August 9, 2025 • 29 mins
A sitcom that portrays the everyday life of a typical American family, focusing on the father's guidance and wisdom. The show combines humor with moral lessons.
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Episode Transcript
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Speaker 1 (00:01):
Keep tune now for Father Knows Best Tomorrow evening you'll
enjoy the fine comedy programs of Phil Harris and Alice
Pay and Bob Hope. Bob's special guest tomorrow will be
two folks long familiar to all fans of the Bob
Hope Show. For tomorrow night, Miss Via Veigue and mister
Jerry Kolono will be in the Hope Spotlight. It'll be
like old times to have these three fun makers back
(00:22):
together on one show, So be sure to tune to
the NBC Radio Network tomorrow for laughs galore on The
Bob Hope Show. Then stay tuned for Phil Harris and
Alice Pay in another mirthfill thirty minutes of comedy. That's
Tomorrow on NBC, and now it's Father Knows Best on NBC.
Speaker 2 (00:40):
Now listen to Father Knows Best Transcribe, starring Robert Young
as Father Welcome to Springfield. In another half hour, is
it with the folks in the White Frame House on
Maple Street. Back in Enjoy Life with the Andersons. Kathy, Bud, Betty,
(01:02):
Margaret and Jim has the head of this typical American
household again sets out to prove that Father Knows best.
(01:37):
The most Americans, a bank is a fairly familiar institution.
Speaker 3 (01:41):
It's the place where you keep your money.
Speaker 2 (01:42):
It's the place where a guard and a uniform rocks
back and forth on his black feet and watches you
with a suspicious eye while you try to find the
line that will move the fastness never do. However, there's
one American but the name of Jim Anderson, living in Springfield,
who feels that his particular family holds the national, if
not the international record or knowing less about the functions
(02:03):
of a bank than any other group of humans on
the face of the earth. How did he reach this conclusion.
It all started one Saturday morning when Jim was at
his desk in the den going over his checkbook, like
this sixty two fifty less twelve that was on the
twenty third, ninety seventy five to Snow's drug store, on
(02:27):
the twenty fourth, twenty four to eighty for groceries six
point fifty to a G. Clark. But yeah, stop that
counfounded racket.
Speaker 4 (02:44):
What does it sound like?
Speaker 2 (02:45):
It sounds terrible, and I'm trying to work down here.
Speaker 4 (02:48):
Does it sound like a duck?
Speaker 2 (02:50):
I don't know what it sounds like. Just keep it quiet.
Speaker 4 (02:53):
That's what it's supposed to. Sound like.
Speaker 2 (02:56):
A duck, all right, A Mallard duck, all right, A
Mallard duck.
Speaker 4 (03:02):
That's lonesome, all right. But okay, where the heck was
I are you in here, dear?
Speaker 2 (03:17):
Yeah? What is it? Honey?
Speaker 5 (03:19):
What are you doing?
Speaker 2 (03:20):
I'm trying to balance the check book to the accompaniment
of a flock of lonesome ducks. Ducks, I don't know,
buds upstairs making strange sounds. I swear, this is the
noisiest house.
Speaker 5 (03:31):
Sounds fairly quiet to me.
Speaker 2 (03:33):
Wait till the next flight of mallards go over.
Speaker 5 (03:37):
Oh what I came to tell you, dear. We're going
out tonight and the cleaner is bringing your suit back today.
You'd better give him a.
Speaker 2 (03:43):
Check, a check?
Speaker 5 (03:44):
What for?
Speaker 2 (03:45):
You paid the cleaning bill just last week? I did, Honey.
Don't you keep track of these things? That's what a
checking account is for, so you have a record of
what you've paid.
Speaker 5 (03:54):
I know, I just didn't remember paying it.
Speaker 2 (03:57):
Well, look right here in your checkbook. The stubble show
when you paid. It'll be right in here with the Hey,
what's this? These two are blank? Oh?
Speaker 5 (04:05):
There were a couple of checks I wrote. Must have
been in a hurry. I didn't take time to write
on the stub what they were for.
Speaker 2 (04:11):
You didn't put down the amount either, Well, no date either.
Speaker 5 (04:16):
Well I was in a hurry, Dear.
Speaker 2 (04:22):
Margaret. How are you going to tell who you paid
and how much if you don't write it down on
the stubs.
Speaker 5 (04:28):
Well, I wrote it on the check.
Speaker 2 (04:33):
But we don't have the check.
Speaker 5 (04:35):
Well, the bank can tell us. They keep records of
all those.
Speaker 2 (04:39):
Things, Honey. They can't keep track of who you give
your checks to.
Speaker 5 (04:43):
Then I think we should go to another bank, Margaret.
Speaker 2 (04:51):
But that was Gees.
Speaker 4 (04:54):
Can you keep it quiet, Bud wild Geese.
Speaker 5 (04:57):
You'd better stop it, Bud.
Speaker 6 (04:58):
You'll have a wild.
Speaker 2 (05:01):
Anyway. You're familiar enough about banking, Margaret to know that
your check stubs are your only record of what you've paid.
Speaker 5 (05:07):
I know, dear, So I forgot to write it down
on the stubs. Look on the back of the checkbook.
I sometimes jop things down.
Speaker 2 (05:14):
There, back of the checkbook.
Speaker 5 (05:16):
Yeah, what's that written down there?
Speaker 2 (05:19):
H call Alice about the prunes.
Speaker 5 (05:26):
Oh, I've got to do that, Margaret.
Speaker 2 (05:29):
Oh me, But you don't have to come down.
Speaker 4 (05:36):
I just.
Speaker 2 (05:39):
I swear I'm going to take those stairs out and
put in a ladder.
Speaker 4 (05:45):
How do you like this one? Dad?
Speaker 2 (05:48):
Oh, Bud, what in the world are you doing?
Speaker 4 (05:51):
Does it sound like a moose?
Speaker 2 (05:55):
It sounds like a cow with her tail caught in
the barn door. Joe and I are going into business,
moose calls. Well, that sounds like a nice, practical enterprise.
Must be literally thousands of people with a burning desire
to call a moose.
Speaker 4 (06:11):
Yeah, we're gonna make all kinds of calls.
Speaker 6 (06:14):
Good.
Speaker 2 (06:14):
Why don't you make one down the street somewhere. I'm
trying to do.
Speaker 4 (06:17):
A little the ideas you make a noise like an animal,
and then another animal hears it.
Speaker 2 (06:22):
Yes, I get the idea, like the moose, for instance.
Speaker 4 (06:26):
Now a moose. He hears that, and he says to himself.
Speaker 2 (06:29):
Hey, man, I thought this was a moose.
Speaker 4 (06:33):
Yeah. Well, he says to himself, hey moose, what have
we here? Yeah? I know, Bud, So he comes running
to take a look.
Speaker 2 (06:43):
I understand the principle, Bud. Now, why don't you go
down to Joe's house and we're gonna sell kids kits.
Speaker 4 (06:49):
Yeah, you buy a kit, make your own moose. Call
duck call or whatever you want to call. We're gonna
make kids for calling anything you want.
Speaker 2 (06:57):
Well, that's fine, but I would.
Speaker 4 (06:58):
Like to invest some money in the company, Dad.
Speaker 2 (07:01):
Not right now, but we've got a good name for it.
Speaker 4 (07:03):
We're gonna call it the Irresistible Noises Corporation.
Speaker 2 (07:07):
Well, fine, when I see Irresistible Noises preferred on the
stock exchange, I'll consider it.
Speaker 4 (07:14):
We only need about twenty bucks to get started, Dad.
Speaker 2 (07:17):
Not today, Bud.
Speaker 4 (07:19):
But gee, you got your check book right there. All
you have to do is write out a check.
Speaker 2 (07:23):
I can see that a certain innocence about the cold
facts of checkbooks tends to run in this family. Huh,
But you don't just write out a check when you
want money.
Speaker 4 (07:33):
I know you gotta cash it.
Speaker 2 (07:38):
It's true, but there is also another factor involved, trivial
I grant, but nonetheless to be accounted for. That is
the little matter of having money in the first place.
Speaker 5 (07:48):
I just remembered one of those checks in my book
I wrote for Kathy's dress.
Speaker 2 (07:52):
Well, good, how much was it?
Speaker 5 (07:53):
I think it was seven eighty.
Speaker 2 (07:55):
Five, all right, we'll put that down.
Speaker 5 (07:57):
Or was it eight to seventy five?
Speaker 2 (08:00):
Honey? There's a difference. These amounts have got to be exact,
or I can never balance my books.
Speaker 4 (08:05):
Why do you have to balance them.
Speaker 2 (08:07):
So that my figures here in the book coincide with
the amount in the bank. I have to know how
much money we have left in the account.
Speaker 4 (08:14):
Why don't you call the bank and ask them?
Speaker 2 (08:17):
But banking doesn't operate that way.
Speaker 5 (08:19):
Oh, that other check was to the milkman. I just
remembered what was the amount? I think I have it
written down on the telephone pad in the kitchen.
Speaker 2 (08:27):
Oh, this would make a bookkeeper's hair turned gray.
Speaker 4 (08:31):
How about the twenty bucks of the company dead?
Speaker 2 (08:33):
It's a gilt edge investment, not today, bud.
Speaker 4 (08:36):
I could give the money right back to you.
Speaker 2 (08:38):
Oh how do you figure that easy?
Speaker 4 (08:41):
I'll get a checking account for the company, and I'll
give you a check for twenty bucks.
Speaker 2 (08:46):
But if you give me the twenty dollars back again,
you're out of business?
Speaker 4 (08:50):
Why because you.
Speaker 2 (08:51):
Don't have any more money?
Speaker 4 (08:53):
Sure I do. I gave you a check. I still
have the twenty bucks.
Speaker 2 (08:59):
You don't eat there. I take your check down to
Snow's drugstore and cash it, and I have the twenty
back again.
Speaker 4 (09:05):
Not my twenty then Where did I get it from
Snow's drugstore?
Speaker 2 (09:11):
But look, father, yes, come up here. I'm busy right now, Princess,
what is it?
Speaker 6 (09:17):
I'm upstairs.
Speaker 2 (09:18):
I can't come up there.
Speaker 6 (09:19):
In my bedroom.
Speaker 2 (09:22):
But will you tell her he's busy?
Speaker 6 (09:26):
Never mind?
Speaker 4 (09:27):
If come down dead, maybe I could get a loan
from the government.
Speaker 2 (09:32):
Yeah, drop a line to the treasury. Father.
Speaker 6 (09:36):
Look what Aunt Harriet sent me for my birthday? Twenty
five dollars.
Speaker 2 (09:40):
Wow, it's fine, Princess. Try to hold on to it
at least until this afternoon.
Speaker 4 (09:45):
I don't see any twenty five dollars.
Speaker 6 (09:48):
She didn't send it in cash, stupid. It's a money order,
money order.
Speaker 2 (09:52):
It's much the same thing as a check.
Speaker 4 (09:54):
Hey, that's pretty good. Where do you order the money?
Speaker 6 (10:02):
You don't order the money?
Speaker 4 (10:04):
You said it some money order. Where do you get
the money?
Speaker 5 (10:07):
Will you?
Speaker 6 (10:08):
Where do you get the money for this? Father?
Speaker 2 (10:10):
Well, let's see, that's a postal money order. You can
get it from the post office. Who sent it to
the post office? Nobody sent it to the post office.
Speaker 4 (10:19):
And how you're gonna get it, bud?
Speaker 2 (10:21):
This is like a check. As I said, it's a
promise to pay. It's the same as cash.
Speaker 4 (10:25):
If I went to the post office and promise to pay,
would they give me twenty bucks?
Speaker 2 (10:30):
No, bud Ann Harriet bought this money order in Chicago.
That means that the post office there promises to pay
to the bearer twenty five dollars.
Speaker 4 (10:39):
So she's got to go to Chicago to get the money.
Speaker 2 (10:43):
What you kids don't understand is that the transfer of
funds and business is managed on a credit.
Speaker 6 (10:48):
Basis, like a charge account.
Speaker 2 (10:50):
Well, something like that. I'll explain it to you sometimes. Hi, daddy, Hello, kitty,
what's going on?
Speaker 6 (10:56):
Nothing, shrimp, we're talking about money? That's good. Can I
have my allowance?
Speaker 2 (11:00):
Daddy? Well, I don't have the change with me right now, Kitten, why.
Speaker 4 (11:05):
Don't you give her a check?
Speaker 6 (11:06):
What's a check?
Speaker 4 (11:08):
I'll take a check from my allarms.
Speaker 6 (11:09):
What do I do with this money order?
Speaker 5 (11:11):
Father?
Speaker 2 (11:12):
Why are you I'd put it in the bank.
Speaker 4 (11:14):
I thought you had to go to the post office.
Speaker 2 (11:18):
I'll just take it to the bank, open a savings account,
and they'll take care of the whole thing. Now, run along, kids,
I have a whole stack of bookwork to do here.
Speaker 6 (11:27):
What about my allowance? I can't go to the bank today, Father,
they're closed.
Speaker 4 (11:31):
If you're looking for a place to put your money,
I've got a red hot proposition. I can imagine it'd
be better than putting your money in a bank. You
give it to them and it just sits down there
in an old safe.
Speaker 2 (11:43):
No, bud, that's not true in the first place, Betty.
If you deposit that money order in a bank account,
the money's never actually in the bank.
Speaker 6 (11:50):
Where is it?
Speaker 4 (11:51):
They just tell you it's there. Huh.
Speaker 6 (11:56):
If you put the money in, then why isn't.
Speaker 2 (11:59):
It say it's there if you want to draw it out,
but the money isn't actually there.
Speaker 4 (12:07):
Oh it sounds like a cooker deal.
Speaker 2 (12:10):
But I'm trying to explain.
Speaker 6 (12:12):
Well, I took bookkeeping in school, and I never understood
why if you put money in the bank, that the
money wasn't really there.
Speaker 2 (12:19):
It's very simple, you see. Well, wait a minute, I
know what we'll do.
Speaker 6 (12:25):
I don't think you can explain it.
Speaker 2 (12:27):
Father, I'm not going to try to explain it. Princess.
We're going to open a little bank right here, so
you kids can see how it operates.
Speaker 4 (12:34):
Who's gonna run out?
Speaker 2 (12:35):
I will, I'll be the bank. We'll call it the
h Anderson First National Trust in Saving Hey.
Speaker 6 (12:42):
Mommy, come here, Daddy's going to be a bank.
Speaker 5 (12:45):
How can you do it?
Speaker 6 (12:46):
Father? What's this about someone being a bank? Father's going
to do it, and you're going to be the banker.
Speaker 2 (12:52):
Certainly, all it takes is a few minutes of bookkeeping.
And I can't think of a better way for the
children to learn the basic principles of banking. I think
his family circle bank idea is a real good thing.
Wouldn't be surprised if it caught on around the country.
Might even make a national magazine.
Speaker 6 (13:07):
When do you want to stack?
Speaker 4 (13:08):
Father?
Speaker 2 (13:09):
Why wait, let's begin right now. The doors are open,
ladies and gentlemen. The Anderson First National Trust and Savings
Bank of Maple Street is, as of this moment, officially
in business.
Speaker 1 (13:31):
Act two of Father Knows Best In just a moment.
There's wonderful radio entertainment all day long. When you keep
your dial tuned to this same NBC station, you'll enjoy
such fun pac programs as The Bob Hope Daytime Show,
Tommy Bartlett's Welcome Travelers, Jay Stewart, If It Pays to
Be Married, and a host of others. Be sure to
keep your dial set to the NBC Radio Network. You'll
(13:53):
hear your favorite daytime dramas on NBC two such perennial
favorites as The Road of Life, Pepper Yung's Family, The
Right to Happiness, Backstage Wife, Stella Dallas, The Woman in
My House, and Young Widder Brown. All of these well
like daytime programs are yours for the listening Monday through
Friday on the NBC Radio Network.
Speaker 3 (14:21):
Well, there's a new bank in Springfield.
Speaker 2 (14:23):
It's called the Anderson First Nest and as the brainchild
of Jim Anderson, who is also president, vice president, chief teller,
and head bookkeeper. At present moment, the assets in this
novel financial institution amount to exactly thirty dollars twenty five
dollars deposited by Betty and Kathy and Bud's respective allowances,
minus one check for nineteen cents written by Bud.
Speaker 3 (14:44):
It's Saturday evening now, Jim and Market are in their room.
Speaker 2 (14:46):
Dressing for an evening out.
Speaker 5 (14:48):
This tyler, all right, Honnie fine, just straighten it a little.
Do you seem to be enjoying something?
Speaker 4 (14:56):
Uh?
Speaker 2 (14:56):
Just laughing over the way the kids responded to the
bank idea. Did you see Bud when he came upstairs.
Speaker 5 (15:03):
Walking around with his check book in his shirt pocket.
Huh oh, he's a big operator.
Speaker 2 (15:07):
Now they're going to learn more out of this than
they could get in the month of Sundays at school.
Speaker 5 (15:11):
By the way, dear, do you have money enough for tonight?
Speaker 6 (15:16):
Oh?
Speaker 2 (15:16):
I have fifteen or twenty dollars?
Speaker 5 (15:18):
Is this your money or the banks?
Speaker 2 (15:21):
It's mine. That's the only thing wrong with the bank
at this point. The depositors haven't put in any cash.
I just have Betty's money order and Bud and Kathy's
allowances on the books. And speaking of the books, I
wish you could remember that other check you wrote, who
you made it out to, and what it was for.
Speaker 5 (15:38):
I've been trying to recall. Oh, I'll think of it.
You'd better hurry, dear, we're supposed to meet the Williams
Is at six thirty.
Speaker 2 (15:46):
Plenty of time.
Speaker 6 (15:47):
Father. I just talked Ralph and he wants me to
go to the church bazaar with him tonight.
Speaker 2 (15:52):
Well, good for Ralph.
Speaker 6 (15:53):
I'll need some money, all right.
Speaker 2 (15:56):
Make out a check, put it through the bank.
Speaker 6 (15:58):
I left my check book down in the dan Are
you coming down?
Speaker 2 (16:00):
You earn a second now, you see how much better
this is, honey. With the children writing checks on their
own accounts, they're going to think twice about spending money.
Speaker 5 (16:08):
Could be or it didn't seem that Betty devoted much
sinking to the matter.
Speaker 2 (16:13):
We just give her time. Father, coming, Princess, I'll go
down and handle this financial transaction. You come down when
you're ready, Honey, I'll.
Speaker 5 (16:22):
Just be a minute.
Speaker 6 (16:25):
Father, What did you do with my check book?
Speaker 2 (16:28):
I haven't seen it, Princess. The bank is only responsible
for the depositors' funds, not his check book.
Speaker 4 (16:34):
Oh.
Speaker 6 (16:34):
Here it is up on the bookcase. These little books
are cute, father. Where'd you get them?
Speaker 4 (16:39):
Oh?
Speaker 2 (16:39):
Are some oldens I had kicking around in the desk. Now,
how much do you want to draw out of your account?
Speaker 6 (16:45):
Oh? Five dollars?
Speaker 2 (16:47):
All right, but remember it's a lot easier to draw
money out of the bank than it is to put
it in.
Speaker 6 (16:53):
I know of to cash five dollars, I ain't Betty there?
Speaker 5 (17:01):
How's that?
Speaker 2 (17:03):
Mmmm? That looks all right?
Speaker 4 (17:05):
Hey's the bank open.
Speaker 2 (17:07):
For a few minutes. You'll have to get in line.
There you are, Miss Anderson. Five dollars, thank you? Now,
what can I do for you? Young man?
Speaker 4 (17:20):
I want to get a loan from the bank.
Speaker 2 (17:27):
Loan.
Speaker 4 (17:28):
Joe and I are starting a business. We need some capital.
Speaker 6 (17:31):
Not to make more of those moose calls.
Speaker 4 (17:34):
No, we gave up that idea. It's only good during
hunting season. We got a real practical business. It's good
all year round.
Speaker 2 (17:41):
Well, a bank is always interested in aiding any new
and constructive enterprise. What sort of business are you planning,
mister Anderson.
Speaker 4 (17:49):
We're gonna buy up old automobile inner tubes and make
hip boots out of them.
Speaker 6 (17:58):
Hip boots out of inner tubes not a bad idea. Yeah,
if you can find enough people with curved legs.
Speaker 4 (18:08):
We figured we can make ten thousand dollars the first
year with no trouble at all.
Speaker 2 (18:13):
How much do you think you'll need to get this
hip boot factory off the ground?
Speaker 4 (18:18):
About ten bucks?
Speaker 2 (18:21):
Well, this is the way a bank operates. We take
the capital placed with us by our depositors and put
it out in good interest bearing loans. You'll have to
pay interest on this loan, you know, mister Anderson. That's
about six percent per anum.
Speaker 4 (18:34):
I don't want any anoms.
Speaker 6 (18:40):
That means six percent a year. Dopey.
Speaker 4 (18:43):
Oh well, that's okay. Do I get the loan?
Speaker 6 (18:47):
Well, wait a minute, bother, do you mean you're going
to lend him the bank's money for that silly business.
Speaker 2 (18:54):
Well, that's the way banking operates.
Speaker 6 (18:55):
But you'll be lending him my money. That's all right,
it is it's neither all right. I'm not gonna let
him buy old inner tubes with my money.
Speaker 2 (19:07):
Now, just a minute. The loan is going to be
secured by the way, mister Anderson. When a bank lends
money this way, it has to have some collateral. Oh,
do you have any collateral to put up?
Speaker 4 (19:20):
I don't know what is it?
Speaker 6 (19:24):
Collateral? Lame brain, is something you put up to guarantee
that you'll pay the money back.
Speaker 2 (19:29):
What do you have in your company that you could
put up?
Speaker 4 (19:32):
Well, all there is in the company is just me
and Joe. I could put Joe up.
Speaker 2 (19:47):
Oh, brother, it isn't customary to put up one of
the partners of a company. Is collateral? For a loan,
we'll have to have something tangible.
Speaker 4 (19:58):
What's it tangible?
Speaker 6 (20:00):
What's a tangible?
Speaker 4 (20:02):
Father?
Speaker 6 (20:03):
It seems to me this bank is catering to an
extremely illiterate cleontelle.
Speaker 2 (20:08):
Oh, he's learning Princess. That's the whole purpose of this idea.
Now tangible collateral, mister Anderson, is something of real value.
Speaker 4 (20:17):
Joel's pretty valuable.
Speaker 2 (20:22):
No, I mean something like a camera or a bicycle.
Speaker 4 (20:27):
I guess I could put up my bike.
Speaker 2 (20:29):
All right, now, you just sign this piece of paper here.
This says that you agree to pay back the ten
dollars plus interest, and that the bank becomes the legal
owner of the bicycle until the loan is repaid. Okay,
now are you getting the idea how a bank operates? Bud?
Speaker 4 (20:44):
Yeah? But what happens if well, I mean, in case
I can't pay.
Speaker 2 (20:50):
Back the ten bars, then you lose the bicycle?
Speaker 6 (20:55):
Yeah, father, you mean I have to take over for
that old beaten up bike of his for my ten dollars.
Speaker 2 (21:03):
No, Princess, the bank takes it over. You can still
draw out your money anytime you want it.
Speaker 6 (21:08):
But how can I draw it out if you've loaned
it to Bud.
Speaker 2 (21:11):
Well, until the bank liquidates the bicycle, your deposit is
secured and payable from other deposits.
Speaker 6 (21:17):
What other deposits? Well, I'll get it. Hello, Oh hi Jane.
Now do they have to have it tonight? Jay? I'll try.
Maybe I can borrow it from father.
Speaker 4 (21:38):
Uh. Oh, don't let her do it, Dad, Make her
put up some collateral tangible.
Speaker 6 (21:49):
Yeah, well, thanks for reminding me. See you tonight.
Speaker 2 (21:53):
Problems princess.
Speaker 6 (21:54):
Father. I need fifty dollars. It's for our glee club
trip to Omaha next month, and they have to have
the cash in advance.
Speaker 4 (22:00):
Don't do it, Dad, you'll have to take over Omaha.
Speaker 2 (22:05):
Well, you have twenty dollars in the bank. That means
you'd have to borrow another thirty. That's a pretty big loan.
Speaker 6 (22:11):
I could pay it back out of my allowance.
Speaker 4 (22:14):
Where's the collateral.
Speaker 6 (22:16):
Look, you've done your banking. Get out of line, daddy.
I want to catch a check.
Speaker 4 (22:21):
Get in line, tram.
Speaker 2 (22:22):
You better close the doors of the bank. Your mother
and I have to leave here in a couple of minutes.
Speaker 6 (22:28):
I have to leave to father, but I have to
pay missus Lacy for my glee club tickets tonight.
Speaker 2 (22:32):
All right, you need a loan of thirty dollars.
Speaker 6 (22:35):
I want to cash a check for my two dollars
and a half. Will you wait? I want to get
my money before it's all gone.
Speaker 2 (22:45):
Just a minute, Kathy, what do you have to put
up as collateral, Miss Betty Anderson. Oh, father, is missus business?
Speaker 6 (22:52):
All right, I'll put up my record player, that.
Speaker 4 (22:55):
Beat up old thing. Don't lend my money on that, dad,
myn either.
Speaker 6 (23:00):
You don't have any money left in the bank.
Speaker 4 (23:03):
Hey, I do too, my allowance. I still got two
fifty in the bank. I want to write a check, Dad.
Speaker 2 (23:08):
Now, look, you can't just draw your money out.
Speaker 6 (23:10):
You said we could.
Speaker 4 (23:12):
Yeah, you said we could write checks anytime as long
as we had the money in the bank. Yes, but father,
I have to leave all right.
Speaker 2 (23:19):
Sign the paper. The bank becomes the legal owner of
the record player until the loan is paid back.
Speaker 4 (23:23):
Get the records.
Speaker 6 (23:24):
Too, Father, Tell him to stop it.
Speaker 2 (23:28):
Bud, stop it.
Speaker 6 (23:31):
The record player's no good without the records.
Speaker 2 (23:34):
Look, I'm running the bank.
Speaker 4 (23:35):
Oh. I want to get my money out. Here's my check, Dad,
give me two fifty.
Speaker 2 (23:40):
Cash, all right, all right, fifty for me too. Don't
grab it out of.
Speaker 5 (23:44):
My hands, please, Father.
Speaker 6 (23:46):
I've signed all your stingy old papers, a thirty dollars
loan in my twenty dollars in.
Speaker 2 (23:51):
Cash, Princess, I don't have fifty dollars in cash. In fact,
I don't have any cash left.
Speaker 4 (23:58):
I'm sure glad I got my money out of this.
Speaker 6 (24:06):
Are you broke, Daddy?
Speaker 2 (24:08):
No, I'm not bro but you've cleaned out all the
cash I had with me. I'll give you a check,
princess on what bank? On the bank downtown? Oh okay,
you think you kids didn't trust me? All right? There
you are a princess.
Speaker 6 (24:27):
Thank you.
Speaker 5 (24:27):
Father. Well, I'm ready, dear, are you?
Speaker 2 (24:31):
I guess so?
Speaker 6 (24:32):
But bye, Mommy, Bye, Daddy. I'm going over to Paddy.
Speaker 5 (24:36):
We'll pick you up over there when we come home. Angel. Well,
are you finished, mister banker?
Speaker 2 (24:43):
Yes, I'm finished.
Speaker 6 (24:44):
Bye, everybody. I have to be brother.
Speaker 2 (24:46):
Ready just a minute? What is it? Father? Where is
that record player? Oh?
Speaker 6 (24:51):
I think it's over. Janey's over.
Speaker 2 (24:53):
Janey's it is unless she loaned it to Marsha.
Speaker 6 (24:56):
Bye, Dad, I'm going over to jail.
Speaker 2 (25:01):
But hold it.
Speaker 4 (25:02):
Yeah.
Speaker 2 (25:02):
Where's the bank's bicycle?
Speaker 4 (25:04):
Oh? I don't know.
Speaker 6 (25:05):
I think Fred Cleaver's got it so.
Speaker 2 (25:07):
Long, I'll wait you. Something wrong, dear Margaret, I've been
swindled by my own children.
Speaker 5 (25:17):
I take it the bank isn't doing too well.
Speaker 2 (25:19):
I can't understand it. It was such a good idea.
Speaker 5 (25:23):
How much capital do you have on hand?
Speaker 2 (25:26):
Capital on hand? Are you kidding? The bank is broken.
I'm out forty dollars of my own money. I don't
even have any collateral.
Speaker 5 (25:36):
Well, it was a good try, dear, but possibly you're
not cut out for the banking business.
Speaker 2 (25:41):
I just can't figure out how they did it. It
wasn't intentional, I know, but they cleaned me out. I
haven't a nickel. We can't even go out tonight.
Speaker 5 (25:51):
Yes we can.
Speaker 2 (25:53):
How may I ask?
Speaker 5 (25:54):
I remembered what I wrote that check for. It was
for cash yesterday and I still have twenty dollars.
Speaker 2 (26:01):
Well, bless you.
Speaker 5 (26:04):
Shall we go, mister J. P.
Speaker 1 (26:06):
Morgan, The Andersons will be back in just a moment.
Every weekday evening, you'll want to set your dial to
this same NBC station for America's number one comedy family,
(26:26):
Fiver McGhee and Molly, and it all adds up to
fun filled listening. Be sure to make it a regular
habit to listen to the mirthquaking adventures of Fiver, McGee
and Molly every night, and keep up to the minute
on the news of the world by tuning to Morgan
Baby as he reports the latest happenings from throughout the globe.
Also of five times a week feature on NBC is
One Man's Family, the intriguing adventures of mother and Father
(26:49):
Barber and their bewildering offspring. Listen to all of these
programs every weekday evening on the NBC Radio Network. Well,
due to circumstances beyond the control of the president, the
Anderson First Nationville Bank has raised the white flag and
(27:12):
gone out of business.
Speaker 2 (27:14):
And this evening a few days later, Jim is still
nursing a few lumps suffered in the big financial crash
of Maple Street. I don't mean to keep harping on it, honey,
but you'd think the kids would have understood what I
was trying to do and given me a little cooperation.
Speaker 5 (27:28):
Well, don't worry about it. Let's just chalk it up
as a noble experiment and let it go with that.
Speaker 2 (27:33):
But they got nothing out of it, absolutely nothing.
Speaker 5 (27:37):
Maybe not, but think how much you learned about trying
to teach.
Speaker 2 (27:41):
Children went right over their heads completely?
Speaker 5 (27:47):
Is that you bad?
Speaker 4 (27:48):
Yeah, it's me.
Speaker 2 (27:49):
What in the world do you have in that box?
Speaker 4 (27:52):
Well, here's Betty's record player. She wanted me to bring
that home for well good and my bike's outside good for.
Speaker 2 (27:59):
You, Bud?
Speaker 5 (28:00):
What's all the other junk in the box?
Speaker 4 (28:02):
This is collateral. Joe and I gave up the hip
boof business. We took the ten bucks and started a bank.
Speaker 2 (28:12):
Well, you see, Honey, Like I said, they learned a
real lesson. Join us again next week when we'll be
back with Father Knows Best, starring Robert Young as Jim
Andis Bather Knows Best is an NBC Radio Network production
(28:34):
in cooperation with Cavalier Enterprises. In our cast where Helen
Strom as Kathy Gene Vanderpyle wrote to Williams and Ted Donaldson.
Father Knows Best, based on characters created by Ed James,
is written by Paul West and Roswell Rodgers, directed by
Arthur Jacobson, and transcribed in Holly. This is Bill Forman's
Being
Speaker 1 (29:00):
Knight played Coolfer Consequences with Ralph Edwards on the NBC
Radio Network
Keep tune now for Father Knows Best Tomorrow evening you'll
enjoy the fine comedy programs of Phil Harris and Alice
Pay and Bob Hope. Bob's special guest tomorrow will be
two folks long familiar to all fans of the Bob
Hope Show. For tomorrow night, Miss Via Veigue and mister
Jerry Kolono will be in the Hope Spotlight. It'll be
like old times to have these three fun makers back
(00:22):
together on one show, So be sure to tune to
the NBC Radio Network tomorrow for laughs galore on The
Bob Hope Show. Then stay tuned for Phil Harris and
Alice Pay in another mirthfill thirty minutes of comedy. That's
Tomorrow on NBC, and now it's Father Knows Best on NBC.
Speaker 2 (00:40):
Now listen to Father Knows Best Transcribe, starring Robert Young
as Father Welcome to Springfield. In another half hour, is
it with the folks in the White Frame House on
Maple Street. Back in Enjoy Life with the Andersons. Kathy, Bud, Betty,
(01:02):
Margaret and Jim has the head of this typical American
household again sets out to prove that Father Knows best.
(01:37):
The most Americans, a bank is a fairly familiar institution.
Speaker 3 (01:41):
It's the place where you keep your money.
Speaker 2 (01:42):
It's the place where a guard and a uniform rocks
back and forth on his black feet and watches you
with a suspicious eye while you try to find the
line that will move the fastness never do. However, there's
one American but the name of Jim Anderson, living in Springfield,
who feels that his particular family holds the national, if
not the international record or knowing less about the functions
(02:03):
of a bank than any other group of humans on
the face of the earth. How did he reach this conclusion.
It all started one Saturday morning when Jim was at
his desk in the den going over his checkbook, like
this sixty two fifty less twelve that was on the
twenty third, ninety seventy five to Snow's drug store, on
(02:27):
the twenty fourth, twenty four to eighty for groceries six
point fifty to a G. Clark. But yeah, stop that
counfounded racket.
Speaker 4 (02:44):
What does it sound like?
Speaker 2 (02:45):
It sounds terrible, and I'm trying to work down here.
Speaker 4 (02:48):
Does it sound like a duck?
Speaker 2 (02:50):
I don't know what it sounds like. Just keep it quiet.
Speaker 4 (02:53):
That's what it's supposed to. Sound like.
Speaker 2 (02:56):
A duck, all right, A Mallard duck, all right, A
Mallard duck.
Speaker 4 (03:02):
That's lonesome, all right. But okay, where the heck was
I are you in here, dear?
Speaker 2 (03:17):
Yeah? What is it? Honey?
Speaker 5 (03:19):
What are you doing?
Speaker 2 (03:20):
I'm trying to balance the check book to the accompaniment
of a flock of lonesome ducks. Ducks, I don't know,
buds upstairs making strange sounds. I swear, this is the
noisiest house.
Speaker 5 (03:31):
Sounds fairly quiet to me.
Speaker 2 (03:33):
Wait till the next flight of mallards go over.
Speaker 5 (03:37):
Oh what I came to tell you, dear. We're going
out tonight and the cleaner is bringing your suit back today.
You'd better give him a.
Speaker 2 (03:43):
Check, a check?
Speaker 5 (03:44):
What for?
Speaker 2 (03:45):
You paid the cleaning bill just last week? I did, Honey.
Don't you keep track of these things? That's what a
checking account is for, so you have a record of
what you've paid.
Speaker 5 (03:54):
I know, I just didn't remember paying it.
Speaker 2 (03:57):
Well, look right here in your checkbook. The stubble show
when you paid. It'll be right in here with the Hey,
what's this? These two are blank? Oh?
Speaker 5 (04:05):
There were a couple of checks I wrote. Must have
been in a hurry. I didn't take time to write
on the stub what they were for.
Speaker 2 (04:11):
You didn't put down the amount either, Well, no date either.
Speaker 5 (04:16):
Well I was in a hurry, Dear.
Speaker 2 (04:22):
Margaret. How are you going to tell who you paid
and how much if you don't write it down on
the stubs.
Speaker 5 (04:28):
Well, I wrote it on the check.
Speaker 2 (04:33):
But we don't have the check.
Speaker 5 (04:35):
Well, the bank can tell us. They keep records of
all those.
Speaker 2 (04:39):
Things, Honey. They can't keep track of who you give
your checks to.
Speaker 5 (04:43):
Then I think we should go to another bank, Margaret.
Speaker 2 (04:51):
But that was Gees.
Speaker 4 (04:54):
Can you keep it quiet, Bud wild Geese.
Speaker 5 (04:57):
You'd better stop it, Bud.
Speaker 6 (04:58):
You'll have a wild.
Speaker 2 (05:01):
Anyway. You're familiar enough about banking, Margaret to know that
your check stubs are your only record of what you've paid.
Speaker 5 (05:07):
I know, dear, So I forgot to write it down
on the stubs. Look on the back of the checkbook.
I sometimes jop things down.
Speaker 2 (05:14):
There, back of the checkbook.
Speaker 5 (05:16):
Yeah, what's that written down there?
Speaker 2 (05:19):
H call Alice about the prunes.
Speaker 5 (05:26):
Oh, I've got to do that, Margaret.
Speaker 2 (05:29):
Oh me, But you don't have to come down.
Speaker 4 (05:36):
I just.
Speaker 2 (05:39):
I swear I'm going to take those stairs out and
put in a ladder.
Speaker 4 (05:45):
How do you like this one? Dad?
Speaker 2 (05:48):
Oh, Bud, what in the world are you doing?
Speaker 4 (05:51):
Does it sound like a moose?
Speaker 2 (05:55):
It sounds like a cow with her tail caught in
the barn door. Joe and I are going into business,
moose calls. Well, that sounds like a nice, practical enterprise.
Must be literally thousands of people with a burning desire
to call a moose.
Speaker 4 (06:11):
Yeah, we're gonna make all kinds of calls.
Speaker 6 (06:14):
Good.
Speaker 2 (06:14):
Why don't you make one down the street somewhere. I'm
trying to do.
Speaker 4 (06:17):
A little the ideas you make a noise like an animal,
and then another animal hears it.
Speaker 2 (06:22):
Yes, I get the idea, like the moose, for instance.
Speaker 4 (06:26):
Now a moose. He hears that, and he says to himself.
Speaker 2 (06:29):
Hey, man, I thought this was a moose.
Speaker 4 (06:33):
Yeah. Well, he says to himself, hey moose, what have
we here? Yeah? I know, Bud, So he comes running
to take a look.
Speaker 2 (06:43):
I understand the principle, Bud. Now, why don't you go
down to Joe's house and we're gonna sell kids kits.
Speaker 4 (06:49):
Yeah, you buy a kit, make your own moose. Call
duck call or whatever you want to call. We're gonna
make kids for calling anything you want.
Speaker 2 (06:57):
Well, that's fine, but I would.
Speaker 4 (06:58):
Like to invest some money in the company, Dad.
Speaker 2 (07:01):
Not right now, but we've got a good name for it.
Speaker 4 (07:03):
We're gonna call it the Irresistible Noises Corporation.
Speaker 2 (07:07):
Well, fine, when I see Irresistible Noises preferred on the
stock exchange, I'll consider it.
Speaker 4 (07:14):
We only need about twenty bucks to get started, Dad.
Speaker 2 (07:17):
Not today, Bud.
Speaker 4 (07:19):
But gee, you got your check book right there. All
you have to do is write out a check.
Speaker 2 (07:23):
I can see that a certain innocence about the cold
facts of checkbooks tends to run in this family. Huh,
But you don't just write out a check when you
want money.
Speaker 4 (07:33):
I know you gotta cash it.
Speaker 2 (07:38):
It's true, but there is also another factor involved, trivial
I grant, but nonetheless to be accounted for. That is
the little matter of having money in the first place.
Speaker 5 (07:48):
I just remembered one of those checks in my book
I wrote for Kathy's dress.
Speaker 2 (07:52):
Well, good, how much was it?
Speaker 5 (07:53):
I think it was seven eighty.
Speaker 2 (07:55):
Five, all right, we'll put that down.
Speaker 5 (07:57):
Or was it eight to seventy five?
Speaker 2 (08:00):
Honey? There's a difference. These amounts have got to be exact,
or I can never balance my books.
Speaker 4 (08:05):
Why do you have to balance them.
Speaker 2 (08:07):
So that my figures here in the book coincide with
the amount in the bank. I have to know how
much money we have left in the account.
Speaker 4 (08:14):
Why don't you call the bank and ask them?
Speaker 2 (08:17):
But banking doesn't operate that way.
Speaker 5 (08:19):
Oh, that other check was to the milkman. I just
remembered what was the amount? I think I have it
written down on the telephone pad in the kitchen.
Speaker 2 (08:27):
Oh, this would make a bookkeeper's hair turned gray.
Speaker 4 (08:31):
How about the twenty bucks of the company dead?
Speaker 2 (08:33):
It's a gilt edge investment, not today, bud.
Speaker 4 (08:36):
I could give the money right back to you.
Speaker 2 (08:38):
Oh how do you figure that easy?
Speaker 4 (08:41):
I'll get a checking account for the company, and I'll
give you a check for twenty bucks.
Speaker 2 (08:46):
But if you give me the twenty dollars back again,
you're out of business?
Speaker 4 (08:50):
Why because you.
Speaker 2 (08:51):
Don't have any more money?
Speaker 4 (08:53):
Sure I do. I gave you a check. I still
have the twenty bucks.
Speaker 2 (08:59):
You don't eat there. I take your check down to
Snow's drugstore and cash it, and I have the twenty
back again.
Speaker 4 (09:05):
Not my twenty then Where did I get it from
Snow's drugstore?
Speaker 2 (09:11):
But look, father, yes, come up here. I'm busy right now, Princess,
what is it?
Speaker 6 (09:17):
I'm upstairs.
Speaker 2 (09:18):
I can't come up there.
Speaker 6 (09:19):
In my bedroom.
Speaker 2 (09:22):
But will you tell her he's busy?
Speaker 6 (09:26):
Never mind?
Speaker 4 (09:27):
If come down dead, maybe I could get a loan
from the government.
Speaker 2 (09:32):
Yeah, drop a line to the treasury. Father.
Speaker 6 (09:36):
Look what Aunt Harriet sent me for my birthday? Twenty
five dollars.
Speaker 2 (09:40):
Wow, it's fine, Princess. Try to hold on to it
at least until this afternoon.
Speaker 4 (09:45):
I don't see any twenty five dollars.
Speaker 6 (09:48):
She didn't send it in cash, stupid. It's a money order,
money order.
Speaker 2 (09:52):
It's much the same thing as a check.
Speaker 4 (09:54):
Hey, that's pretty good. Where do you order the money?
Speaker 6 (10:02):
You don't order the money?
Speaker 4 (10:04):
You said it some money order. Where do you get
the money?
Speaker 5 (10:07):
Will you?
Speaker 6 (10:08):
Where do you get the money for this? Father?
Speaker 2 (10:10):
Well, let's see, that's a postal money order. You can
get it from the post office. Who sent it to
the post office? Nobody sent it to the post office.
Speaker 4 (10:19):
And how you're gonna get it, bud?
Speaker 2 (10:21):
This is like a check. As I said, it's a
promise to pay. It's the same as cash.
Speaker 4 (10:25):
If I went to the post office and promise to pay,
would they give me twenty bucks?
Speaker 2 (10:30):
No, bud Ann Harriet bought this money order in Chicago.
That means that the post office there promises to pay
to the bearer twenty five dollars.
Speaker 4 (10:39):
So she's got to go to Chicago to get the money.
Speaker 2 (10:43):
What you kids don't understand is that the transfer of
funds and business is managed on a credit.
Speaker 6 (10:48):
Basis, like a charge account.
Speaker 2 (10:50):
Well, something like that. I'll explain it to you sometimes. Hi, daddy, Hello, kitty,
what's going on?
Speaker 6 (10:56):
Nothing, shrimp, we're talking about money? That's good. Can I
have my allowance?
Speaker 2 (11:00):
Daddy? Well, I don't have the change with me right now, Kitten, why.
Speaker 4 (11:05):
Don't you give her a check?
Speaker 6 (11:06):
What's a check?
Speaker 4 (11:08):
I'll take a check from my allarms.
Speaker 6 (11:09):
What do I do with this money order?
Speaker 5 (11:11):
Father?
Speaker 2 (11:12):
Why are you I'd put it in the bank.
Speaker 4 (11:14):
I thought you had to go to the post office.
Speaker 2 (11:18):
I'll just take it to the bank, open a savings account,
and they'll take care of the whole thing. Now, run along, kids,
I have a whole stack of bookwork to do here.
Speaker 6 (11:27):
What about my allowance? I can't go to the bank today, Father,
they're closed.
Speaker 4 (11:31):
If you're looking for a place to put your money,
I've got a red hot proposition. I can imagine it'd
be better than putting your money in a bank. You
give it to them and it just sits down there
in an old safe.
Speaker 2 (11:43):
No, bud, that's not true in the first place, Betty.
If you deposit that money order in a bank account,
the money's never actually in the bank.
Speaker 6 (11:50):
Where is it?
Speaker 4 (11:51):
They just tell you it's there. Huh.
Speaker 6 (11:56):
If you put the money in, then why isn't.
Speaker 2 (11:59):
It say it's there if you want to draw it out,
but the money isn't actually there.
Speaker 4 (12:07):
Oh it sounds like a cooker deal.
Speaker 2 (12:10):
But I'm trying to explain.
Speaker 6 (12:12):
Well, I took bookkeeping in school, and I never understood
why if you put money in the bank, that the
money wasn't really there.
Speaker 2 (12:19):
It's very simple, you see. Well, wait a minute, I
know what we'll do.
Speaker 6 (12:25):
I don't think you can explain it.
Speaker 2 (12:27):
Father, I'm not going to try to explain it. Princess.
We're going to open a little bank right here, so
you kids can see how it operates.
Speaker 4 (12:34):
Who's gonna run out?
Speaker 2 (12:35):
I will, I'll be the bank. We'll call it the
h Anderson First National Trust in Saving Hey.
Speaker 6 (12:42):
Mommy, come here, Daddy's going to be a bank.
Speaker 5 (12:45):
How can you do it?
Speaker 6 (12:46):
Father? What's this about someone being a bank? Father's going
to do it, and you're going to be the banker.
Speaker 2 (12:52):
Certainly, all it takes is a few minutes of bookkeeping.
And I can't think of a better way for the
children to learn the basic principles of banking. I think
his family circle bank idea is a real good thing.
Wouldn't be surprised if it caught on around the country.
Might even make a national magazine.
Speaker 6 (13:07):
When do you want to stack?
Speaker 4 (13:08):
Father?
Speaker 2 (13:09):
Why wait, let's begin right now. The doors are open,
ladies and gentlemen. The Anderson First National Trust and Savings
Bank of Maple Street is, as of this moment, officially
in business.
Speaker 1 (13:31):
Act two of Father Knows Best In just a moment.
There's wonderful radio entertainment all day long. When you keep
your dial tuned to this same NBC station, you'll enjoy
such fun pac programs as The Bob Hope Daytime Show,
Tommy Bartlett's Welcome Travelers, Jay Stewart, If It Pays to
Be Married, and a host of others. Be sure to
keep your dial set to the NBC Radio Network. You'll
(13:53):
hear your favorite daytime dramas on NBC two such perennial
favorites as The Road of Life, Pepper Yung's Family, The
Right to Happiness, Backstage Wife, Stella Dallas, The Woman in
My House, and Young Widder Brown. All of these well
like daytime programs are yours for the listening Monday through
Friday on the NBC Radio Network.
Speaker 3 (14:21):
Well, there's a new bank in Springfield.
Speaker 2 (14:23):
It's called the Anderson First Nest and as the brainchild
of Jim Anderson, who is also president, vice president, chief teller,
and head bookkeeper. At present moment, the assets in this
novel financial institution amount to exactly thirty dollars twenty five
dollars deposited by Betty and Kathy and Bud's respective allowances,
minus one check for nineteen cents written by Bud.
Speaker 3 (14:44):
It's Saturday evening now, Jim and Market are in their room.
Speaker 2 (14:46):
Dressing for an evening out.
Speaker 5 (14:48):
This tyler, all right, Honnie fine, just straighten it a little.
Do you seem to be enjoying something?
Speaker 4 (14:56):
Uh?
Speaker 2 (14:56):
Just laughing over the way the kids responded to the
bank idea. Did you see Bud when he came upstairs.
Speaker 5 (15:03):
Walking around with his check book in his shirt pocket.
Huh oh, he's a big operator.
Speaker 2 (15:07):
Now they're going to learn more out of this than
they could get in the month of Sundays at school.
Speaker 5 (15:11):
By the way, dear, do you have money enough for tonight?
Speaker 6 (15:16):
Oh?
Speaker 2 (15:16):
I have fifteen or twenty dollars?
Speaker 5 (15:18):
Is this your money or the banks?
Speaker 2 (15:21):
It's mine. That's the only thing wrong with the bank
at this point. The depositors haven't put in any cash.
I just have Betty's money order and Bud and Kathy's
allowances on the books. And speaking of the books, I
wish you could remember that other check you wrote, who
you made it out to, and what it was for.
Speaker 5 (15:38):
I've been trying to recall. Oh, I'll think of it.
You'd better hurry, dear, we're supposed to meet the Williams
Is at six thirty.
Speaker 2 (15:46):
Plenty of time.
Speaker 6 (15:47):
Father. I just talked Ralph and he wants me to
go to the church bazaar with him tonight.
Speaker 2 (15:52):
Well, good for Ralph.
Speaker 6 (15:53):
I'll need some money, all right.
Speaker 2 (15:56):
Make out a check, put it through the bank.
Speaker 6 (15:58):
I left my check book down in the dan Are
you coming down?
Speaker 2 (16:00):
You earn a second now, you see how much better
this is, honey. With the children writing checks on their
own accounts, they're going to think twice about spending money.
Speaker 5 (16:08):
Could be or it didn't seem that Betty devoted much
sinking to the matter.
Speaker 2 (16:13):
We just give her time. Father, coming, Princess, I'll go
down and handle this financial transaction. You come down when
you're ready, Honey, I'll.
Speaker 5 (16:22):
Just be a minute.
Speaker 6 (16:25):
Father, What did you do with my check book?
Speaker 2 (16:28):
I haven't seen it, Princess. The bank is only responsible
for the depositors' funds, not his check book.
Speaker 4 (16:34):
Oh.
Speaker 6 (16:34):
Here it is up on the bookcase. These little books
are cute, father. Where'd you get them?
Speaker 4 (16:39):
Oh?
Speaker 2 (16:39):
Are some oldens I had kicking around in the desk. Now,
how much do you want to draw out of your account?
Speaker 6 (16:45):
Oh? Five dollars?
Speaker 2 (16:47):
All right, but remember it's a lot easier to draw
money out of the bank than it is to put
it in.
Speaker 6 (16:53):
I know of to cash five dollars, I ain't Betty there?
Speaker 5 (17:01):
How's that?
Speaker 2 (17:03):
Mmmm? That looks all right?
Speaker 4 (17:05):
Hey's the bank open.
Speaker 2 (17:07):
For a few minutes. You'll have to get in line.
There you are, Miss Anderson. Five dollars, thank you? Now,
what can I do for you? Young man?
Speaker 4 (17:20):
I want to get a loan from the bank.
Speaker 2 (17:27):
Loan.
Speaker 4 (17:28):
Joe and I are starting a business. We need some capital.
Speaker 6 (17:31):
Not to make more of those moose calls.
Speaker 4 (17:34):
No, we gave up that idea. It's only good during
hunting season. We got a real practical business. It's good
all year round.
Speaker 2 (17:41):
Well, a bank is always interested in aiding any new
and constructive enterprise. What sort of business are you planning,
mister Anderson.
Speaker 4 (17:49):
We're gonna buy up old automobile inner tubes and make
hip boots out of them.
Speaker 6 (17:58):
Hip boots out of inner tubes not a bad idea. Yeah,
if you can find enough people with curved legs.
Speaker 4 (18:08):
We figured we can make ten thousand dollars the first
year with no trouble at all.
Speaker 2 (18:13):
How much do you think you'll need to get this
hip boot factory off the ground?
Speaker 4 (18:18):
About ten bucks?
Speaker 2 (18:21):
Well, this is the way a bank operates. We take
the capital placed with us by our depositors and put
it out in good interest bearing loans. You'll have to
pay interest on this loan, you know, mister Anderson. That's
about six percent per anum.
Speaker 4 (18:34):
I don't want any anoms.
Speaker 6 (18:40):
That means six percent a year. Dopey.
Speaker 4 (18:43):
Oh well, that's okay. Do I get the loan?
Speaker 6 (18:47):
Well, wait a minute, bother, do you mean you're going
to lend him the bank's money for that silly business.
Speaker 2 (18:54):
Well, that's the way banking operates.
Speaker 6 (18:55):
But you'll be lending him my money. That's all right,
it is it's neither all right. I'm not gonna let
him buy old inner tubes with my money.
Speaker 2 (19:07):
Now, just a minute. The loan is going to be
secured by the way, mister Anderson. When a bank lends
money this way, it has to have some collateral. Oh,
do you have any collateral to put up?
Speaker 4 (19:20):
I don't know what is it?
Speaker 6 (19:24):
Collateral? Lame brain, is something you put up to guarantee
that you'll pay the money back.
Speaker 2 (19:29):
What do you have in your company that you could
put up?
Speaker 4 (19:32):
Well, all there is in the company is just me
and Joe. I could put Joe up.
Speaker 2 (19:47):
Oh, brother, it isn't customary to put up one of
the partners of a company. Is collateral? For a loan,
we'll have to have something tangible.
Speaker 4 (19:58):
What's it tangible?
Speaker 6 (20:00):
What's a tangible?
Speaker 4 (20:02):
Father?
Speaker 6 (20:03):
It seems to me this bank is catering to an
extremely illiterate cleontelle.
Speaker 2 (20:08):
Oh, he's learning Princess. That's the whole purpose of this idea.
Now tangible collateral, mister Anderson, is something of real value.
Speaker 4 (20:17):
Joel's pretty valuable.
Speaker 2 (20:22):
No, I mean something like a camera or a bicycle.
Speaker 4 (20:27):
I guess I could put up my bike.
Speaker 2 (20:29):
All right, now, you just sign this piece of paper here.
This says that you agree to pay back the ten
dollars plus interest, and that the bank becomes the legal
owner of the bicycle until the loan is repaid. Okay,
now are you getting the idea how a bank operates? Bud?
Speaker 4 (20:44):
Yeah? But what happens if well, I mean, in case
I can't pay.
Speaker 2 (20:50):
Back the ten bars, then you lose the bicycle?
Speaker 6 (20:55):
Yeah, father, you mean I have to take over for
that old beaten up bike of his for my ten dollars.
Speaker 2 (21:03):
No, Princess, the bank takes it over. You can still
draw out your money anytime you want it.
Speaker 6 (21:08):
But how can I draw it out if you've loaned
it to Bud.
Speaker 2 (21:11):
Well, until the bank liquidates the bicycle, your deposit is
secured and payable from other deposits.
Speaker 6 (21:17):
What other deposits? Well, I'll get it. Hello, Oh hi Jane.
Now do they have to have it tonight? Jay? I'll try.
Maybe I can borrow it from father.
Speaker 4 (21:38):
Uh. Oh, don't let her do it, Dad, Make her
put up some collateral tangible.
Speaker 6 (21:49):
Yeah, well, thanks for reminding me. See you tonight.
Speaker 2 (21:53):
Problems princess.
Speaker 6 (21:54):
Father. I need fifty dollars. It's for our glee club
trip to Omaha next month, and they have to have
the cash in advance.
Speaker 4 (22:00):
Don't do it, Dad, you'll have to take over Omaha.
Speaker 2 (22:05):
Well, you have twenty dollars in the bank. That means
you'd have to borrow another thirty. That's a pretty big loan.
Speaker 6 (22:11):
I could pay it back out of my allowance.
Speaker 4 (22:14):
Where's the collateral.
Speaker 6 (22:16):
Look, you've done your banking. Get out of line, daddy.
I want to catch a check.
Speaker 4 (22:21):
Get in line, tram.
Speaker 2 (22:22):
You better close the doors of the bank. Your mother
and I have to leave here in a couple of minutes.
Speaker 6 (22:28):
I have to leave to father, but I have to
pay missus Lacy for my glee club tickets tonight.
Speaker 2 (22:32):
All right, you need a loan of thirty dollars.
Speaker 6 (22:35):
I want to cash a check for my two dollars
and a half. Will you wait? I want to get
my money before it's all gone.
Speaker 2 (22:45):
Just a minute, Kathy, what do you have to put
up as collateral, Miss Betty Anderson. Oh, father, is missus business?
Speaker 6 (22:52):
All right, I'll put up my record player, that.
Speaker 4 (22:55):
Beat up old thing. Don't lend my money on that, dad,
myn either.
Speaker 6 (23:00):
You don't have any money left in the bank.
Speaker 4 (23:03):
Hey, I do too, my allowance. I still got two
fifty in the bank. I want to write a check, Dad.
Speaker 2 (23:08):
Now, look, you can't just draw your money out.
Speaker 6 (23:10):
You said we could.
Speaker 4 (23:12):
Yeah, you said we could write checks anytime as long
as we had the money in the bank. Yes, but father,
I have to leave all right.
Speaker 2 (23:19):
Sign the paper. The bank becomes the legal owner of
the record player until the loan is paid back.
Speaker 4 (23:23):
Get the records.
Speaker 6 (23:24):
Too, Father, Tell him to stop it.
Speaker 2 (23:28):
Bud, stop it.
Speaker 6 (23:31):
The record player's no good without the records.
Speaker 2 (23:34):
Look, I'm running the bank.
Speaker 4 (23:35):
Oh. I want to get my money out. Here's my check, Dad,
give me two fifty.
Speaker 2 (23:40):
Cash, all right, all right, fifty for me too. Don't
grab it out of.
Speaker 5 (23:44):
My hands, please, Father.
Speaker 6 (23:46):
I've signed all your stingy old papers, a thirty dollars
loan in my twenty dollars in.
Speaker 2 (23:51):
Cash, Princess, I don't have fifty dollars in cash. In fact,
I don't have any cash left.
Speaker 4 (23:58):
I'm sure glad I got my money out of this.
Speaker 6 (24:06):
Are you broke, Daddy?
Speaker 2 (24:08):
No, I'm not bro but you've cleaned out all the
cash I had with me. I'll give you a check,
princess on what bank? On the bank downtown? Oh okay,
you think you kids didn't trust me? All right? There
you are a princess.
Speaker 6 (24:27):
Thank you.
Speaker 5 (24:27):
Father. Well, I'm ready, dear, are you?
Speaker 2 (24:31):
I guess so?
Speaker 6 (24:32):
But bye, Mommy, Bye, Daddy. I'm going over to Paddy.
Speaker 5 (24:36):
We'll pick you up over there when we come home. Angel. Well,
are you finished, mister banker?
Speaker 2 (24:43):
Yes, I'm finished.
Speaker 6 (24:44):
Bye, everybody. I have to be brother.
Speaker 2 (24:46):
Ready just a minute? What is it? Father? Where is
that record player? Oh?
Speaker 6 (24:51):
I think it's over. Janey's over.
Speaker 2 (24:53):
Janey's it is unless she loaned it to Marsha.
Speaker 6 (24:56):
Bye, Dad, I'm going over to jail.
Speaker 2 (25:01):
But hold it.
Speaker 4 (25:02):
Yeah.
Speaker 2 (25:02):
Where's the bank's bicycle?
Speaker 4 (25:04):
Oh? I don't know.
Speaker 6 (25:05):
I think Fred Cleaver's got it so.
Speaker 2 (25:07):
Long, I'll wait you. Something wrong, dear Margaret, I've been
swindled by my own children.
Speaker 5 (25:17):
I take it the bank isn't doing too well.
Speaker 2 (25:19):
I can't understand it. It was such a good idea.
Speaker 5 (25:23):
How much capital do you have on hand?
Speaker 2 (25:26):
Capital on hand? Are you kidding? The bank is broken.
I'm out forty dollars of my own money. I don't
even have any collateral.
Speaker 5 (25:36):
Well, it was a good try, dear, but possibly you're
not cut out for the banking business.
Speaker 2 (25:41):
I just can't figure out how they did it. It
wasn't intentional, I know, but they cleaned me out. I
haven't a nickel. We can't even go out tonight.
Speaker 5 (25:51):
Yes we can.
Speaker 2 (25:53):
How may I ask?
Speaker 5 (25:54):
I remembered what I wrote that check for. It was
for cash yesterday and I still have twenty dollars.
Speaker 2 (26:01):
Well, bless you.
Speaker 5 (26:04):
Shall we go, mister J. P.
Speaker 1 (26:06):
Morgan, The Andersons will be back in just a moment.
Every weekday evening, you'll want to set your dial to
this same NBC station for America's number one comedy family,
(26:26):
Fiver McGhee and Molly, and it all adds up to
fun filled listening. Be sure to make it a regular
habit to listen to the mirthquaking adventures of Fiver, McGee
and Molly every night, and keep up to the minute
on the news of the world by tuning to Morgan
Baby as he reports the latest happenings from throughout the globe.
Also of five times a week feature on NBC is
One Man's Family, the intriguing adventures of mother and Father
(26:49):
Barber and their bewildering offspring. Listen to all of these
programs every weekday evening on the NBC Radio Network. Well,
due to circumstances beyond the control of the president, the
Anderson First Nationville Bank has raised the white flag and
(27:12):
gone out of business.
Speaker 2 (27:14):
And this evening a few days later, Jim is still
nursing a few lumps suffered in the big financial crash
of Maple Street. I don't mean to keep harping on it, honey,
but you'd think the kids would have understood what I
was trying to do and given me a little cooperation.
Speaker 5 (27:28):
Well, don't worry about it. Let's just chalk it up
as a noble experiment and let it go with that.
Speaker 2 (27:33):
But they got nothing out of it, absolutely nothing.
Speaker 5 (27:37):
Maybe not, but think how much you learned about trying
to teach.
Speaker 2 (27:41):
Children went right over their heads completely?
Speaker 5 (27:47):
Is that you bad?
Speaker 4 (27:48):
Yeah, it's me.
Speaker 2 (27:49):
What in the world do you have in that box?
Speaker 4 (27:52):
Well, here's Betty's record player. She wanted me to bring
that home for well good and my bike's outside good for.
Speaker 2 (27:59):
You, Bud?
Speaker 5 (28:00):
What's all the other junk in the box?
Speaker 4 (28:02):
This is collateral. Joe and I gave up the hip
boof business. We took the ten bucks and started a bank.
Speaker 2 (28:12):
Well, you see, Honey, Like I said, they learned a
real lesson. Join us again next week when we'll be
back with Father Knows Best, starring Robert Young as Jim
Andis Bather Knows Best is an NBC Radio Network production
(28:34):
in cooperation with Cavalier Enterprises. In our cast where Helen
Strom as Kathy Gene Vanderpyle wrote to Williams and Ted Donaldson.
Father Knows Best, based on characters created by Ed James,
is written by Paul West and Roswell Rodgers, directed by
Arthur Jacobson, and transcribed in Holly. This is Bill Forman's
Being
Speaker 1 (29:00):
Knight played Coolfer Consequences with Ralph Edwards on the NBC
Radio Network
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