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June 24, 2025 23 mins

The Automated Clearing House (ACH) network moved $86 trillion in the U.S. in 2024 – more than 7x the four major card networks combined.

Yet the big embedded payment providers treat ACH as an afterthought. 

On this episode, Rainforest Founder and CEO Joshua Silver joins guest host Brooke Smith to discuss how software companies can drive more payments volume and revenue with ACH.

They covered:

  • Why ACH is still the backbone of U.S. money movement, and will continue to be for a while
  • Deep dive into the mechanics, timelines, and risk profile of ACH vs credit cards
  • Modern tools that can reduce the risk of ACH for merchants, software platforms, and payment providers
  • How to monetize embedded ACH payments by selling the value of the whole solution
  • 3 ways to encourage end customers to pay online instead of mailing a check, so you can increase embedded payments utilization (and volume!)


The Payments Strategy Show is brought to you by Rainforest, embedded payments purpose-built for vertical SaaS.

Grow revenue with the only payfac-as-a-service provider optimized to help you drive more payments volume at higher margins, without risk or compliance headaches.

Learn more: https://rainforestpay.com

Connect with us on LinkedIn: https://linkedin.com/company/rainforestpay


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