Imagine what it would be like to no longer stress about money. Imagine if you could transform your financial future and unlock a more fulfilling life. This show is your roadmap, and here we explore personal finance, saving, investing, debt management, tax strategies, real estate, wealth building, entrepreneurship, and just about everything in between. Adam Fernandez, a CPA, and his wife bought 3 houses in 4 years by the age of 27 (without a trust fund!). You will learn actionable strategies to develop your money mindset, achieve your financial goals, and design the life you love. Not only does Adam offer personal finance tips and insights to help you improve your relationship with money, but he also interviews industry experts and everyday people just like you to discuss financial literacy so that we can all live more freely. Follow and become a Financial Freedom Junkie! (Warning: side effects may include increased wealth and occasional laughter!) Got money questions? Want to be on the show? Learn more at financialfreedomjunkie.com.
#7 Homebuyers don’t always get the support they need in preparing to buy a house. Today, we sit down with mortgage expert Manny Pozas, co-founder of The Mortgage Group, to discuss key considerations and common misconceptions for first-time homebuyers, including costs that are often overlooked or misunderstood such as private mortgage insurance (PMI) and homeowners associations (HOAs). Learn why homebuying isn't just about the ...
#6 Let’s demystify the world of cryptocurrency with expert WallStreetPapi. We talk about fiat currencies and their limitations, particularly in the context of inflation and devaluation over time. Then we dive into the nuances of cryptocurrency, its benefits like inflation resistance, border-free transactions, and the trust and verification aspects of blockchain technology. But we can’t discount potential downsides such as market vo...
#5 Living paycheck to paycheck and dealing with financial anxiety sucks, to say the least. This practical seven-step plan will help you break free from the constant struggle and achieve financial wellness. This guide serves to get you to create a firm financial and mental foundation, but personal finance is personal, so I can’t understate the importance of a personalized approach.
#4 Feeling overwhelmed by student loans? Let’s dive into proven methods to rapidly reduce student debt. Some key strategies include: increasing the frequency and amount of your payments, including targeting high-interest loans using the debt avalanche method; freeing up cash with budgeting and supplemental income; and loan refinancing or consolidation (why it may or may not make sense for you). You’ll get real-life examples using l...
#3 This is your comprehensive overview of credit scores and credit reporting. Learn free and fast ways to instantly boost even bad credit and get closer to a perfect score, including actionable strategies you’ve never heard of. You’ll gain an understanding of how credit reports are put together and how to use FICO score calculations to your advantage. I also highlight the importance of monitoring your credit to catch and correct er...
#2 After meticulous research and budgeting, I managed to negotiate over 20 percent off the dealer's asking price for my used truck. I’ll walk you through each step, including researching fair vehicle prices, understanding dealership add-ons, leveraging timing, getting pre-approved for financing, and more. You’ll also learn about the benefits of using resources like CarEdge.com and get perspective into how to trade in a vehicle...
#1 "Financial Freedom is Realistic" was unpublished for years, but now I’m bringing these ideas to life. I’m Adam, a Certified Public Accountant (CPA), Certified Fraud Examiner (CFE), and real estate investor. From music major to forensic accountant, shaped by my Hispanic upbringing, my journey has been unique. My professional education and personal experiences allow me to help everyday people (like you) make informed fin...
The Financial Freedom Junkie Podcast is your roadmap to achieve financial success. It’s hosted by Adam Fernandez, a Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE) who bought 3 houses within 4 years by age 27. With the help of industry experts and everyday people like you, Adam shares actionable strategies and relatable insights to master your money and fulfill your financial purpose. We’ll explore personal fin...
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
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