All Episodes

October 27, 2025 24 mins

From Philanthropy to Profit: A Comparative Look at the Architectures of Global and Indian Commercial Healthcare

The modern healthcare crisis, characterised by high costs and unequal access, finds its roots in systems shaped by influential industrial and financial leaders whose philanthropic endeavours unintentionally—or perhaps intentionally—paved the way for commercialisation. Two figures, separated by geography and generations, demonstrate this trajectory: John D. Rockefeller in the United States, who helped engineer the modern, centralised, doctor-centred system, and Dr T.M.A. Pai in India, who pioneered the self-financing medical education model that was widely replicated and ultimately contributed to widespread financial hardship.

John D. Rockefeller and the Birth of Centralised, Doctor-Centred Care

Rockefeller and his associates used their immense wealth and foundations, such as the Rockefeller Foundation and the Rockefeller Institute of Medical Research (America's first biomedical research university), to exert profound influence over medical education and practice. This movement transformed healthcare from an era of traditional knowledge, natural remedies, and holistic wellness to one focused on synthetic drugs, centralised licensing, and corporate influence.

Dr T.M.A. Pai: The Pioneer of Private Medical Education in India

In India, Dr T.M.A. Pai pioneered the private, self-financing medical education sector by founding Kasturba Medical College (KMC) in Manipal iPai's3. Pai’s stated goal was to create self-sustaining institutions that could address the government's limited capacity to provide adequate medical education and health care.

Pai’s founding strategy relied heavily on community mobilisation and donations. His network, which included his nephew T.A. Pai, who led Syndicate Bank, provided crucial financial leverage and community connections, enabling him to build the Manipal institutions.

Replication and the Crisis of Bankrupting the Vulnerable

The Manipal model provided a template that was extensively replicated across India. Many institutions, often run by local communities, religious/spiritual organisations, and ethnic caste groups, established private medical colleges under the facade of philanthropy or community trusts. These institutions frequently used emotional marketing and appeals to community identity to justify high fees and donations, rebranding commercial ventures as acts of service.

Despite early policies maintaining that education should not be for profit, the system became heavily commercialised, with high fees and the widespread, often illegal, collection of "d"nations or capitation fees. Policy changes, particularly those approved in 2016, formally allowed for-profit companies to enter medical education, effectively ending the pretence of it being a non-profit venture.

The consequences of this commercialisation fall heavily on sick and vulnerable people in India, leading to financial catastrophe:

Exorbitant Costs:

Medical-Driven Poverty:

Profit-Driven Healthcare:

Thus, both the Rockefeller-driven shift toward centralised allopathic medicine and the T.M.A. Pai-pioneered self-financing model, despite their differing origins in American industrial philanthropy and Indian community self-help, ultimately contributed to healthcare systems that prioritise commercial viability and profit generation, frequently at the expense of equitable access and the financial security of the general population.

49 sources

Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

The Bobby Bones Show

The Bobby Bones Show

Listen to 'The Bobby Bones Show' by downloading the daily full replay.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.