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October 16, 2025 7 mins

Episode 40: "Floods, Revisited - The Aftermath"

My flood story doesn't end when the water drains away. 

After my 2018 Kia Rio was totaled in floodwater, the real challenge began: navigating today's upside-down car market where insurance payouts don't match replacement costs. 

Discover why buying new sometimes makes more sense than used, how "market adjustments" became the norm, and what happens when a $47,000 MSRP becomes $55,000 out the door. Plus insights from friends who faced the same brutal math after rear-end collisions. 

Learn strategies for turning total loss disasters into upgrade opportunities and why focusing on long-term value beats dwelling on upfront costs in 2025's challenging automotive landscape.

#FloodDamage #TotalLoss #CarShopping #InsurancePayouts #UsedCarMarket #CarMarket2025 #HybridMinivan #ToyotaSienna #CarReplacement #AutoInsurance

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Randy A Keith

Randy A Keith

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