The Hardest Part of Retirement Planning (It’s Not What You Think) - Ep. 4

What’s the hardest part of retirement planning? It’s probably not what you think—and we’re breaking it down with real talk, personal stories, and practical strategies.📲 Connect with Us Johnathan Rankin: [e-mail] Matt Magee: [e-mail]📌 About:In this episode of The Paper Gain Show, Jonathan Rankin and Matt McGee dive into what really makes retirement planning difficult—and it’s not just the numbers. From managing trade-offs between living for today vs. saving for tomorrow, to avoiding the trap of comparing your retirement to someone else's, this episode is full of real insights and laughs.They also answer big questions:✅ Should Social Security be taxed?✅ Is now the time for a Roth conversion?✅ Should you take a pension lump sum or monthly income?✅ Is buy & hold really the best investment strategy?❓ QUESTION:What’s been the hardest part of planning for retirement for you? Drop your thoughts in the comments — we’d love to hear from you!⏳ Chapters (7 Total for Flow & SEO):0:00 – Welcome + What’s the Hardest Part About Retirement Planning?1:00 – The Real Struggle: Living for Today vs. Saving for Tomorrow4:59 – Should Social Security Be Taxed? Our Take on the Debate9:00 – Is Now the Right Time for a Roth Conversion?12:51 – Pension Payout: Lump Sum or Lifetime Income?18:34 – Buy & Hold vs. Active Investing in a Volatile Market22:59 – Bracket Talk: March Madness, Trash Talk & Final PredictionsDisclaimer: mFORCE Capital and Theorem Wealth Management is a group of investment professionals registered with Sanctuary Securities Inc, member FINRA and SIPC, and with Sanctuary Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through Sanctuary Securities, Inc advisory services are offered through Sanctuary Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Theorem Wealth Management and mFORCE Capital and Sanctuary Securities Inc or Sanctuary Advisors LLC shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This presentation was created for informational purposes only; the opinions expressed are solely those of Theorem Wealth Management and mFORCE Capital and do not represent those of Sanctuary Securities Inc or Sanctuary Advisors, LLC, or any of its affiliates. Sanctuary Advisors do not provide tax or legal advice. This material was not intended or written to be used or represented to any entity as tax advice or tax information. Tax laws vary based on the clients' circumstances and can change at any time without notice. Clients are urged to consult their tax or legal advisors for any related questions.