Financial Advisor Reveals: Retirement Laws That Must GO in 2025 - Ep. 03

🔹 What if the 4% Rule is Wrong? 🔹

Is the classic 4% retirement withdrawal rule outdated? With changing market conditions, inflation concerns, and varying financial strategies, it's time to rethink this long-standing retirement planning rule. We debate whether it still holds up today, what experts recommend instead, and how it impacts your retirement plan. Plus, we discuss tax-saving strategies, smart car buying vs. leasing decisions, and what’s next for interest rates in 2024!

📲 Connect with Us

Johnathan Rankin: [e-mail] or @thinkretirement

Matt Magee: [e-mail]

🔎 About:

We dive into one of the most controversial financial planning topics—the 4% rule—and whether it still works in today’s economy. Learn about alternative withdrawal strategies, the impact of inflation, and why investment returns might not match historical expectations. Plus, we discuss real-world retirement spending habits, car buying vs. leasing for retirees, and upcoming tax changes that could impact your wealth. If you’re planning for retirement, investing, or just want to stay ahead of financial trends, this episode is a must-watch!

⏳ Chapters:

00:00 Welcome to Paper Gains!

00:12 The 4% Rule Debate: Does It Still Work?

02:30 How Investment Returns Impact Retirement Withdrawals

04:50 The Problem with One-Size-Fits-All Retirement Rules

06:40 What Laws Should Change in Retirement Planning?

08:50 HSA & Roth IRA Rule Changes We Want to See

12:00 The Fed’s Next Move: Will Interest Rates Change?

16:00 Buying vs. Leasing a Car in Retirement – Which Is Better?

20:30 How Much Are Retirees REALLY Spending?

25:00 Biden’s Tax Plan: No Taxes Under $150K?!

27:30 March Madness Bracket Predictions

Disclaimer:

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