Want to buy a $700,000 home in retirement — but only have $550,000?
This one strategy could make it happen — with no monthly mortgage payment.
In this episode of Real Talk Hilton Head, David and Dale Cross sit down with Jim Davidson and Paul Donahue to uncover the truth about Lifestyle Home Loans (also known as Home Equity Conversion Mortgages for Purchase or HECM).
✅ FHA-insured and backed by Mutual of Omaha
✅ No required monthly mortgage payments
✅ Retain ownership of the home
✅ Unlock trapped home equity
✅ Preserve your retirement savings and maximize your lifestyle
💡 Whether you're relocating, downsizing, or dreaming of a home in the Lowcountry, this episode could change everything you thought you knew about buying a home in retirement.
📞 Have questions? Contact us at info@DavidDale.com or call 843-533-8125
🌐 Learn more at: https://www.RealTalkHHI.com
🎧 Listen on Buzzsprout: https://realtalkhhi.buzzsprout.com
📺 Subscribe for more: https://www.youtube.com/@RealTalkHHI
Chapters: 0:00 Intro: The $700K Dream on a $500K Budget
3:00 What Is a Lifestyle Home Loan (HECM)?
7:00 Why Most Retirees Have Never Heard of This
13:00 Equity Has Zero ROI Until You Unlock It
22:00 The #1 Fear in Retirement
30:00 The Real Estate Impact & Tax Implications
40:00 What Happens When You Leave the Home?
47:00 Can You Buy a Duplex or Triplex with a HECM?
55:00 The 3 Keys to a Successful Retirement Strategy
1:03:00 Final Thoughts + How to Learn More
📍 Serving buyers and sellers across Hilton Head, Bluffton, Beaufort, and Savannah.
#RetirementHome #HECM #HiltonHeadRealEstate #RealTalkHHI #ReverseMortgage #LowcountryLifestyle #RealEstatePodcast #MortgageTips
Real Talk Hilton Head | The Real Estate Lifestyle Podcast of Coastal Carolina
SUBSCRIBE OR WE MAY CRY…NOT REALLY!
For any questions or inquiries regarding this video, please reach out to DavidDale@RealTalkHHI.com
----------------------------------------------------------------
Follow All of These or Miss Out on Being Friends ☹
Facebook - Facebook
www.RealTalkHHI.com
DavidDale@RealTalkHHI.com
Thank you for tuning in to Real Talk Hilton Head!
👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.
👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:
- Instagram: @RealTalkHiltonHead
- Facebook: Real Talk Hilton Head
- YouTube: Real Talk Hilton Head
👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at Info@DavidDale.com.
🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.