Money in Medicine Podcast

Money in Medicine Podcast

Made by med students, for med students — this show delves into the world of personal finance and healthcare economics. We break down everything from budgeting, investing, and physician contracts to the bigger forces shaping money in medicine. Whether you’re planning your first paycheck or thinking about long-term wealth, we’re here to help you navigate the financial side of a career in healthcare.

Episodes

July 13, 2025 30 mins

In this episode, Erik Kroll returns to break down the fundamentals of credit scores—what they are, how they’re calculated, and why they can have such a significant impact on your financial life. From qualifying for loans to getting the best interest rates, we cover the real-world consequences of your credit profile and how to build and protect it over time.

Whether you're starting from scratch or trying to boost your score, thi...

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In this episode, Erik Kroll joins us once again to demystify the core building blocks of investing: stocks, bonds, and diversification.


We break down how each asset class works, the role they play in a portfolio, and why diversification is key to managing risk and building long-term wealth. Whether you're new to investing or looking to better understand what’s inside your retirement account, this episode offers a clear and ...

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In this episode, Erik Kroll returns to unpack some of the most foundational—but often misunderstood—concepts in personal finance: compound interest, inflation, the time value of money, and opportunity cost. We explore how these forces quietly shape your financial future, why early investing pays off exponentially, and how to make smarter long-term decisions by understanding the real cost of every dollar and delay. If you've eve...

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In this episode, financial advisor Erik Kroll returns to discuss a topic often overlooked in medical training—the value of professional financial guidance. We explore the unique financial challenges physicians face, from delayed earning timelines to complex student loan structures, and how a skilled advisor can offer clarity, strategy, and long-term planning. Erik shares when and why physicians might consider working with a financi...

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In this episode, we welcome back Erik Kroll, founder of Hilltop Financial Advisors, to dive into one of the most pressing issues facing professionals today—debt. From student loans to credit cards, Erik walks us through practical strategies for managing debt, making smart repayment decisions, and avoiding common pitfalls.


Whether you're staring down six figures of student debt or just trying to stay ahead of monthly payments, this c...

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In this kickoff episode, we sit down with Erik Kroll—founder of Hilltop Financial Advisors and a seasoned financial advisor specializing in investment strategy, student loan planning, and financial guidance for professionals, particularly in the medical field.


Erik breaks down the essential building blocks of a solid financial future: budgeting, emergency funds, and the basics of retirement planning. Whether you're just gett...

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