Georgiou Law, PLLC Podcast

Georgiou Law, PLLC Podcast

Georgiou Law, PLLC is a New York–based consumer law firm founded by former bank attorney Efstathios Georgiou. The firm is dedicated to defending individuals against credit card lawsuits, abusive debt collection practices, and errors in credit reporting. With a strong focus on fairness, transparency, and access to justice, Georgiou Law provides flat-fee legal services and custom debt relief strategies tailored to each client’s needs. Known for its slogan “Credit Card Debt Ends Here,” the firm combines legal expertise with compassion to help New Yorkers reclaim their financial future.

Episodes

August 8, 2025 6 mins

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A former bank attorney gives a quick explanation of a credit card lawsuit in NY.

If you’re facing a credit card lawsuit in New York, don’t go it alone. Knowledge is power, but action is everything.

Call Georgiou Law at (917) 764-3072 for a free consultation. We’ll review your case, explain your options, and fight to protect your rights. 

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In the second episode of 'Credit Card Debt Ends Here,' Efstathios Georgiou, the managing attorney at Georgiou Law, PLLC in New York City, walks listeners through their rights under the Fair Debt Collection Practices Act (FDCPA). The podcast explains key consumer protections against abusive, deceptive, and unfair debt collection practices. Topics include the prohibition of harassment, false statements, and un...

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In this episode of 'Credit Card Debt Ends Here' by Georgiou Law, PLLC, host Efstathios Georgiou guides New Yorkers through three robust legal defenses against credit card debt lawsuits. Learn how lack of standing, the statute of limitations, and improper service can lead to a case dismissal or significant reduction in owed debt. Please note that this information is provided for informational purposes only an...

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Learn how the statute of limitations can protect you from old credit card lawsuits! Attorney Efstathios Georgiou breaks down what the statute of limitations means, how recent changes in New York law affect your rights, and what steps to take if you’re sued for a time-barred debt. Don’t let creditors catch you off guard—know your rights and defend yourself!

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September 5, 2025 7 mins

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Learn what a default judgment is, how it can impact you, and the steps you can take to fight back—even after it’s entered. Attorney Efstathios Georgiou shares practical tips for overturning judgments and protecting your rights in New York. Act fast—contact (917) 764-3072 for a free consultation!

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This episode covers everything you need to know about wage garnishment in New York. Learn how the process works, what legal limits protect your paycheck, which types of income are exempt, and the steps you can take to stop or reduce garnishment. Whether you’re facing a court judgment or want to protect your income, attorney Efstathios Georgiou explains your rights and options. Don’t wait until your paycheck is affecte...

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In this episode of "Clear Your Debt, Claim Your Future," attorney Efstathios Georgiou from Georgia Law, PLLC, breaks down everything you need to know about frozen bank accounts in New York. Learn why accounts get frozen, which funds are protected, and the exact steps you can take to regain access to your money. Discover how to claim exemptions, fight judgments, and prevent future freezes. If your bank accoun...

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September 26, 2025 5 mins

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This episode of "Clear Your Debt Claim, your Future" explains the critical types of evidence needed to win a credit card debt lawsuit in New York. Attorney Sapio Estacio covers what counts as evidence, why it matters, and common weaknesses in creditor cases—like missing documents or errors in calculation. The video also offers practical tips for gathering your own records and using evidence strategically to ...

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Learn how to negotiate with credit card companies during litigation. Attorney Saio Georgio explains key strategies, legal defenses, and negotiation tips to help you settle credit card debt lawsuits in New York. Don’t face creditors alone—understand your rights and improve your chances of a favorable outcome!

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Struggling with credit card debt? In this episode of "Claim Your Future" by Georgiou Law, PLLC, attorney Efstathios Georgiou breaks down the pros and cons of filing for bankruptcy. Learn when bankruptcy might be the right move, what to expect, and alternative solutions to help you regain financial control.

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In this episode of 'Clear Your Debt, Claim Your Future,' host STA Georgio, managing attorney and founder of Georgio Law PLLC, uncovers the hidden dangers of making only minimum payments on credit card balances. Learn how these seemingly harmless payments can keep you in debt for decades and cost you thousands in interest. Discover effective strategies to break free from this cycle, including prioritizing hig...

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