“Protecting Your Maine Life: A Continued Conversation with Tate Ficker”
In Part 2 of Elise's conversation with Tate Ficker, founder of the Ficker Insurance Group, we dive deeper into the real-world concerns homeowners face when it comes to wind, rain, flooding, and rising insurance premiums—especially in today’s shifting climate.
We explore how natural disasters in other parts of the country are subtly but steadily influencing insurance costs in Maine, which—despite these pressures—still boasts some of the lowest premiums nationwide. Tate explains how local property owners can protect themselves by being proactive, conducting annual insurance reviews, and understanding what’s in (and out) of their policy.
Tate also shares his two top recommendations for Maine homeowners this spring, and we wrap up the episode with some of his favorite podcasts, books, and what he’s working on to keep his own work-life balance in check.
Highlights:
- 🌊 How coastal property buyers can manage flood and wind risk
- 🏠 Why home maintenance affects your insurability—and what to do about it
- 📉 How insurance can affect a property's market value
- 🔍 The importance of understanding your policy (and how to start)
- 🛠️ Why a pre-listing inspection matters for homeowners and sellers
- 📚 Tate’s favorite book for business owners: The Education of a Coach
- 🎧 Podcast recommendations for history lovers and thoughtful professionals
Whether you're buying your dream home in Maine or already living it, this episode is a must-listen for anyone who wants to safeguard their lifestyle and real estate investment.
Connect with Tate Ficker of the Ficker Insurance Group - fickerinsurancegroup@allstate.com
Connect with Elise
🌐 Website & Listings: Legacy Properties Sotheby’s International Realty
📸 Follow Elise on Social Media:
- Instagram: @elisekielyrealestate
- Facebook: Elise Kiely Real Estate
- LinkedIn: Elise Kiely
Have Questions or Topic Suggestions, e-mail Elise at
- Elise@EliseKiely.com
Subscribe, share with a friend, and join Elise every other week to discover what makes Maine not just beautiful—but beautifully lived.
Please remember this podcast is for entertainment and educational purposes only and does not create an attorney client or real estate advisor client relationship. Please reach out to me directly if I can assist you in your real estate journey.
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