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April 23, 2025 10 mins

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We explore the remarkable story of Jasmine, a former social worker who created a special needs housing solution with no real estate background or capital in just 81 days. Her journey demonstrates how knowledge, initiative, and strategic partnerships can overcome traditional barriers to entry in property investing while making a meaningful social impact.

• Jasmine discovered the concept of funded special needs housing through TikTok videos
• She spent two weeks researching Medicaid waiver programs and housing subsidies for people with disabilities
• She realized she could provide housing while letting licensed agencies handle the care aspects
• Her outreach strategy involved direct pitches to care providers looking for housing partners
• She found an investor at a real estate meetup by emphasizing guaranteed tenants and social impact
• The investment required minimal modifications to make the property suitable for residents
• Within 81 days, she secured a three-year master lease for $3,800 monthly
• The arrangement created win-win outcomes for residents, providers, investors and herself
• Her story echoes principles from Robert Flowers' "The Joy of Helping Others"
• Knowledge and initiative proved more valuable than having significant capital or credit

What unconventional partnerships might you explore to reach your own goals, whether in housing or something else entirely?


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Episode Transcript

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Speaker 1 (00:00):
Welcome to the Deep Dive.
Today we're jumping into areally inspiring story.
It's about how someone withwell, basically no real estate
background, no capital, canstill get involved in property
and make a real social impact.

Speaker 2 (00:13):
Yeah, it's a fantastic example and we're
focusing on the journey ofJasmine, a 33-year-old former
social worker.
Her story just shows incredibledrive.

Speaker 1 (00:22):
And you know this topic special needs housing.
It keeps coming up.
We've had such great feedbackwhen we've talked about it
before, especially around thework of Robert Flowers.

Speaker 2 (00:31):
Oh, absolutely.
Robert Flowers, the founder ofFlowers and Associates Property
Rentals.
He's a real pioneer in specialneeds housing.
Listeners loved hearing fromhim on previous deep dives.
His insights are just wellinvaluable.

Speaker 1 (00:43):
Definitely, and his book the Joy of Helping Others
seems to have really struck achord.
It actually played a pretty bigpart in Jasmine's story, didn't
it?
Her whole approach kind ofmirrors the principles Robert
talks about.

Speaker 2 (00:54):
It really does that focus on helping people first,
finding creative solutions thatare centered around the
individuals needing support.
It's all there in Jasmine'sjourney.

Speaker 1 (01:04):
So let's set the scene Jasmine, former social
worker passionate about helpingvulnerable adults.
One night, she's just scrollingTikTok.
We've all been there, Uh-huh.
Late night scroll and shestumbles across these videos
about group homes and thisconcept of funded housing.

Speaker 2 (01:20):
Right and something just clicked for her.

Speaker 1 (01:22):
Exactly Like a light bulb moment, she suddenly saw
this path.
Maybe she could own property,provide safe housing for people
with disabilities, and the rentwould be guaranteed through
these programs.

Speaker 2 (01:34):
It's that connection, isn't it?

Speaker 1 (01:36):
Yeah.

Speaker 2 (01:36):
Seeing how her passion for helping people could
intersect with well, theproperty world, but in a really
specific, impactful way, notjust standard investing.

Speaker 1 (01:47):
Totally.
It wasn't about flipping houses.
It was about seeing a communityneeds safe, stable homes and
thinking maybe I can help solvethat.

Speaker 2 (01:53):
And what she did next is, I think, really key.
She didn't just jump in feetfirst.

Speaker 1 (01:58):
No, she paused.
She actually dedicated twosolid weeks just to learning,
really digging in.

Speaker 2 (02:04):
Yeah, understanding the whole landscape, not just a
quick Google search.

Speaker 1 (02:07):
Right, she researched Medicaid waiver programs.
You know the government fundingthat helps cover housing costs
for people with disabilities.

Speaker 2 (02:15):
And other housing subsidies too right For
different special needs groups.

Speaker 1 (02:18):
Yep and she looked at the actual group home models
Like what does a three bed or afour bed setup look like?
What are the requirements?

Speaker 2 (02:26):
And, crucially, finding the tenants, or rather
the licensed providers who wouldbecome her tenants.
That's a really importantdistinction.

Speaker 1 (02:34):
It is, and that led her to a key realization, didn't
it?

Speaker 2 (02:37):
It did.
She figured out she didn't haveto be the one providing the
day-to-day care.
She could be the housingpartner.

Speaker 1 (02:44):
Ah, okay, so focusing on providing the physical space
, the safe environment.

Speaker 2 (02:47):
Exactly and letting the licensed agencies, the
experts in care, handle thatside.
It makes sense.
You play to your strengths.

Speaker 1 (02:55):
And she wasn't just reading government websites, was
she?
She found communities.

Speaker 2 (02:58):
Yeah, she tapped into online groups, forums focused
specifically on this kind ofspecialized housing investment.
Smart move, incredibly smart,because that's where you get
tapped into online groups,forums focused specifically on
this kind of specialized housinginvestment.

Speaker 1 (03:06):
Smart move.

Speaker 2 (03:07):
Incredibly smart, because that's where you get the
real world stuff.
You know case studies,practical tips, what actually
works on the ground, andconnections real connections to
providers.

Speaker 1 (03:19):
I bet hearing from people actually doing it, maybe
running into some of RobertFlowers advice in those forums
to really solidified things forher.

Speaker 2 (03:26):
Oh, I'm sure, Seeing that it wasn't just theoretical,
that people, including folksguided by Robert's principles,
were making this work, that musthave been huge.

Speaker 1 (03:34):
Okay, so two weeks of intense learning.
She's got the knowledge base.
What's next?
How does she make it real?

Speaker 2 (03:40):
Action Weeks three and four were all about outreach
, making those connections she'dlearned about.

Speaker 1 (03:45):
So picking up the phone, sending emails.

Speaker 2 (03:48):
Pretty much.
Her strategy was actually quitesimple LinkedIn cold emails to
local agencies care providers.

Speaker 1 (03:55):
What was her pitch?
What did she say?

Speaker 2 (03:56):
It was really direct, something like Hi, I'm
passionate about providinghigh-quality, safe housing for
adults with intellectual anddevelopmental disabilities.
Here in our area, are youcurrently looking for reliable
housing partners?

Speaker 1 (04:09):
simple, clear and addresses a need, no fluff.

Speaker 2 (04:12):
Exactly.
She wasn't selling herself as acare expert, but as someone
ready to provide the right kindof housing, quality housing.
That hits a nerve, becausefinding suitable places is often
a major challenge for theseproviders.

Speaker 1 (04:26):
And I guess framing it with that quality aspect,
maybe echoing some of theperson-centered ideas from
Robert Flowers she'd picked up,helped it land.

Speaker 2 (04:33):
I think so.
It showed she understood theimportance of the environment,
and well it worked.

Speaker 1 (04:38):
Someone bid.

Speaker 2 (04:40):
Someone definitely bid A regional provider, one
facing a really long wait listof individuals needing placement
got back to her they wereinterested.

Speaker 1 (04:49):
Wow, so the need was definitely there.

Speaker 2 (04:51):
Very much so, but they needed the right house, of
course.
That was the condition.
Suitable housing first.

Speaker 1 (04:58):
Okay, so the connection is made, the need is
confirmed, but there's stillthat hurdle Jasmine doesn't have
the capital to just go buy ahouse.

Speaker 2 (05:04):
Right.
The classic problem and this,for me, is where her ingenuity
really kicks in Weeks five andsix.
What does she do?
She needed an investor, so shewent looking for one.
She attended a local realestate meetup.

Speaker 1 (05:15):
Okay, she needed an investor, so she went looking
for one.

Speaker 2 (05:17):
She attended a local real estate meetup Okay, putting
herself out there, Yep.
And she pitched her idea to aninvestor she met there.
Just laid it all out.
This feels like somethingRobert Flowers might advise
looking for creativepartnerships when traditional
financing isn't an option.

Speaker 1 (05:29):
That takes guts Pitching a stranger at a meetup.
What was the angle?
How did she make it attractiveto an investor who might just be
looking at standard rentals?

Speaker 2 (05:38):
It was brilliant really.
She basically said look, youbuy a suitable property.
I have a guaranteed tenantlined up this funded provider.

Speaker 1 (05:46):
De-risking it immediately, the tenant is
basically secured.

Speaker 2 (05:50):
Precisely.
They'll sign a long-term lease,she explained.
So you get consistent, reliableincome.
I'll handle all the propertymanagement, the liaison with the
provider.

Speaker 1 (05:59):
Okay, so passive income for the investor
management handled.

Speaker 2 (06:03):
And she added, we'll be making a positive social
impact, providing a home forpeople who desperately need one.
It ticks a lot of boxes,financial return, low hassle and
doing good.

Speaker 1 (06:13):
That's a compelling package Consistent rent from a
funded source, professionalmanagement plus the social
benefit which, as you said,connects back to that joy of
helping others idea.
It's not just bricks and mortar.

Speaker 2 (06:26):
Exactly and the investors saw the potential,
they agreed.

Speaker 1 (06:29):
Fantastic, so they found a property.

Speaker 2 (06:32):
They did.
They bought a modest fourbedroom ranch home.
Importantly, it was alreadymostly code compliant, which
helped keep things simple andaffordable.

Speaker 1 (06:40):
Good point Doesn't need to be fancy, just safe,
accessible and functional forthe residents' needs.

Speaker 2 (06:46):
Exactly right.
So now they have the house.
Weeks seven and eight wereabout getting it ready.

Speaker 1 (06:50):
The provider probably had specific requirements.

Speaker 2 (06:53):
Oh yeah, they gave Jasmine a detailed list.
Things like adding ramps forwheelchair access, making sure
there were fire extinguishers,installing secure storage for
medications.

Speaker 1 (07:03):
Standard safety and accessibility stuff for this
type of housing Makes sense.

Speaker 2 (07:07):
And basic furnishings too, making it feel like a home
, not just a facility.

Speaker 1 (07:11):
So how did Jasmine manage that part?
Still no big budget, right?

Speaker 2 (07:14):
Nope, resourcefulness again.
She hired a handyman for themodifications ramps, locks, that
sort of thing.
She used her own funds but keptit tight Under $6,000 for
everything.

Speaker 1 (07:25):
Wow, that's impressive.

Speaker 2 (07:26):
Well, part of it was community help.
She actually got furnituredonations from a local church.

Speaker 1 (07:31):
Oh, that's great Tapping into community support.
Another thing Robert Flowersoften highlights finding those
local resources.

Speaker 2 (07:36):
Absolutely.
People often want to supportinitiatives like this if they
know about them.

Speaker 1 (07:40):
Okay House bought prepped according to spec
community, chipped in Moment oftruth.

Speaker 2 (07:46):
You got it.
Week nine, just nine weeks, 81days from that initial TikTok
discovery 81 days.

Speaker 1 (07:54):
That's incredibly fast.

Speaker 2 (07:56):
Isn't it?
The provider signed the lease,A three-year master lease.

Speaker 1 (08:00):
Amazing, and the rent $3,800 per month.
Okay, let's break that down.
How did the money work foreveryone?

Speaker 2 (08:06):
Well, that $3,800 covered the investor's mortgage
payment, taxes, insurance youknow the usual PITI.
And there was still a surplusprofit for the investor from day
one.

Speaker 1 (08:17):
Nice and Jasmine's role.

Speaker 2 (08:18):
she wasn't the owner so she was the leaseholder,
essentially the middle person.
She carved out a monthly marginfor herself from that rent that
covered her work managing theproperty, being the main contact
point, coordinating everythingbetween the investor and the
provider.

Speaker 1 (08:33):
So she created her own cash flow stream without
owning the asset yet.

Speaker 2 (08:38):
Exactly Consistent income for her role as the
coordinator and manager, and shehad a longer term plan thinking
about using creative financingdown the road to potentially buy
the property herself, Againvery much in line with the kind
of forward thinking RobertFlowers encourages.

Speaker 1 (08:52):
So let's recap In just 81 days no personal
property ownership needed, noloans in her name.
She secured a long-term leasewith a state-funded provider,
created consistent cash flow forherself and an investor, and
developed a model she couldpotentially repeat.

Speaker 2 (09:08):
It's quite the achievement and it really
hammers home the main point foranyone listening who's
interested in this space.

Speaker 1 (09:13):
Which is.

Speaker 2 (09:14):
You don't necessarily need a pile of cash or a
perfect credit score to getstarted in this kind of
impactful real estate.
Jasmine proved that.

Speaker 1 (09:21):
Knowledge initiative.
Finding the right partners.
Those were her assets.

Speaker 2 (09:25):
Absolutely Knowledge about the niche, the funded
housing landscape, which she gotthrough dedicated research,
maybe boosted by insights likethose from Robert Flowers
Initiative to make the calls,attend the meetup, make the
pitch and the strategicpartnership with the meetup,
make the pitch and the strategicpartnership with the investor
and the provider.

Speaker 1 (09:42):
It really shines a light on this whole area of
funded housing, doesn't it?
Especially for special needspopulations, it's often
overlooked, but the potential ishuge.

Speaker 2 (09:50):
Huge potential.
It's a true win-win.
Residents get safe, supportivehomes in the community, not
institutions, and it createsopportunities for investors, for
coordinators like Jasmine, forproviders.
It strengthens the wholeecosystem.

Speaker 1 (10:04):
And it aligns perfectly with those principles
from the joy of helping othersthat Robert Flowers champions,
it's about service community andfinding smart ways to meet real
human needs.
Jasmine really embodied that.

Speaker 2 (10:15):
She absolutely did.
Her focus wasn't just the deal,it was the people she was
ultimately helping to house.

Speaker 1 (10:20):
So it really makes you think, and that brings us to
our final thought.

Speaker 2 (10:23):
For you, the listener , inspired by Jasmine's story,
Considering how resourcefulJasmine was in finding that
investor stepping outside theusual path.

Speaker 1 (10:33):
What unconventional partnerships, what creative
connections might you explore toreach your own goals, whether
that's in housing or maybesomething else entirely,
something to mull over.
Thanks for tuning in to thedeep dive.
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