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April 15, 2025 24 mins

The biggest opportunity for SaaS companies to reduce embedded payments cost usually isn’t negotiating a lower fee with the payment provider. 

It’s optimizing interchange. 

In this episode, payments supply chain expert Max Jewell explains how interchange fees are determined, where SaaS companies might be able to qualify for better rates, and what to look for in your processing statements to uncover potential savings.

Max shares:

  • The most frequent causes of transaction downgrades and how to avoid them
  • Common mistakes that prevent platforms from getting Level 2/3 data rates
  • Little-known interchange optimization methods that almost no one is talking about
  • 3 steps to size up your potential interchange optimization savings
  • An easy way to spot hidden payment processor fees


The Payments Strategy Show is brought to you by Rainforest, embedded payments purpose-built for vertical SaaS.

Grow revenue with the only payfac-as-a-service provider optimized to help you drive more payments volume at higher margins, without risk or compliance headaches.

Learn more: https://rainforestpay.com

Connect with us on LinkedIn: https://linkedin.com/company/rainforestpay


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