Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors
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In this episode, we’re once again joined by Chris Joye, Chief Investment Officer at Coolabah Capital, one of Australia’s most respected bond investors managing over $15 billion in fixed income assets.
Chris returns to explain why most doctors are still earning less than 4% on their savings while the big banks earn 6–8% using the same money, and how professionals can flip the equation by accessing smarter, safer bond strategies.
We break down what’s changed in the bond market, how to use bond ETFs and direct bond exposure to generate 5–7% returns, and why bonds can be a powerful alternative to term deposits, equities, and even property, especially for investors sitting on cash.
You’ll also learn how US Treasury yields shape global interest rates, what falling RBA rates mean for property prices, and why 2025 might be the perfect time to rethink how you put your capital to work.
If you're holding cash for a home deposit, investment, or future opportunity this episode could save you from missing out on tens of thousands in passive income.
TIME STAMPS:
00:00 Hook/Intro
01:36 Guest's Background and Introduction
02:45 Explanation of US Treasury Bonds and Their Impact
08:22 Comparison of US and Australian Home Loans
11:56 Impact of US Government Debt and Budget Deficits
17:32 Trade Wars and Their Economic Impact
23:22 De-Dollarisation and Its Implications
33:20 Australian Economic Outlook and Challenges
35:05 Investment Strategies for Short-Term Cash
45:43 Managed Funds and ETFs for Higher Yields
47:23 Conclusion/Outro
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SHOW NOTES LINKS
https://au.linkedin.com/in/mian-bi
https://www.linkedin.com/in/daniellamp/
https://acesse.one/spotify-passive-income-doctor
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LISTEN TO THE PODCAST
LISTEN TO THE PODCAST:
Spotify: https://spoti.fi/3FoBRAy
Apple Podcast: https://apple.co/4iks50N
Amazon Music: https://amzn.to/3DoyJnP
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FIND US HERE
Website: https://ifdgroup.com.au/
Facebook Group: https://www.facebook.com/groups/investingfordoctors
Facebook Page: https://www.facebook.com/investingfordoctors
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DISCLAIMER
The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.
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