

08:38 - Non-engineers deploying code?

10:03 - Domain Experience is important

12:07 - AI in Credit Risk Analysis

13:38 - AI in Fraud Detection

14:34 - Governance model for vibe-coding

16:20 - AI Vibe-coding in Agile Project

17:35 - AI development on two tracks

19:06 - Vibe-coding should be controlled

20:20 - Responsibility & Accountability

22:21 - Is POC cycle becoming longer

Mark as Played

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