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June 3, 2025 30 mins

In this episode of Elegant Maine Living, Elise Kiely sits down with Tate Ficker, owner of the Ficker Insurance Group and a deeply rooted Mainer, to explore the role of insurance in Maine’s real estate landscape and lifestyle.

Together, they discuss:

  • Tate’s journey from growing up in Fryeburg to returning to Maine to raise a family after a decade in Boston.
  • Why Maine’s unique sense of community plays a vital role in both real estate and business.
  • How Tate built a client-centric insurance firm that blends old-fashioned service with modern technology.
  • The importance of annual insurance reviews for homeowners and how life changes—like renovations, pets, or new purchases—should prompt updates.
  • The rising impact of climate-related disasters on national insurance trends, even here in Maine.
  • Practical tips to simplify your homeowner’s insurance strategy and ensure adequate coverage when it matters most.

Elise also shares her personal experience with a devastating home fire and emphasizes the power of preparedness, neighborly support, and trusted advisors in navigating life's unexpected turns.

Whether you're buying your dream home in Maine or already living it, this episode is a must-listen for anyone who wants to safeguard their lifestyle and real estate investment.

Connect with Tate Ficker of the Ficker Insurance Group - fickerinsurancegroup@allstate.com

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🌐 Website & Listings: Legacy Properties Sotheby’s International Realty
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Have Questions or Topic Suggestions, e-mail Elise at

  • Elise@EliseKiely.com

Subscribe, share with a friend, and join Elise every other week to discover what makes Maine not just beautiful—but beautifully lived.

Please remember this podcast is for entertainment and educational purposes only and does not create an attorney client or real estate advisor client relationship. Please reach out to me directly if I can assist you in your real estate journey.



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